8.DEPOSITS

A summary of deposit balances is as follows:


	At December 31,
	2015		2014
	(In thousands)

Demand	$	27,718	$	26,066
On us accounts		599		783
NOW		30,036		30,049
Money market deposits		61,617		52,202
Regular and other savings		15,492		14,226
Total non-certificate accounts		135,462		123,326

Term certificates less than $100,000		17,832		16,378
Term certificates of $100,000 or more		54,432		42,650
Total certificate accounts		72,264		59,028

Total deposits	$	207,726	$	182,354

A summary of term certificate accounts by maturity is as follows:


	At December 31,
	2015				2014
			Weighted				Weighted
			Average				Average
	Amount		Rate		Amount		Rate
	(Dollars in thousands)

Within one year	$	22,487	1.02	%	$	25,048	0.75	%
Greater than one year to two years		22,885	1.36	%		16,872	1.22	%
Greater than two years to three years		18,797	1.78	%		7,763	1.46	%
Greater than three years to four years		6,238	1.64	%		5,659	1.49	%
Greater than four years to five years		1,857	1.74	%		3,686	1.65	%

Total certificate accounts	$	72,264	1.40	%	$	59,028	1.10	%

There were $2,828,000 and $1,240,000 of brokered certificate accounts at December 31, 2015 and 2014, respectively. There were $29,437,000 and $27,815,000 of certificate accounts obtained through a listing service at December 31, 2015 and 2014, respectively. The aggregate amount of time deposit accounts in denominations that meet or exceed the Federal Deposit Insurance Corporation (“FDIC”) insurance limit of $250,000 as of December 31, 2015 and 2014 was $15,329,000 and $10,590,000, respectively.