Velocity Commercial Capital Loan Trust 2022-1 ABS-15G

Exhibit 99.02 

 

Servicing Upload
Customer Loan ID	Edgar Loan ID	Final Current Event Level	Current Exceptions	Collection comments
XXXX	7000000	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/18/2021.  The borrower called in to go over property taxes. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000001	2	[2] Currently Delinquent Mortgage	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: The loan is next due for 12/01/2021. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/28/2021.  The borrower called in to make a payment EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000002	2	[2] Payoff has been requested within the last 60 days	LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 02/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/02/2021.  Borrower called in on 11/2/21 to get new servicer information. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is tenant occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000003	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/30/2021.  The borrower called in to make a payment and inquire how to sign up online EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000004	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/09/2021.  Borrower called in on 7/9/21 to make a payment. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000005	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/15/2021.  The borrower called in to make a payment and stated will try to make another payment by end of the month. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000006	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: No evidence of recent contact with the borrower. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000007	2	[2] Currently Delinquent Mortgage [2] Payoff has been requested within the last 60 days	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: The loan is next due for 12/01/2021. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/17/2021.  The borrower called to make a payment and was told that payoff will no reflect the payment made today EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The reason for default is UTD.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: On 12/30/2021 a payoff quote was sent requested on 12/17/2021
XXXX	7000008	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/02/2021.  Borrower called in on 12/2/21 about loan transfer information. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is UTD. ADDITIONAL INFORMATION: N/A
XXXX	7000009	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/30/2021.  The borrower was called for payments and stated will have loan cured within two weeks. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is tenant occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000010	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/21/2021.  Borrower called in on 12/21/21 about a payment issue.  Then borrower advised they found the issues and will go online and make a payment. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is tenant occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000011	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: No evidence of recent contact with the borrower. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000012	2	[2] Currently Delinquent Mortgage	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: The loan is next due for 12/01/2021. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/06/2021.  Authorized party called in to make a payment.  Advised would have to have PM call back due to loan being delinquent.  Took and processed payment EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The reason for default is other. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000013	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/13/2021.  Borrower called in on 12/13/21 wanting to make sure they only made one payment online.  Advised could only see one made. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is tenant occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000014	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 02/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/09/2021.  The borrower called to see if the taxes were paid. Also stated should no be escrowed for the insurance policy. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000015	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/15/2021.  Borrower called in on 11/15/21 about web issues.  Had borrower to deleted old registration and re-register.  Confirm with borrower that they were now able to login and see loan. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is UTD. ADDITIONAL INFORMATION: N/A
XXXX	7000016	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/12/2021.  The borrower called in to make a payment EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000017	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/09/2021.  Borrower called in on 11/9/21.  Borrower asked for online web assistance. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000018	2	[2] Currently Delinquent Mortgage	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: The loan is next due for 12/01/2021. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/29/2021.  The borrower was called for payment and stated that someone will be calling to set up auto pay soon. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The reason for default is UTD.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000019	2	[2] Currently Delinquent Mortgage	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: The loan is next due for 12/01/2021. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/29/2021.  Spoke with borrower on 11/29/21.  Advised borrower of loan transfer and payment is due for November.  Borrower advised that someone else handles the payments and insure they will get it processed. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The reason for default is other. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is UTD. ADDITIONAL INFORMATION: N/A
XXXX	7000020	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/04/2021.  A welcome call was completed with borrower EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000021	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/29/2021.  The borrower called in to set up auto pay. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000022	2	[2] Currently Delinquent Mortgage	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: The loan is next due for 12/01/2021. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/29/2021.  Borrower called on 11/29/21 with general questions about loan and balance. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The reason for default is other. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is UTD. ADDITIONAL INFORMATION: N/A
XXXX	7000023	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/30/2021.  The borrower called to make payment. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000024	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/17/2021.  The borrower called for assistance with adding information on the website. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is UTD. ADDITIONAL INFORMATION: N/A
XXXX	7000025	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/23/2021.  Borrower called in on 12/23/21.  Borrower updated mailing address and needed assistance to setup up transferred account.  Welcome call was completed as well. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000026	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/29/2021.  The borrower called in for mailing address for payments. EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.  Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is owner occupied. ADDITIONAL INFORMATION: N/A
XXXX	7000027	1		LOAN STATUS: The current loan status is Performing. PAY HISTORY: The loan is next due for 01/01/2022. BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/16/2021.  Spoke with borrower on 11/16/21.  borrower made a payment EVIDENCE OF DISPUTE: No evidence of borrower dispute. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage.  The property condition is UTD.  The current occupancy status is UTD. ADDITIONAL INFORMATION: N/A