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CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Dec. 31, 2011
ASSETS    
Cash and due from banks $ 2,228 $ 9,598
Short-term investments 4,561 9,485
Total cash and cash equivalents 6,789 19,083
Securities available for sale, at fair value 8,184 4,174
Securities held to maturity, at amortized cost (fair value of $1,731,000 at December 31, 2012 and $2,506,000 at December 31, 2011) 1,594 2,322
Federal Home Loan Bank stock, at cost 2,861 3,111
Loans held for sale 2,606 769
Loans, net of allowance for loan losses of $1,780,000 at December 31, 2012 and $1,824,000 at December 31, 2011 180,599 161,120
Premises and equipment, net 3,753 3,882
Accrued interest receivable 617 627
Bank-owned life insurance 2,797 2,696
Other real estate owned 203 30
Prepaid FDIC insurance 215 362
Other assets 1,384 1,199
Total assets 211,602 199,375
LIABILITIES AND STOCKHOLDERS' EQUITY    
Deposits 154,439 151,085
Securities sold under agreements to repurchase   573
Federal Home Loan Bank advances 23,600 25,121
Mortgagors' escrow accounts 1,034 730
Accrued expenses and other liabilities 1,966 1,537
Total liabilities 181,039 179,046
Commitments and contingencies (Note 14)      
Stockholders' equity:    
Preferred stock, $0.01 par value per share: 50,000,000 shares authorized at December 31, 2012 and $0.10 par value per share: 1,000,000 shares authorized at December 31, 2011; none outstanding      
Common Stock, $0.01 par value per share: 100,000,000 shares authorized, 1,940,259 shares issued at December 31, 2012 and $0.10 par value per share: 10,000,000 shares authorized, 2,777,250 shares issued at December 31, 2011 19 278
Additional paid-in capital 20,669 11,496
Retained earnings 10,958 10,010
Accumulated other comprehensive income 183 134
Unearned compensation - ESOP (101,367 shares unallocated at December 31, 2012 and 28,597 shares unallocated at December 31, 2011) (1,084) (286)
Unearned compensation - Restricted stock (30,281 shares non-vested at December 31, 2012 and 36,552 shares non-vested at December 31, 2011) (182) (167)
Treasury stock, at cost (133,347 shares at December 31, 2011)   (1,136)
Total stockholders' equity 30,563 20,329
Total liabilities and stockholders' equity $ 211,602 $ 199,375