The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 59 412 SH   SOLE NONE 0 0 412
ISHARES MSCI AC ASIA ETF 464288182 44 705 SH   SOLE NONE 0 0 705
BARRICK GOLD CORP F COM 067901108 4 225 SH   SOLE NONE 0 0 225
ADOBE SYSTEMS INC COM 00724F101 52 400 SH   SOLE NONE 0 0 400
AETNA INC NEW COM 00817Y108 13 103 SH   SOLE NONE 0 0 103
ISHARES TR CORE US AGGBD ET 464287226 17 159 SH   SOLE NONE 0 0 159
ADVANCED MICRO DEVICES INC COM 007903107 1 70 SH   SOLE NONE 0 0 70
AMAZON COM INC COM 023135106 21 24 SH   SOLE NONE 0 0 24
ISHARES TR CONSER ALLOC ETF 464289883 5,408 162,278 SH   SOLE NONE 0 0 162,278
ISHARES MODERT ALLOC ETF 464289875 2,679 73,718 SH   SOLE NONE 0 0 73,718
ISHARES GRWT ALLOCAT ETF 464289867 96 2,272 SH   SOLE NONE 0 0 2,272
AMERICAN WATER WORKS COM 030420103 14 183 SH   SOLE NONE 0 0 183
BOEING CO COM 097023105 35 200 SH   SOLE NONE 0 0 200
BANK OF AMERICA CORP COM 060505104 14 600 SH   SOLE NONE 0 0 600
BAXTER INTERNATIONAL INC COM 071813109 7 150 SH   SOLE NONE 0 0 150
B C E INC NEW F COM NEW 05534B760 572 12,940 SH   SOLE NONE 0 0 12,940
B/E AEROSPACE INC COM 073302101 35 548 SH   SOLE NONE 0 0 548
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 2 24 SH   SOLE NONE 0 0 24
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 2 100 SH   SOLE NONE 0 0 100
VANGUARD BOND INDEX FUND TOTAL BND MRKT 921937835 1 19 SH   SOLE NONE 0 0 19
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 119 717 SH   SOLE NONE 0 0 717
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 11 525 SH   SOLE NONE 0 0 525
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 30 1,460 SH   SOLE NONE 0 0 1,460
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 24 306 SH   SOLE NONE 0 0 306
ANHEUSER-BUSC INBEV SA/NV SPONSORED ADR 03524A108 13 126 SH   SOLE NONE 0 0 126
CITIGROUP INC COM NEW 172967424 34 572 SH   SOLE NONE 0 0 572
CENTRAL FD CDA LTD CLA F CL A 153501101 891 69,300 SH   SOLE NONE 0 0 69,300
CERNER CORP COM 156782104 13 226 SH   SOLE NONE 0 0 226
FIRST TR EXCHANGE TRADED NASDAQ CYB ETF 33734X846 1,059 48,810 SH   SOLE NONE 0 0 48,810
COLGATE-PALMOLIVE CO COM 194162103 6 82 SH   SOLE NONE 0 0 82
CLEAN ENERGY FUELS CORP COM 184499101 0 100 SH   SOLE NONE 0 0 100
CLOROX CO. DEL COM 189054109 14 110 SH   SOLE NONE 0 0 110
CANADIAN NATL RY CO COM 136375102 8 120 SH   SOLE NONE 0 0 120
COCA COLA BOTTLG CO CONS COM 191098102 20 100 SH   SOLE NONE 0 0 100
CONOCOPHILLIPS COM 20825C104 1 30 SH   SOLE NONE 0 0 30
C S X CORP COM 126408103 155 3,341 SH   SOLE NONE 0 0 3,341
CONVERGYS CORP COM 212485106 14 690 SH   SOLE NONE 0 0 690
CHEVRON CORPORATION COM 166764100 3 35 SH   SOLE NONE 0 0 35
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 690 14,349 SH   SOLE NONE 0 0 14,349
POWERSHS DB MULTI SECTOR SECT COMM DB BASE METALS 73936B705 7 480 SH   SOLE NONE 0 0 480
