CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Cash flows from operating activities:
Net income	$ 209	$ 153
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	90	64
Amortization of securities, net	29
Net change in loan fees and costs	24	(19)
Depreciation and amortization expense	67	68
Decrease in accrued interest receivable	42	18
Income from bank-owned life insurance	(24)	(24)
Stock-based compensation expense	59	39
Gain on sales of loans	(425)	(191)
Loans originated for sale	(14,897)	(8,023)
Proceeds from sales of loans	16,631	8,319
Gain on sale of other real estate owned	(19)
Decrease in prepaid FDIC insurance	35	36
Net change in other assets and liabilities	(221)	(217)
Net cash provided by operating activities	1,600	223
Activity in securities available for sale:
Maturities, prepayments and calls	1,004	301
Purchases	(2,077)	(2,072)
Maturities, prepayments and calls of securities held to maturity	135	191
Redemption of Federal Home Loan Bank stock	232	250
Loan originations, net	(2,585)	4,802
Principal balance of portfolio loans sold		314
Proceeds from sale of other real estate owned	197
Purchase of premises and equipment	(28)	(13)
Net cash (used in) provided by investing activities	(3,122)	3,773
Cash flows from financing activities:
Net change in deposits	(7,816)	4,148
Net change in securities sold under agreements to repurchase		(146)
Net change in Federal Home Loan Bank borrowings with maturities of three months or less	11,000
Proceeds of Federal Home Loan Bank borrowings with maturities greater than three months	1,000
Repayments of Federal Home Loan Bank borrowings with maturities greater than three months	(4,500)	(21)
Net change in mortgagors' escrow accounts	159	75
Repurchase of common stock	(267)	(8)
Cash dividends paid on common stock	(78)
Net cash (used in) provided by financing activities	(502)	4,048
Net change in cash and cash equivalents	(2,024)	8,044
Cash and cash equivalents at beginning of period	6,789	19,083
Cash and cash equivalents at end of period	4,765	27,127
Supplementary information:
Interest paid on deposit accounts	139	284
Interest paid on borrowings	165	219
Income taxes paid	61	71
Loans transferred to other real estate owned	244
Due to broker for investment purchase		$ 2,079