DEPOSITS (Details) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
DEPOSITS
Demand	$ 27,718,000	$ 26,066,000
On us accounts	599,000	783,000
NOW	30,036,000	30,049,000
Money market deposits	61,617,000	52,202,000
Regular and other savings	15,492,000	14,226,000
Total non-certificate accounts	135,462,000	123,326,000
Term certificates less than $100,000	17,832,000	16,378,000
Term certificates of $100,000 or more	54,432,000	42,650,000
Total certificate accounts	72,264,000	59,028,000
Amount
Within one year	22,487,000	25,048,000
Greater than one year to two years	22,885,000	16,872,000
Greater than two years to three years	18,797,000	7,763,000
Greater than three years to four years	6,238,000	5,659,000
Greater than four years to five years	1,857,000	3,686,000
Total certificate accounts	$ 72,264,000	$ 59,028,000
Weighted Average Rate
Within one year (as a percent)	1.02%	0.75%
Greater than one year to two years (as a percent)	1.36%	1.22%
Greater than two years to three years (as a percent)	1.78%	1.46%
Greater than three years to four years (as a percent)	1.64%	1.49%
Greater than four years to five years (as a percent)	1.74%	1.65%
Total certificate accounts (as a percent)	1.40%	1.10%
Deposits.	$ 207,726,000	$ 182,354,000
Brokered certificate accounts	2,828,000	1,240,000
Certificate accounts obtained through a listing service	29,437,000	27,815,000
Time deposit FDIC insurance denomination limit	250,000
Time deposit account insurance value	$ 15,329,000	$ 10,590,000