The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR SECTR DIV DOGS 00162Q858 951 18,471 SH   SOLE NONE 0 0 18,471
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 447 27,231 SH   SOLE NONE 0 0 27,231
APPLE INC COM 037833100 457 3,739 SH   SOLE NONE 0 0 3,739
BCE INC COM NEW 05534B760 316 6,998 SH   SOLE NONE 0 0 6,998
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 438 7,626 SH   SOLE NONE 0 0 7,626
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 209 1,837 SH   SOLE NONE 0 0 1,837
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 895 14,917 SH   SOLE NONE 0 0 14,917
ISHARES GOLD TR ISHARES 464285105 1,958 120,426 SH   SOLE NONE 0 0 120,426
ISHARES TR CORE S&P TTL STK 464287150 718 7,834 SH   SOLE NONE 0 0 7,834
ISHARES TR TIPS BD ETF 464287176 1,995 15,900 SH   SOLE NONE 0 0 15,900
ISHARES TR CORE S&P500 ETF 464287200 372 934 SH   SOLE NONE 0 0 934
ISHARES TR CORE US AGGBD ET 464287226 7,486 65,764 SH   SOLE NONE 0 0 65,764
ISHARES TR MSCI EAFE ETF 464287465 4,566 60,183 SH   SOLE NONE 0 0 60,183
ISHARES TR CORE S&P MCP ETF 464287507 841 3,230 SH   SOLE NONE 0 0 3,230
ISHARES TR RUS 1000 ETF 464287622 389 1,739 SH   SOLE NONE 0 0 1,739
ISHARES TR RUSSELL 2000 ETF 464287655 379 1,716 SH   SOLE NONE 0 0 1,716
ISHARES TR U.S. UTILITS ETF 464287697 370 4,649 SH   SOLE NONE 0 0 4,649
ISHARES TR U.S. TECH ETF 464287721 275 3,132 SH   SOLE NONE 0 0 3,132
ISHARES TR CORE S&P SCP ETF 464287804 2,694 24,826 SH   SOLE NONE 0 0 24,826
ISHARES TR GLB CNSM STP ETF 464288737 224 3,850 SH   SOLE NONE 0 0 3,850
ISHARES TR U.S. MED DVC ETF 464288810 7,790 23,579 SH   SOLE NONE 0 0 23,579
ISHARES TR EAFE VALUE ETF 464288877 406 7,960 SH   SOLE NONE 0 0 7,960
ISHARES TR CORE HIGH DV ETF 46429B663 1,060 11,166 SH   SOLE NONE 0 0 11,166
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,590 15,041 SH   SOLE NONE 0 0 15,041
ISHARES TR CORE MSCI EAFE 46432F842 488 6,771 SH   SOLE NONE 0 0 6,771
ISHARES TR 0-5YR HI YL CP 46434V407 220 4,797 SH   SOLE NONE 0 0 4,797
ISHARES TR IBONDS DEC23 ETF 46434VAX8 232 8,865 SH   SOLE NONE 0 0 8,865
ISHARES TR IBONDS DEC22 ETF 46434VBA7 2,320 91,116 SH   SOLE NONE 0 0 91,116
ISHARES TR IBONDS DEC21 ETF 46434VBK5 1,853 74,583 SH   SOLE NONE 0 0 74,583
JOHNSON & JOHNSON COM 478160104 218 1,326 SH   SOLE NONE 0 0 1,326
PIMCO ETF TR INV GRD CRP BD 72201R817 697 6,260 SH   SOLE NONE 0 0 6,260
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,546 11,470 SH   SOLE NONE 0 0 11,470
SPDR GOLD TR GOLD SHS 78463V107 398 2,486 SH   SOLE NONE 0 0 2,486
SPDR SER TR NYSE TECH ETF 78464A102 385 2,661 SH   SOLE NONE 0 0 2,661
SPDR SER TR BLMBRG BRC CNVRT 78464A359 347 4,166 SH   SOLE NONE 0 0 4,166
SPDR SER TR PRTFLO S&P500 GW 78464A409 205 3,636 SH   SOLE NONE 0 0 3,636
SPDR SER TR S&P HOMEBUILD 78464A888 362 5,150 SH   SOLE NONE 0 0 5,150
SPDR SER TR PORTFLI HIGH YLD 78468R606 290 10,937 SH   SOLE NONE 0 0 10,937
SPDR SER TR BLOOMBERG BRCLYS 78468R622 667 6,126 SH   SOLE NONE 0 0 6,126
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 22,594 233,621 SH   SOLE NONE 0 0 233,621
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,498 46,843 SH   SOLE NONE 0 0 46,843
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 5,920 45,612 SH   SOLE NONE 0 0 45,612
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,510 33,723 SH   SOLE NONE 0 0 33,723
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 291 2,916 SH   SOLE NONE 0 0 2,916
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 772 24,304 SH   SOLE NONE 0 0 24,304
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 414 5,674 SH   SOLE NONE 0 0 5,674
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 557 14,808 SH   SOLE NONE 0 0 14,808
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,478 35,965 SH   SOLE NONE 0 0 35,965
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 938 5,583 SH   SOLE NONE 0 0 5,583
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,028 10,446 SH   SOLE NONE 0 0 10,446
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,669 12,565 SH   SOLE NONE 0 0 12,565
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 268 6,798 SH   SOLE NONE 0 0 6,798
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 712 40,983 SH   SOLE NONE 0 0 40,983
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 252 9,931 SH   SOLE NONE 0 0 9,931
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 515 3,503 SH   SOLE NONE 0 0 3,503
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,758 5,952 SH   SOLE NONE 0 0 5,952
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,700 9,540 SH   SOLE NONE 0 0 9,540
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 1,651 8,725 SH   SOLE NONE 0 0 8,725
VANGUARD WORLD FDS INF TECH ETF 92204A702 11,215 31,283 SH   SOLE NONE 0 0 31,283
VANGUARD WORLD FDS UTILITIES ETF 92204A876 347 2,469 SH   SOLE NONE 0 0 2,469
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,127 25,053 SH   SOLE NONE 0 0 25,053
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 447 4,871 SH   SOLE NONE 0 0 4,871
VANGUARD INDEX FDS MID CAP ETF 922908629 345 1,558 SH   SOLE NONE 0 0 1,558
VANGUARD INDEX FDS GROWTH ETF 922908736 243 947 SH   SOLE NONE 0 0 947
VANGUARD INDEX FDS VALUE ETF 922908744 1,858 14,132 SH   SOLE NONE 0 0 14,132
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,134 5,297 SH   SOLE NONE 0 0 5,297
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,853 13,805 SH   SOLE NONE 0 0 13,805
WELLTOWER INC COM 95040Q104 595 8,300 SH   SOLE NONE 0 0 8,300