The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 212 583 SH   SOLE NONE 0 0 583
ISHARES TR CORE US AGGBD ET 464287226 4,573 38,693 SH   SOLE NONE 0 0 38,693
AMAZON COM INC COM 023135106 228 83 SH   SOLE NONE 0 0 83
B C E INC NEW F COM NEW 05534B760 306 7,328 SH   SOLE NONE 0 0 7,328
SPROTT PHYSICAL GOLD & SILVER TR UNIT 85208R101 775 45,889 SH   SOLE NONE 0 0 45,889
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 288 4,765 SH   SOLE NONE 0 0 4,765
ISHARES TR MSCI EAFE ETF 464287465 1,439 23,647 SH   SOLE NONE 0 0 23,647
ISHARES TR EAFE VALUE ETF 464288877 332 8,322 SH   SOLE NONE 0 0 8,322
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 248 9,931 SH   SOLE NONE 0 0 9,931
FIRST TR EXCHANGE TRADED FD FIRST TR ENH NEW 33739Q408 595 9,920 SH   SOLE NONE 0 0 9,920
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 370 8,056 SH   SOLE NONE 0 0 8,056
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 217 2,614 SH   SOLE NONE 0 0 2,614
SPDR GOLD TRUST GOLD SHS 78463V107 443 2,652 SH   SOLE NONE 0 0 2,652
ISHARES TR CORE HIGH DV ETF 46429B663 911 11,236 SH   SOLE NONE 0 0 11,236
ISHARES GOLD TRUST ISHARES 464285105 1,923 113,227 SH   SOLE NONE 0 0 113,227
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 492 19,459 SH   SOLE NONE 0 0 19,459
ISHARES TR IBONDS DEC21 ETF 46434VBK5 256 10,200 SH   SOLE NONE 0 0 10,200
ISHARES TR U.S. UTILITS ETF 464287697 365 2,609 SH   SOLE NONE 0 0 2,609
ISHARES TR CORE MSCI EAFE 46432F842 384 6,731 SH   SOLE NONE 0 0 6,731
ISHARES TR CORE S&P MCP ETF 464287507 638 3,590 SH   SOLE NONE 0 0 3,590
ISHARES TR CORE S&P SCP ETF 464287804 2,275 33,324 SH   SOLE NONE 0 0 33,324
ISHARES TR CORE S&P TTL STK 464287150 374 5,394 SH   SOLE NONE 0 0 5,394
ISHARES TR CORE S&P500 ETF 464287200 223 722 SH   SOLE NONE 0 0 722
ISHARES RUS 1000 ETF 464287622 235 1,370 SH   SOLE NONE 0 0 1,370
ISHARES TR RUSSELL 2000 ETF 464287655 327 2,289 SH   SOLE NONE 0 0 2,289
ISHARES TR US HLTHCARE ETF 464287762 308 1,432 SH   SOLE NONE 0 0 1,432
ISHARES U.S. TECH ETF 464287721 211 783 SH   SOLE NONE 0 0 783
SPDR SERIES TRUST PORTFLI HIGH YLD 78468R606 733 7,250 SH   SOLE NONE 0 0 7,250
ISHARES TR GLB CNSM STP ETF 464288737 266 5,156 SH   SOLE NONE 0 0 5,156
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 205 3,931 SH   SOLE NONE 0 0 3,931
POWERSHS QQQ TRUST UNIT SER 1 46090E103 773 3,125 SH   SOLE NONE 0 0 3,125
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 445 6,822 SH   SOLE NONE 0 0 6,822
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 18,421 250,733 SH   SOLE NONE 0 0 250,733
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 362 6,998 SH   SOLE NONE 0 0 6,998
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 946 38,851 SH   SOLE NONE 0 0 38,851
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 491 16,524 SH   SOLE NONE 0 0 16,524
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,823 47,501 SH   SOLE NONE 0 0 47,501
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,030 29,261 SH   SOLE NONE 0 0 29,261
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,000 38,027 SH   SOLE NONE 0 0 38,027
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,606 48,673 SH   SOLE NONE 0 0 48,673
ALPS ETF TR SECTR DIV DOGS 00162Q858 764 21,041 SH   SOLE NONE 0 0 21,041
ABERDEEN STD PHYSICAL SWISS GOLD ETF PHYSCL GOLD SHS 00326A104 469 27,390 SH   SOLE NONE 0 0 27,390
SPDR SERIES TRUST PORTFLI HIGH YLD 78468R606 305 12,476 SH   SOLE NONE 0 0 12,476
S P D R S&P 500 ETF TR TR UNIT 78462F103 3,151 10,221 SH   SOLE NONE 0 0 10,221
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,528 14,925 SH   SOLE NONE 0 0 14,925
ISHARES TR TIPS BD ETF 464287176 1,891 15,381 SH   SOLE NONE 0 0 15,381
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,475 10,123 SH   SOLE NONE 0 0 10,123
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,272 6,361 SH   SOLE NONE 0 0 6,361
VANGUARD WORLD FUNDS CONSUM STP ETF 92204A207 1,562 10,446 SH   SOLE NONE 0 0 10,446
VANGUARD WORLD FUNDS INF TECH ETF 92204A702 8,674 31,125 SH   SOLE NONE 0 0 31,125
VANGUARD WORLD FUNDS HEALTH CAR ETF 92204A504 5,177 26,877 SH   SOLE NONE 0 0 26,877
VANGUARD SPECIALIZED PORT DIV APP ETF 921908844 475 4,057 SH   SOLE NONE 0 0 4,057
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 1,258 9,686 SH   SOLE NONE 0 0 9,686
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 416 5,303 SH   SOLE NONE 0 0 5,303
VANGUARD INDEX FDS MID CAP ETF 922908629 379 2,315 SH   SOLE NONE 0 0 2,315
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,558 19,610 SH   SOLE NONE 0 0 19,610
VANGUARD WORLD FUNDS UTILITIES ETF 92204A876 229 1,854 SH   SOLE NONE 0 0 1,854
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,130 20,000 SH   SOLE NONE 0 0 20,000
VANGUARD INDEX FDS VALUE ETF 922908744 1,186 11,918 SH   SOLE NONE 0 0 11,918
Welltower, Inc COM 95040Q104 440 8,520 SH   SOLE NONE 0 0 8,520
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 226 5,150 SH   SOLE NONE 0 0 5,150
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 750 10,923 SH   SOLE NONE 0 0 10,923
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,471 14,085 SH   SOLE NONE 0 0 14,085
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 238 6,858 SH   SOLE NONE 0 0 6,858
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 251 2,512 SH   SOLE NONE 0 0 2,512
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 774 6,061 SH   SOLE NONE 0 0 6,061
SPDR SERIES TRUST NYSE TECH ETF 78464A102 321 3,240 SH   SOLE NONE 0 0 3,240