MINIMUM REGULATORY CAPITAL REQUIREMENTS (Tables)

12 Months Ended

Dec. 31, 2015

MINIMUM REGULATORY CAPITAL REQUIREMENTS

Schedule of actual capital amounts and ratios

									Minimum
									To Be Well
					Minimum				Capitalized Under
					Capital				Prompt Corrective
	Actual				Requirement				Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	(Dollars in thousands)
At December 31, 2015
Total Capital to Risk Weighted Assets	$	31,701	14.3	%	$	17,721	8.0	%	$	22,151	10.0	%
Tier 1 Capital to Risk Weighted Assets		29,293	13.2			13,291	6.0			17,721	8.0
Common Equity Tier 1 Capital to Risk Weighted Assets		29,293	13.2			9,968	4.5			14,398	6.5
Tier 1 Capital to Total Assets		29,293	10.0			11,754	4.0			14,693	5.0

									Minimum
									To Be Well
					Minimum				Capitalized Under
					Capital				Prompt Corrective
	Actual				Requirement				Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	(Dollars in thousands)
At December 31, 2014
Total Capital to Risk Weighted Assets	$	29,522	14.3	%	$	16,530	8.0	%	$	20,663	10.0	%
Tier 1 Capital to Risk Weighted Assets		27,293	13.2			8,265	4.0			12,398	6.0
Tier 1 Capital to Total Assets		27,293	10.1			10,835	4.0			13,544	5.0