CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 2,264	$ 2,228
Short-term investments	2,501	4,561
Total cash and cash equivalents	4,765	6,789
Securities available for sale, at fair value	9,199	8,184
Securities held to maturity, at amortized cost	1,459	1,594
Federal Home Loan Bank stock, at cost	2,629	2,861
Loans held for sale	1,297	2,606
Loans, net of allowance for loan losses of $1,741,000 at March 31, 2013 and $1,780,000 at December 31, 2012	182,826	180,599
Premises and equipment, net	3,714	3,753
Accrued interest receivable	575	617
Bank-owned life insurance	2,821	2,797
Other real estate owned	269	203
Prepaid FDIC insurance	180	215
Other assets	1,595	1,384
Total assets	211,329	211,602
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	146,623	154,439
Short-term Federal Home Loan Bank borrowings	11,000
Long-term Federal Home Loan Bank borrowings	20,100	23,600
Mortgagors' escrow accounts	1,193	1,034
Accrued expenses and other liabilities	1,946	1,966
Total liabilities	180,862	181,039
Commitments and contingencies
Stockholders' equity:
Preferred stock, $0.01 par value per share: 50,000,000 shares authorized at March 31, 2013 and December 31, 2012; none outstanding
Common stock, $0.01 par value per share: 100,000,000 shares authorized, 1,942,514 shares issued at March 31, 2013 and 1,940,259 shares issued at December 31, 2012	19	19
Additional paid-in capital	20,696	20,669
Retained earnings	11,089	10,958
Accumulated other comprehensive income	164	183
Unearned compensation - ESOP (99,557 shares unallocated at March 31, 2013 and 101,367 shares unallocated at December 31, 2012)	(1,063)	(1,084)
Unearned compensation - Restricted stock (42,225 shares non-vested at March 31, 2013 and 30,281 shares non-vested at December 31, 2012)	(438)	(182)
Total stockholders' equity	30,467	30,563
Total liabilities and stockholders' equity	$ 211,329	$ 211,602