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PREMISES AND EQUIPMENT
 12 Months Ended
Dec. 31, 2015
PREMISES AND EQUIPMENT

7.PREMISES AND EQUIPMENT

 

A summary of premises and equipment is as follows:

 

 

 

 

 

 

 

 

 

 

 

 

At December 31,

 

 

 

    

2015

    

2014

    

 

 

 

(In thousands)

 

Premises:

 

 

 

 

 

 

 

 

Land

 

$
226

 

$
278

 

 

Buildings and improvements

 

 
5,258

 

 
5,046

 

 

Equipment

 

 
2,568

 

 
2,472

 

 

 

 

 
8,052

 

 
7,796

 

 

 

 

 

 

 

 

 

 

 

Less accumulated depreciation and amortization

 

 
(4,215)

 

 
(3,977)

 

 

 

 

 

 

 

 

 

 

 

Premises and equipment, net

 

$
3,837

 

$
3,819

 

 

 

Depreciation and amortization expense for the years ended December 31, 2015 and 2014 amounted to $385,000 and $343,000, respectively.