XML 51 R27.htm IDEA: XBRL DOCUMENT v2.4.0.6
Loans and Servicing (Details 2) (USD $)
3 Months Ended 12 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Dec. 31, 2012
Allowance for loan losses      
Beginning Balance $ 1,780,000 $ 1,824,000 $ 1,824,000
Charge-offs (132,000)   (386,000)
Recoveries 3,000   142,000
Provision (benefit) 90,000 64,000 200,000
Ending Balance 1,741,000   1,780,000
Ending balance: individually evaluated for impairment 240,000   320,000
Ending balance: collectively evaluated for impairment 1,501,000   1,460,000
Loans      
Ending balance 184,021,000   181,809,000
Ending balance: individually evaluated for impairment 3,133,000   3,115,000
Ending balance: collectively evaluated for impairment 180,888,000   178,694,000
Residential loans:
     
Loans      
Ending balance 109,502,000   111,106,000
One- to four- family, residential loans
     
Allowance for loan losses      
Beginning Balance 378,000 346,000 346,000
Charge-offs (130,000)   (144,000)
Recoveries     137,000
Provision (benefit) 49,000   39,000
Ending Balance 297,000   378,000
Ending balance: individually evaluated for impairment 14,000   93,000
Ending balance: collectively evaluated for impairment 283,000   285,000
Loans      
Ending balance 94,689,000   95,546,000
Ending balance: individually evaluated for impairment 280,000   658,000
Ending balance: collectively evaluated for impairment 94,409,000   94,888,000
Home equity loans and lines of credit
     
Allowance for loan losses      
Beginning Balance 254,000 341,000 341,000
Provision (benefit) (12,000)   (87,000)
Ending Balance 242,000   254,000
Ending balance: individually evaluated for impairment 13,000   13,000
Ending balance: collectively evaluated for impairment 229,000   241,000
Loans      
Ending balance 14,813,000   15,560,000
Ending balance: individually evaluated for impairment 443,000   45,000
Ending balance: collectively evaluated for impairment 14,370,000   15,515,000
Commercial loans:
     
Loans      
Ending balance 60,043,000   58,084,000
One-to-four family investment property
     
Allowance for loan losses      
Beginning Balance 62,000 59,000 59,000
Provision (benefit) 5,000   3,000
Ending Balance 67,000   62,000
Ending balance: collectively evaluated for impairment 67,000   62,000
Loans      
Ending balance 12,164,000   11,355,000
Ending balance: collectively evaluated for impairment 12,164,000   11,355,000
Multi-family real estate
     
Allowance for loan losses      
Beginning Balance 40,000 98,000 98,000
Provision (benefit) 1,000   (58,000)
Ending Balance 41,000   40,000
Ending balance: collectively evaluated for impairment 41,000   40,000
Loans      
Ending balance 5,451,000   5,346,000
Ending balance: collectively evaluated for impairment 5,451,000   5,346,000
Commercial real estate
     
Allowance for loan losses      
Beginning Balance 668,000 400,000 400,000
Provision (benefit) 20,000   268,000
Ending Balance 688,000   668,000
Ending balance: individually evaluated for impairment 213,000   214,000
Ending balance: collectively evaluated for impairment 475,000   454,000
Loans      
Ending balance 34,067,000   32,730,000
Ending balance: individually evaluated for impairment 2,410,000   2,412,000
Ending balance: collectively evaluated for impairment 31,657,000   30,318,000
Commercial business
     
Allowance for loan losses      
Beginning Balance 159,000 234,000 234,000
Charge-offs     (13,000)
Provision (benefit) (6,000)   (62,000)
Ending Balance 153,000   159,000
Ending balance: collectively evaluated for impairment 153,000   159,000
Loans      
Ending balance 8,361,000   8,653,000
Ending balance: collectively evaluated for impairment 8,361,000   8,653,000
Construction loans:
     
Loans      
Ending balance 14,092,000   12,205,000
One-to-four family, construction loans
     
Allowance for loan losses      
Beginning Balance 149,000 228,000 228,000
Charge-offs     (191,000)
Provision (benefit) (20,000)   112,000
Ending Balance 129,000   149,000
Ending balance: collectively evaluated for impairment 129,000   149,000
Loans      
Ending balance 6,545,000   7,379,000
Ending balance: collectively evaluated for impairment 6,545,000   7,379,000
Multi-family
     
Allowance for loan losses      
Beginning Balance 34,000 98,000 98,000
Provision (benefit) 3,000   (64,000)
Ending Balance 37,000   34,000
Ending balance: collectively evaluated for impairment 37,000   34,000
Loans      
Ending balance 3,975,000   3,665,000
Ending balance: collectively evaluated for impairment 3,975,000   3,665,000
Non-residential
     
Allowance for loan losses      
Beginning Balance 25,000 11,000 11,000
Provision (benefit) 52,000   14,000
Ending Balance 77,000   25,000
Ending balance: collectively evaluated for impairment 77,000   25,000
Loans      
Ending balance 3,572,000   1,161,000
Ending balance: collectively evaluated for impairment 3,572,000   1,161,000
Consumer
     
Allowance for loan losses      
Beginning Balance 11,000 9,000 9,000
Charge-offs (2,000)   (38,000)
Recoveries 3,000   5,000
Provision (benefit) (2,000)   35,000
Ending Balance 10,000   11,000
Ending balance: collectively evaluated for impairment 10,000   11,000
Loans      
Ending balance 384,000   414,000
Ending balance: collectively evaluated for impairment $ 384,000   $ 414,000