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PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2012

	At December 31,						Estimated
	2012			2011			Useful Lives
	(In thousands)
Premises:
Land	$	279		$	279
Buildings and improvements	4,867			4,860			5 - 40 years
Equipment	2,282			2,286			3 - 7 years
	7,428			7,425
Less accumulated depreciation and amortization	(3,675		)	(3,543		)

Premises and equipment, net	$	3,753		$	3,882

- Definition

Tabular disclosure of the useful life and salvage value of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.

+ References+ Details