DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2012

DEPOSITS

Summary of deposit balances

	At December 31,
	2012		2011
	(In thousands)
Demand	$	19,462	$	15,971
On us accounts	1,315		1,318
NOW	29,307		17,122
Money market deposits	48,720		59,846
Regular and other savings	11,856		11,390
Total non-certificate accounts	110,660		105,647
Term certificates less than $100,000	20,437		23,524
Term certificates of $100,000 or more	23,342		21,914
Total certificate accounts	43,779		45,438
Total deposits	$	154,439	$	151,085

Summary of certificate accounts by maturity

	At December 31,
	2012			2011
			Weighted			Weighted
			Average			Average
	Amount		Rate	Amount		Rate
	(Dollars in thousands)
Within one year	$	24,946	0.85%	$	27,571	1.27%
Greater than one year to two years	8,477		1.45	9,742		1.36
Greater than two years to three years	4,008		1.58	4,308		1.97
Greater than three years to four years	3,087		2.19	787		1.99
Greater than four years to five years	3,261		1.93	3,030		2.20
Total certificate accounts	$	43,779	1.21%	$	45,438	1.43%