DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2015

DEPOSITS

Summary of deposit balances

	At December 31,
	2015		2014
	(In thousands)
Demand	$	27,718	$	26,066
On us accounts		599		783
NOW		30,036		30,049
Money market deposits		61,617		52,202
Regular and other savings		15,492		14,226
Total non-certificate accounts		135,462		123,326
Term certificates less than $100,000		17,832		16,378
Term certificates of $100,000 or more		54,432		42,650
Total certificate accounts		72,264		59,028
Total deposits	$	207,726	$	182,354

Summary of term certificate accounts by maturity

	At December 31,
	2015				2014
			Weighted				Weighted
			Average				Average
	Amount		Rate		Amount		Rate
	(Dollars in thousands)
Within one year	$	22,487	1.02	%	$	25,048	0.75	%
Greater than one year to two years		22,885	1.36	%		16,872	1.22	%
Greater than two years to three years		18,797	1.78	%		7,763	1.46	%
Greater than three years to four years		6,238	1.64	%		5,659	1.49	%
Greater than four years to five years		1,857	1.74	%		3,686	1.65	%
Total certificate accounts	$	72,264	1.40	%	$	59,028	1.10	%