XML 30 R28.htm IDEA: XBRL DOCUMENT v2.4.0.8
Loans and Servicing (Details 2) (USD $)
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Dec. 31, 2012
Allowance for loan losses          
Beginning Balance     $ 1,780,000 $ 1,824,000  
Charge-offs     (137,000) (377,000)  
Recoveries     46,000 142,000  
Provision (benefit) 244,000 67,000 407,000 162,000  
Ending Balance 2,096,000 1,751,000 2,096,000 1,751,000  
Allowance for loan losses individually evaluated for impairment 217,000   217,000   320,000
Allowance for loan losses collectively evaluated for impairment 1,879,000   1,879,000   1,460,000
Loans          
Individually evaluated for impairment 3,159,000   3,159,000   3,115,000
Collectively evaluated for impairment 204,343,000   204,343,000   178,694,000
Total Loans 207,502,000   207,502,000   181,809,000
Residential loans:
         
Loans          
Total Loans 108,976,000   108,976,000   111,106,000
One- to four- family, residential loans
         
Allowance for loan losses          
Beginning Balance     378,000 346,000  
Charge-offs     (130,000) (144,000)  
Recoveries     43,000 137,000  
Provision (benefit)     (4,000) 21,000  
Ending Balance 287,000 360,000 287,000 360,000  
Allowance for loan losses individually evaluated for impairment 7,000   7,000   93,000
Allowance for loan losses collectively evaluated for impairment 280,000   280,000   285,000
Loans          
Individually evaluated for impairment 322,000   322,000   658,000
Collectively evaluated for impairment 93,414,000   93,414,000   94,888,000
Total Loans 93,736,000   93,736,000   95,546,000
Home equity loans and lines of credit
         
Allowance for loan losses          
Beginning Balance     254,000 341,000  
Provision (benefit)     (18,000) (82,000)  
Ending Balance 236,000 259,000 236,000 259,000  
Allowance for loan losses individually evaluated for impairment         13,000
Allowance for loan losses collectively evaluated for impairment 236,000   236,000   241,000
Loans          
Individually evaluated for impairment 429,000   429,000   45,000
Collectively evaluated for impairment 14,811,000   14,811,000   15,515,000
Total Loans 15,240,000   15,240,000   15,560,000
Commercial loans:
         
Loans          
Total Loans 78,143,000   78,143,000   58,084,000
One-to-four family investment property
         
Allowance for loan losses          
Beginning Balance     62,000 59,000  
Provision (benefit)     10,000 (8,000)  
Ending Balance 72,000 51,000 72,000 51,000  
Allowance for loan losses collectively evaluated for impairment 72,000   72,000   62,000
Loans          
Collectively evaluated for impairment 13,017,000   13,017,000   11,355,000
Total Loans 13,017,000   13,017,000   11,355,000
Multi-family real estate
         
Allowance for loan losses          
Beginning Balance     40,000 98,000  
Provision (benefit)     3,000 (27,000)  
Ending Balance 43,000 71,000 43,000 71,000  
Allowance for loan losses collectively evaluated for impairment 43,000   43,000   40,000
Loans          
Collectively evaluated for impairment 5,731,000   5,731,000   5,346,000
Total Loans 5,731,000   5,731,000   5,346,000
Commercial real estate
         
Allowance for loan losses          
Beginning Balance     668,000 400,000  
Provision (benefit)     216,000 248,000  
Ending Balance 884,000 648,000 884,000 648,000  
Allowance for loan losses individually evaluated for impairment 210,000   210,000   214,000
Allowance for loan losses collectively evaluated for impairment 674,000   674,000   454,000
Loans          
Individually evaluated for impairment 2,408,000   2,408,000   2,412,000
Collectively evaluated for impairment 45,579,000   45,579,000   30,318,000
Total Loans 47,987,000   47,987,000   32,730,000
Commercial business
         
Allowance for loan losses          
Beginning Balance     159,000 234,000  
Charge-offs       (11,000)  
Provision (benefit)     49,000 (99,000)  
Ending Balance 208,000 124,000 208,000 124,000  
Allowance for loan losses collectively evaluated for impairment 208,000   208,000   159,000
Loans          
Collectively evaluated for impairment 11,408,000   11,408,000   8,653,000
Total Loans 11,408,000   11,408,000   8,653,000
Construction loans:
         
Loans          
Total Loans 19,964,000   19,964,000   12,205,000
One-to-four family, construction loans
         
Allowance for loan losses          
Beginning Balance     149,000 228,000  
Charge-offs       (191,000)  
Provision (benefit)     38,000 113,000  
Ending Balance 187,000 150,000 187,000 150,000  
Allowance for loan losses collectively evaluated for impairment 187,000   187,000   149,000
Loans          
Collectively evaluated for impairment 7,897,000   7,897,000   7,379,000
Total Loans 7,897,000   7,897,000   7,379,000
Multi-family
         
Allowance for loan losses          
Beginning Balance     34,000 98,000  
Provision (benefit)     30,000 (32,000)  
Ending Balance 64,000 66,000 64,000 66,000  
Allowance for loan losses collectively evaluated for impairment 64,000   64,000   34,000
Loans          
Collectively evaluated for impairment 6,947,000   6,947,000   3,665,000
Total Loans 6,947,000   6,947,000   3,665,000
Non-residential
         
Allowance for loan losses          
Beginning Balance     25,000 11,000  
Provision (benefit)     78,000 1,000  
Ending Balance 103,000 12,000 103,000 12,000  
Allowance for loan losses collectively evaluated for impairment 103,000   103,000   25,000
Loans          
Collectively evaluated for impairment 5,120,000   5,120,000   1,161,000
Total Loans 5,120,000   5,120,000   1,161,000
Consumer
         
Allowance for loan losses          
Beginning Balance     11,000 9,000  
Charge-offs     (7,000) (31,000)  
Recoveries     3,000 5,000  
Provision (benefit)     5,000 27,000  
Ending Balance 12,000 10,000 12,000 10,000  
Allowance for loan losses collectively evaluated for impairment 12,000   12,000   11,000
Loans          
Collectively evaluated for impairment 419,000   419,000   414,000
Total Loans $ 419,000   $ 419,000   $ 414,000