POWERSHS DB COMMDTY INDX UNIT BEN INT 73935S105 244 16,079 SH   SOLE NONE 0 0 16,079
POWERSHS DB MULTI SECTOR SECT COMM DB ENERGY FUND 73936B101 64 5,089 SH   SOLE NONE 0 0 5,089
POWERSHS DB MULTI SECTOR SECT COMM DB PREC MTLS 73936B200 10 268 SH   SOLE NONE 0 0 268
WISDOMTREE TR HIGH DIV FD 97717W208 13 198 SH   SOLE NONE 0 0 198
SPDR DOW JONES INDL AVG UT SER 1 78467X109 1,603 7,770 SH   SOLE NONE 0 0 7,770
DISNEY WALT CO COM DISNEY 254687106 27 245 SH   SOLE NONE 0 0 245
DOW CHEMICAL COMPANY COM 260543103 19 300 SH   SOLE NONE 0 0 300
ISHARES TR SELECT DIVID ETF 464287168 1,585 17,402 SH   SOLE NONE 0 0 17,402
ISHARES TR MSCI EMG MKT ETF 464287234 3 90 SH   SOLE NONE 0 0 90
ISHARES TR MSCI EAFE ETF 464287465 1,909 30,661 SH   SOLE NONE 0 0 30,661
EATON VANCE FLTING RATE INC COM 278279104 83 5,530 SH   SOLE NONE 0 0 5,530
ENERSIS AMERICAS SA SPONSORED ADR 29274F104 1 100 SH   SOLE NONE 0 0 100
ENERSIS CHILE SA SPONSORED ADR 29278D105 0 100 SH   SOLE NONE 0 0 100
EATON VANCE TAX ADVT DIV INC COM 27828G107 4 233 SH   SOLE NONE 0 0 233
ISHARES INC MSCI CDA ETF 464286509 0 35 SH   SOLE NONE 0 0 35
ISHARES INC MSCI HONG KG ETF 464286871 45 2,054 SH   SOLE NONE 0 0 2,054
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 5 125 SH   SOLE NONE 0 0 125
ABERDEEN ASIA PAC INCM COM 003009107 28 5,615 SH   SOLE NONE 0 0 5,615
FIRST TR EXCHANGE TRADED FD NY ARCA BIOTECH 33733E203 56 535 SH   SOLE NONE 0 0 535
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 41 473 SH   SOLE NONE 0 0 473
FEDEX CORPORATION COM 31428X106 13 70 SH   SOLE NONE 0 0 70
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 13 265 SH   SOLE NONE 0 0 265
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 167 4,838 SH   SOLE NONE 0 0 4,838
FIRST TR EXCHANGE TRADED FD SENIOR LN FD 33738D309 48 1,010 SH   SOLE NONE 0 0 1,010
FIRST TR EXCHANGE TRADED FD FIRST TR ENH NEW 33739Q408 36 616 SH   SOLE NONE 0 0 616
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 1,113 24,128 SH   SOLE NONE 0 0 24,128
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 73 1,743 SH   SOLE NONE 0 0 1,743
FIRST TR EXCHANGE TRADED FD ENERGY ALPHADX 33734X127 7 470 SH   SOLE NONE 0 0 470
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 30 1,111 SH   SOLE NONE 0 0 1,111
FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 72 2,635 SH   SOLE NONE 0 0 2,635
GENERAL ELECTRIC COMPANY COM 369604103 20 700 SH   SOLE NONE 0 0 700
SPDR GOLD TRUST GOLD SHS 78463V107 452 3,815 SH   SOLE NONE 0 0 3,815
ETFS PRECIOUS METALS BASKET PHYS PM BSKT 26922W109 3 55 SH   SOLE NONE 0 0 55
HALLIBURTON CO HLDG CO COM 406216101 0 20 SH   SOLE NONE 0 0 20
Welltower, Inc COM 95040Q104 2,798 39,515 SH   SOLE NONE 0 0 39,515
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 28 450 SH   SOLE NONE 0 0 450
