CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 3,943	$ 2,228
Short-term investments	4,364	4,561
Total cash and cash equivalents	8,307	6,789
Securities available for sale, at fair value	19,029	8,184
Securities held to maturity, at amortized cost	1,169	1,594
Federal Home Loan Bank stock, at cost	2,649	2,861
Loans held for sale	1,012	2,606
Loans, net of allowance for loan losses of $2,096,000 at September 30, 2013 and $1,780,000 at December 31, 2012	205,900	180,599
Premises and equipment, net	3,730	3,753
Accrued interest receivable	682	617
Bank-owned life insurance	2,872	2,797
Other real estate owned	20	203
Other assets	1,800	1,599
Total assets	247,170	211,602
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	162,007	154,439
Short-term Federal Home Loan Bank advances	34,575
Long-term Federal Home Loan Bank advances	18,100	23,600
Mortgagors' escrow accounts	1,248	1,034
Accrued expenses and other liabilities	1,750	1,966
Total liabilities	217,680	181,039
Commitments and contingencies
Stockholders' equity:
Preferred stock, $0.01 par value per share: 50,000,000 shares authorized at September 30, 2013 and December 31, 2012; none outstanding
Common stock, $0.01 par value per share: 100,000,000 shares authorized, 1,875,310 shares issued at September 30, 2013 and 1,940,259 shares issued at December 31, 2012	19	19
Additional paid-in capital	19,809	20,669
Retained earnings	11,254	10,958
Accumulated other comprehensive (loss) income	(257)	183
Unearned compensation - ESOP (95,525 shares unallocated at September 30, 2013 and 101,367 shares unallocated at December 31, 2012)	(1,022)	(1,084)
Unearned compensation - Restricted stock (35,751 shares non-vested at September 30, 2013 and 30,281 shares non-vested at December 31, 2012)	(313)	(182)
Total stockholders' equity	29,490	30,563
Total liabilities and stockholders' equity	$ 247,170	$ 211,602