CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 1,927,000	$ 2,382,000
Short-term investments	5,831,000	2,536,000
Total cash and cash equivalents	7,758,000	4,918,000
Securities available for sale, at fair value	19,028,000	19,526,000
Securities held to maturity, at amortized cost (fair value of $739 at September 30, 2015 and $916 at December 31, 2014)	3,112,000	837,000
Federal Home Loan Bank stock, at cost	2,933,000	2,907,000
Bankers Bank Northeast stock, at cost	60,000
Loans held for sale		990,000
Loans, net of allowance for loan losses of $2,346 at September 30, 2015 and $2,229 at December 31, 2014	253,983,000	231,293,000
Premises and equipment, net	3,837,000	3,819,000
Accrued interest receivable	799,000	752,000
Bank-owned life insurance	3,101,000	2,999,000
Other assets	1,891,000	2,979,000
Total assets	296,502,000	271,020,000
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	207,726,000	182,354,000
Short-term Federal Home Loan Bank advances	23,500,000	30,000,000
Long-term Federal Home Loan Bank advances	27,100,000	24,600,000
Mortgagors' escrow accounts	1,386,000	1,194,000
Due to broker for investment purchase	2,505,000
Accrued expenses and other liabilities	2,377,000	2,160,000
Total liabilities	$ 264,594,000	$ 240,308,000
Commitments and contingencies
Stockholders' equity:
Preferred stock, $0.01 par value per share: 50,000,000 shares authorized at September 30, 2015 and December 31, 2014; none outstanding
Common stock, $0.01 par value per share: 100,000,000 shares authorized, 1,828,238 shares issued at September 30, 2015 and 1,827,131 shares issued at December 31, 2014	$ 18,000	$ 18,000
Additional paid-in capital	19,402,000	19,245,000
Retained earnings	13,788,000	12,593,000
Accumulated other comprehensive income (loss)	46,000	143,000
Unearned compensation - ESOP (81,443 shares unallocated at September 30, 2015 and 86,886 shares unallocated at December 31, 2014)	(835,000)	(918,000)
Unearned compensation - Restricted stock (44,866 shares non-vested at September 30, 2015 and 37,071 shares non-vested at December 31, 2014)	(511,000)	(369,000)
Total stockholders' equity	31,908,000	30,712,000
Total liabilities and stockholders' equity	$ 296,502,000	$ 271,020,000