HARLEY DAVIDSON INC COM 412822108 12 200 SH   SOLE NONE 0 0 200
ISHARES TR IBOXX HI YD ETF 464288513 115 1,320 SH   SOLE NONE 0 0 1,320
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 12 220 SH   SOLE NONE 0 0 220
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 6 62 SH   SOLE NONE 0 0 62
ISHARES U.S. INSRNCE ETF 464288786 391 6,465 SH   SOLE NONE 0 0 6,465
ISHARES GOLD TRUST ISHARES 464285105 1,461 121,672 SH   SOLE NONE 0 0 121,672
ISHARES TR NASDQ BIOTEC ETF 464287556 856 2,922 SH   SOLE NONE 0 0 2,922
ISHARES TR COHEN&STEER REIT 464287564 2,831 28,385 SH   SOLE NONE 0 0 28,385
VOYA INFRASTRUCTURE INDLS COM 92912X101 18 1,211 SH   SOLE NONE 0 0 1,211
ISHARES TR U.S. UTILITS ETF 464287697 331 2,584 SH   SOLE NONE 0 0 2,584
ISHARES 7-10YR TR BD ETF 464287440 1 13 SH   SOLE NONE 0 0 13
ISHARES TR CORE MSCI EAFE 46432F842 109 1,894 SH   SOLE NONE 0 0 1,894
ISHARES TR 3-7 YR TR BD ETF 464288661 12 104 SH   SOLE NONE 0 0 104
ISHARES TR US OIL EQ&SV ETF 464288844 17 414 SH   SOLE NONE 0 0 414
ISHARES TR NA NAT RES 464287374 156 4,564 SH   SOLE NONE 0 0 4,564
ISHARES TR NA TEC-SFTWR ETF 464287515 64 510 SH   SOLE NONE 0 0 510
ISHARES US HLTHCR PR ETF 464288828 17 128 SH   SOLE NONE 0 0 128
ISHARES TR U.S. MED DVC ETF 464288810 18 125 SH   SOLE NONE 0 0 125
ISHARES TR CORE S&P MCP ETF 464287507 2,205 12,882 SH   SOLE NONE 0 0 12,882
ISHARES S&P MC 400VL ETF 464287705 25 172 SH   SOLE NONE 0 0 172
ISHARES TR CORE S&P SCP ETF 464287804 20 302 SH   SOLE NONE 0 0 302
ISHARES TR SP SMCP600VL ETF 464287879 23 172 SH   SOLE NONE 0 0 172
ISHARES TR SP SMCP600GR ETF 464287887 9 61 SH   SOLE NONE 0 0 61
INTEL CORP COM 458140100 13 385 SH   SOLE NONE 0 0 385
ISHARES U.S. AER&DEF ETF 464288760 85 575 SH   SOLE NONE 0 0 575
INVESTMENT TECHNOLOGY GRP NE COM 46145F105 1,105 54,580 SH   SOLE NONE 0 0 54,580
ISHARES S&P 500 VAL ETF 464287408 26 256 SH   SOLE NONE 0 0 256
ISHARES TR CORE S&P500 ETF 464287200 117 497 SH   SOLE NONE 0 0 497
ISHARES RUS 1000 ETF 464287622 3,854 29,370 SH   SOLE NONE 0 0 29,370
ISHARES RUS 1000 VAL ETF 464287598 703 6,122 SH   SOLE NONE 0 0 6,122
ISHARES TR RUS 1000 GRW ETF 464287614 51 456 SH   SOLE NONE 0 0 456
ISHARES TR RUSSELL 2000 ETF 464287655 346 2,520 SH   SOLE NONE 0 0 2,520
ISHARES TR RUS 2000 VAL ETF 464287630 30 260 SH   SOLE NONE 0 0 260
ISHARES TR RUS MID CAP ETF 464287499 3,613 19,305 SH   SOLE NONE 0 0 19,305
ISHARES TR RUS MDCP VAL ETF 464287473 58 706 SH   SOLE NONE 0 0 706
ISHARES TR RUSSELL 3000 ETF 464287689 259 1,855 SH   SOLE NONE 0 0 1,855
ISHARES TR GLOBAL ENERG ETF 464287341 255 7,692 SH   SOLE NONE 0 0 7,692
ISHARES TR GLOBAL FINLS ETF 464287333 9 155 SH   SOLE NONE 0 0 155
ISHARES TR U.S. ENERGY ETF 464287796 273 7,091 SH   SOLE NONE 0 0 7,091
ISHARES U.S. FINLS ETF 464287788 2,675 25,715 SH   SOLE NONE 0 0 25,715
