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CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest and dividend income:    
Loans, including fees $ 2,156 $ 2,251
Securities 54 63
Short-term investments 2 7
Total interest and dividend income 2,212 2,321
Interest expense:    
Deposits 140 283
Short-term Federal Home Loan Bank borrowings 4  
Long-term Federal Home Loan Bank borrowings 151 218
Securities sold under agreements to repurchase   1
Total interest expense 295 502
Net interest and dividend income 1,917 1,819
Provision for loan losses 90 64
Net interest and dividend income, after provision for loan losses 1,827 1,755
Non-interest income:    
Customer service fees 133 132
Mortgage banking income, net 421 125
Income from bank-owned life insurance 24 24
Net gain on sale of other real estate owned 19  
Other 24 2
Total non-interest income 621 283
Non-interest expenses:    
Salaries and employee benefits 1,197 1,023
Occupancy and equipment expenses 231 214
Data processing expenses 186 121
Professional fees 87 101
Advertising expenses 75 92
FDIC insurance 40 39
Other general and administrative expenses 295 215
Total non-interest expenses 2,111 1,805
Income before income taxes 337 233
Income tax provision 128 80
Net income 209 153
Weighted-average number of common shares outstanding:    
Basic (in shares) 1,842,974 1,914,179
Diluted (in shares) 1,846,984 1,914,179
Earnings per share:    
Basic (in dollars per share) $ 0.11 $ 0.08
Diluted (in dollars per share) $ 0.11 $ 0.08
Other comprehensive income, net of tax:    
Unrealized loss on securities available for sale (19) (10)
Comprehensive income $ 190 $ 143