ISHARES TR U.S. FIN SVC ETF 464287770 12 114 SH   SOLE NONE 0 0 114
ISHARES TR US HLTHCARE ETF 464287762 139 898 SH   SOLE NONE 0 0 898
ISHARES U.S. INDS ETF 464287754 11 90 SH   SOLE NONE 0 0 90
ISHARES TR U.S. CNSM GD ETF 464287812 762 6,420 SH   SOLE NONE 0 0 6,420
ISHARES TR U.S. BAS MTL ETF 464287838 687 7,710 SH   SOLE NONE 0 0 7,710
ISHARES TRANS AVG ETF 464287192 165 1,010 SH   SOLE NONE 0 0 1,010
ISHARES U.S. TECH ETF 464287721 1,301 9,625 SH   SOLE NONE 0 0 9,625
ISHARES TR DOW JONES US ETF 464287846 11 100 SH   SOLE NONE 0 0 100
ISHARES TR MRNGSTR LG-CP VL 464288109 4 50 SH   SOLE NONE 0 0 50
ISHARES MRGSTR SM CP GR 464288604 686 4,490 SH   SOLE NONE 0 0 4,490
JOHNSON & JOHNSON COM 478160104 118 950 SH   SOLE NONE 0 0 950
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 275 7,457 SH   SOLE NONE 0 0 7,457
SPDR SERIES TRUST S&P BK ETF 78464A797 677 15,764 SH   SOLE NONE 0 0 15,764
KRAFT HEINZ CO COM 500754106 11 129 SH   SOLE NONE 0 0 129
COCA COLA COMPANY COM 191216100 8 200 SH   SOLE NONE 0 0 200
ISHARES TR GLB CNSM STP ETF 464288737 776 7,819 SH   SOLE NONE 0 0 7,819
SPDR SER TR SSGA US LRG ETF 78468R804 105 1,243 SH   SOLE NONE 0 0 1,243
ISHARES TR IBOXX INV CP ETF 464287242 333 2,828 SH   SOLE NONE 0 0 2,828
MID-AMER APT CMNTYS INC COM 59522J103 15 152 SH   SOLE NONE 0 0 152
MOBILEYE N V AMSTELVEEN ORD SHS N51488117 7 117 SH   SOLE NONE 0 0 117
MC DONALDS CORP COM 580135101 32 250 SH   SOLE NONE 0 0 250
MONDELEZ INT'L INC. CL A 609207105 7 180 SH   SOLE NONE 0 0 180
MACQUARIE GLBL INFRA TOTL RE COM 55608D101 0 3 SH   SOLE NONE 0 0 3
UBS AG JERSEY BRH ALERIAN INFRST 902641646 2 82 SH   SOLE NONE 0 0 82
ALTRIA GROUP INC COM 02209S103 33 473 SH   SOLE NONE 0 0 473
MEDICAL PROPERTIES TRUST COM 58463J304 71 5,567 SH   SOLE NONE 0 0 5,567
SPDR SERIES TRUST MORGAN TECH ETF 78464A102 551 8,021 SH   SOLE NONE 0 0 8,021
NORDIC AMERICAN TANKERS LIMI COM G65773106 0 50 SH   SOLE NONE 0 0 50
NUVEEN AMT-FREE MUN INCOME F COM 670657105 109 8,212 SH   SOLE NONE 0 0 8,212
NETFLIX INC COM 64110L106 19 130 SH   SOLE NONE 0 0 130
REALTY INCOME CORP COM 756109104 6 103 SH   SOLE NONE 0 0 103
OGE ENERGY CORP COM 670837103 7 228 SH   SOLE NONE 0 0 228
BARCLAYS BK PLC IPSP CROIL ETN 06738C786 9 1,645 SH   SOLE NONE 0 0 1,645
PAYCHEX INC COM 704326107 5 101 SH   SOLE NONE 0 0 101
PEMBINA PIPELINE CORP COM 706327103 13 425 SH   SOLE NONE 0 0 425
POWERSHS ETF TRUST DYN FD & BEV 73935X849 1,159 34,675 SH   SOLE NONE 0 0 34,675
POWERSHARES ETF TRUST II CEF INC COMPST 73936Q843 427 18,521 SH   SOLE NONE 0 0 18,521
POWERSHS GLOBAL ETF TRUST SOVEREIGN DEBT 73936T573 69 2,403 SH   SOLE NONE 0 0 2,403
POWERSHS ETF TRUST DYN LSR & ENT 73935X757 73 1,785 SH   SOLE NONE 0 0 1,785
POWERSHARES ETF TRUST CON DISCRE SEC 73935X419 9 228 SH   SOLE NONE 0 0 228
PFIZER INCORPORATED COM 717081103 7 216 SH   SOLE NONE 0 0 216
ISHARES TR U.S. PFD STK ETF 464288687 109 2,840 SH   SOLE NONE 0 0 2,840
PROCTER & GAMBLE COM 742718109 72 802 SH   SOLE NONE 0 0 802
POWERSHARES GLOBAL ETF TRUST FDM HG YLD RAFI 73936T557 17 935 SH   SOLE NONE 0 0 935
POWERSHS ETF TRUST WATER RESOURCE 73935X575 17 660 SH   SOLE NONE 0 0 660
POWERSHS GLOBAL ETF TRUST GBL WTR PORT 73936T623 6 280 SH   SOLE NONE 0 0 280
POWERSHS ETF TRUST DYN PHRMA PORT 73935X799 32 546 SH   SOLE NONE 0 0 546
POWERSHARES ETF TRUST DYNA BUYBK ACH 73935X286 95 1,834 SH   SOLE NONE 0 0 1,834
PHILIP MORRIS INTL INC COM 718172109 40 361 SH   SOLE NONE 0 0 361
PIMCO MUNICIPAL INCOME FD COM 72200R107 3 250 SH   SOLE NONE 0 0 250
POWERSHARES ETF TRUST DYN RETAIL PTF 73935X617 13 380 SH   SOLE NONE 0 0 380
POWERSHARES ETF TRUST II NASD INTNT ETF 73935X146 569 6,035 SH   SOLE NONE 0 0 6,035
POWERSHS ETF TRUST AERSPC DEF PTF 73935X690 9 225 SH   SOLE NONE 0 0 225
PRUDENTIAL FINL INC COM 744320102 22 215 SH   SOLE NONE 0 0 215
POWERSHARES ETF TRUST II GLOB GLD&P ETF 73936Q876 16 836 SH   SOLE NONE 0 0 836
POWERSHARES ETF TRUST CON STAPLE SEC 73935X393 27 464 SH   SOLE NONE 0 0 464
POWERSHARES ETF TRUST TECH SECT PORT 73935X344 713 15,980 SH   SOLE NONE 0 0 15,980
POWERSHS ETF TRUST DYN UTIL PORTF 73935X591 53 1,965 SH   SOLE NONE 0 0 1,965
POWERSHARES ETF TRUST DYNM LRG CP VL 73935X708 918 25,990 SH   SOLE NONE 0 0 25,990
POWERSHS ETF TRUST DYN OIL SVCS 73935X625 11 1,012 SH   SOLE NONE 0 0 1,012
POWERSHARES GLOBAL ETF TRUST INSUR NATL MUN 73936T474 22 890 SH   SOLE NONE 0 0 890
POWERSHS QQQ TRUST UNIT SER 1 73935A104 8,930 67,464 SH   SOLE NONE 0 0 67,464
RETAIL PPTYS AMER IN CL A 76131V202 23 1,630 SH   SOLE NONE 0 0 1,630
COHEN & STEERS QUALITY RLTY COM 19247L106 3 253 SH   SOLE NONE 0 0 253
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 68 753 SH   SOLE NONE 0 0 753
SPDR INDEX SHARES DJ INTL RL ETF 78463X863 12 340 SH   SOLE NONE 0 0 340
STARBUCKS CORP COM 855244109 56 971 SH   SOLE NONE 0 0 971
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,998 95,240 SH   SOLE NONE 0 0 95,240
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,915 121,194 SH   SOLE NONE 0 0 121,194
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 23 752 SH   SOLE NONE 0 0 752
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,283 28,791 SH   SOLE NONE 0 0 28,791
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 614 25,649 SH   SOLE NONE 0 0 25,649
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,486 83,257 SH   SOLE NONE 0 0 83,257
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,656 60,453 SH   SOLE NONE 0 0 60,453
SCHWAB STRATEGIC TR US REIT ETF 808524847 2,655 65,109 SH   SOLE NONE 0 0 65,109
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,906 82,547 SH   SOLE NONE 0 0 82,547
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 71 1,425 SH   SOLE NONE 0 0 1,425
SCHWAB STRATEGIC TR US TIPS ETF 808524870 64 1,165 SH   SOLE NONE 0 0 1,165
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 54 1,010 SH   SOLE NONE 0 0 1,010
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 11 237 SH   SOLE NONE 0 0 237
CHARLES SCHWAB CORP COM 808513105 12 300 SH   SOLE NONE 0 0 300
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,281 22,782 SH   SOLE NONE 0 0 22,782
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 787 15,206 SH   SOLE NONE 0 0 15,206
ALPS ETF TR SECTR DIV DOGS 00162Q858 5,798 135,013 SH   SOLE NONE 0 0 135,013
SPDR SERIES TRUST S&P DIVID ETF 78464A763 17 200 SH   SOLE NONE 0 0 200
ETFS GOLD TR SHS 26922Y105 507 4,194 SH   SOLE NONE 0 0 4,194
ISHARES TR 1-3 YR TR BD ETF 464287457 1,232 14,582 SH   SOLE NONE 0 0 14,582
ISHARES SILVER TRUST ISHARES 46428Q109 656 38,069 SH   SOLE NONE 0 0 38,069
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 2 9 SH   SOLE NONE 0 0 9
ISHARES TR 0-5 YR TIPS ETF 46429B747 821 8,100 SH   SOLE NONE 0 0 8,100
CONSTELLATION BRAND CL A CL A 21036P108 44 274 SH   SOLE NONE 0 0 274
SYMANTEC CORP COM 871503108 3 100 SH   SOLE NONE 0 0 100
A T & T INC NEW COM 00206R102 21 526 SH   SOLE NONE 0 0 526
CLAYMORE EXCHANGE TRD FD TR GUGGENHEIM SOLAR 18383Q739 12 745 SH   SOLE NONE 0 0 745
TRUETT- HURST CL A 897871109 15 6,900 SH   SOLE NONE 0 0 6,900
TIME INC. COM 887228104 0 1 SH   SOLE NONE 0 0 1
ISHARES TR TIPS BD ETF 464287176 6,390 55,743 SH   SOLE NONE 0 0 55,743
PIMCO ETF TR BROAD US TIPS 72201R403 52 909 SH   SOLE NONE 0 0 909
THERMO FISHER SCIENTIFIC INC COM 883556102 30 198 SH   SOLE NONE 0 0 198
TRUSTCO BANK CORP N Y COM 898349105 2 309 SH   SOLE NONE 0 0 309
URBAN EDGE PPTYS COM 91704F104 220 8,382 SH   SOLE NONE 0 0 8,382
UNITEDHEALTH GROUP INC COM 91324P102 20 126 SH   SOLE NONE 0 0 126
UNITED PARCEL SERVICE B CL B 911312106 0 6 SH   SOLE NONE 0 0 6
UNITED STATES OIL FUND UNITS 91232N108 41 3,880 SH   SOLE NONE 0 0 3,880
VANGUARD WORLD FUNDS MATERIALS ETF 92204A801 1,140 9,585 SH   SOLE NONE 0 0 9,585
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4 48 SH   SOLE NONE 0 0 48
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 725 5,240 SH   SOLE NONE 0 0 5,240
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 103 1,295 SH   SOLE NONE 0 0 1,295
VANGUARD WORLD FUNDS CONSUM STP ETF 92204A207 4,863 34,583 SH   SOLE NONE 0 0 34,583
VANGUARD WORLD FUNDS ENERGY ETF 92204A306 930 9,622 SH   SOLE NONE 0 0 9,622
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 2,597 42,963 SH   SOLE NONE 0 0 42,963
VANGUARD WORLD FUNDS INF TECH ETF 92204A702 5,561 41,003 SH   SOLE NONE 0 0 41,003
VANGUARD WORLD FUNDS HEALTH CAR ETF 92204A504 4,793 34,781 SH   SOLE NONE 0 0 34,781
VANGUARD SPECIALIZED PORT DIV APP ETF 921908844 945 10,511 SH   SOLE NONE 0 0 10,511
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 1,959 15,835 SH   SOLE NONE 0 0 15,835
VALERO ENERGY CORP COM 91913Y100 6 100 SH   SOLE NONE 0 0 100
VORNADO REALTY TRUST SH BEN INT 929042109 1,681 16,765 SH   SOLE NONE 0 0 16,765
VANGUARD INDEX FDS REIT ETF 922908553 69 839 SH   SOLE NONE 0 0 839
VANGUARD INDEX FDS MID CAP ETF 922908629 203 1,465 SH   SOLE NONE 0 0 1,465
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 400 1,853 SH   SOLE NONE 0 0 1,853
VANGUARD WORLD FUNDS TELCOMM ETF 92204A884 129 1,368 SH   SOLE NONE 0 0 1,368
VANGUARD WORLD FUNDS UTILITIES ETF 92204A876 19 175 SH   SOLE NONE 0 0 175
Verisign COM 92343E102 11 137 SH   SOLE NONE 0 0 137
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2 54 SH   SOLE NONE 0 0 54
VANGUARD INDEX FDS VALUE ETF 922908744 1,101 11,550 SH   SOLE NONE 0 0 11,550
VANGUARD INDEX FDS GROWTH ETF 922908736 10 85 SH   SOLE NONE 0 0 85
VANGUARD WHITEHALL FUNDS INC HIGH DIV YLD 921946406 401 5,166 SH   SOLE NONE 0 0 5,166
VERIZON COMMUNICATIONS COM 92343V104 16 347 SH   SOLE NONE 0 0 347
WALGREENS BOOTS ALLIANCE INC COM 931427108 16 200 SH   SOLE NONE 0 0 200
WELLS FARGO & CO NEW COM 949746101 5 100 SH   SOLE NONE 0 0 100
WGL HOLDINGS INC COM 92924F106 191 2,325 SH   SOLE NONE 0 0 2,325
WASTE MANAGEMENT INC DEL COM 94106L109 17 235 SH   SOLE NONE 0 0 235
WORTHINGTON INDS INC COM 981811102 13 300 SH   SOLE NONE 0 0 300
W P CAREY COM 92936U109 47 771 SH   SOLE NONE 0 0 771
WASH REAL EST INV TR SBI SH BEN INT 939653101 131 4,198 SH   SOLE NONE 0 0 4,198
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 1,089 29,257 SH   SOLE NONE 0 0 29,257
XENIA HOTELS & RESORTS INC COM 984017103 8 512 SH   SOLE NONE 0 0 512
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 668 12,756 SH   SOLE NONE 0 0 12,756
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 4,200 60,090 SH   SOLE NONE 0 0 60,090
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,863 78,539 SH   SOLE NONE 0 0 78,539
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2,938 45,167 SH   SOLE NONE 0 0 45,167
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,773 52,017 SH   SOLE NONE 0 0 52,017
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 111 2,040 SH   SOLE NONE 0 0 2,040
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 119 3,788 SH   SOLE NONE 0 0 3,788
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 7 150 SH   SOLE NONE 0 0 150
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,807 20,557 SH   SOLE NONE 0 0 20,557
SELECT SECTOR SPDR TR S&P METALS MNG 78464A755 14 482 SH   SOLE NONE 0 0 482
EXXON MOBIL CORPORATION COM 30231G102 30 372 SH   SOLE NONE 0 0 372
SPDR SERIES TRUST S&P RETAIL ETF 78464A714 13 330 SH   SOLE NONE 0 0 330