Velocity Commercial Capital, LLC ABS-15G

Exhibit 99.10

AMC Loan ID	Customer Loan ID	Investor Loan Number	Review Date	Overall Grade	Credit Grade	Active Material Exceptions	Active Non Material Exceptions	Satisfied Exceptions	Waived Exceptions	Compensating Factors	Loan Status
XXXX	XXXX	1903150016	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150023	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150008	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150029	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150048	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150054	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150042	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150051	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150081	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150078	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150058	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150234	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150086	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150096	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150087	01/17/2019	1	1			[1] Application / Processing - Missing Document: Non-Owner Occupancy Declaration not provided EXCEPTION INFO: Missing BP disclosure for coborrower XXXX, CLEARED COMMENT (2019-01-23): exception cleared- due to receipt of cited missing document			Loan Review Complete
XXXX	XXXX	1903150104	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150132	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150108	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150119	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150188	01/17/2019	1	1			[1] Application / Processing - Missing Document: Business Purpose Letter of Intent not provided EXCEPTION INFO: Handwritten BP LOI in file is not signed by subject guarantor XXXX. (BP LOI in file is signed by guarantor's spouse.  the only LOE in file signed by the subject guarantor is a LOE explaining DL address.) GENERAL COMMENT (2019-01-23): Exception remains-  the uploaded LOE signed by Guarantor XXXX does not indicate affirmation of occupancy intent .  ( LOE for XXXX evidences only investment purpose of loan;   The uploaded LOE addressing occupancy intent is signed only by the guarantor's non-borrowing spouse.) WAIVED COMMENT (2019-01-29): Exception waived -  due to receipt of updated loan approval WS reflecting approved exception for Incomplete BP LOE.  comp Factor: Seasoned investor, FICO RE-OPEN COMMENT (2019-02-08): Reopening in order to clear as opposed to waive CLEARED COMMENT (2019-02-08): An analysis of the scope of work was performed and it was established that this document would not be required on business entity borrowers. The subject transaction was made to a business entity, subsequently this exception may be cleared based upon the updated scope of work.			Loan Review Complete
XXXX	XXXX	1903150180	01/17/2019	1	1			[1] Application / Processing - Missing Document: Business Purpose Letter of Intent not provided EXCEPTION INFO: Handwritten BP LOI in file is not signed bu subject guarantor XXXX. (BP LOI in file is signed by guarantor's spouse.  the only LOE's in file signed by the subject guarantor are a LOE explaining DL address, and a LOE for use of funds. Guarantor signed LOI does not express affirmation that guarantor will not now or in the future occupy the subject property) GENERAL COMMENT (2019-01-23): Exception remains-  the uploaded LOE signed by Guarantor XXXX does not indicate affirmation of occupancy intent .  ( LOE for XXXX evidences only investment purpose of loan;   The uploaded LOE addressing occupancy intent is signed only by the guarantor's non-borrowing spouse.) WAIVED COMMENT (2019-01-29): Exception waived -  due to receipt of updated loan approval WS reflecting approved exception for Incomplete BP LOE.  comp Factor: Seasoned investor,  FICO RE-OPEN COMMENT (2019-02-08): Reopening in order to clear as opposed to waive CLEARED COMMENT (2019-02-08): An analysis of the scope of work was performed and it was established that this document would not be required on business entity borrowers. The subject transaction was made to a business entity, subsequently this exception may be cleared based upon the updated scope of work.			Loan Review Complete
XXXX	XXXX	1903150133	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150126	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150134	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150173	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150184	01/22/2019	1	1			[1] Application / Processing - Missing Document: Business Purpose Letter of Intent not provided EXCEPTION INFO: Handwritten LOI in file does not indicate that the borrower will not occupy the property {now or in the future}.  (LOE only established Investment purpose of funds ) WAIVED COMMENT (2019-01-29): Exception waived -  due to receipt of updated loan approval WS reflecting approved exception for Incomplete BP LOE.  comp Factor: FICO RE-OPEN COMMENT (2019-02-08): Reopening in order to clear as opposed to waive CLEARED COMMENT (2019-02-08): An analysis of the scope of work was performed and it was established that this document would not be required on business entity borrowers. The subject transaction was made to a business entity, subsequently this exception may be cleared based upon the updated scope of work.			Loan Review Complete
XXXX	XXXX	1903150129	01/22/2019	1	1			[1] Application / Processing - Missing Document: Non-Owner Occupancy Declaration not provided EXCEPTION INFO: Pg 1 of BP disclosure document is incomplete-  Borrower/Guarantor, Lender and date fields are blank. CLEARED COMMENT (2019-01-25): exception cleared- due to receipt of updated completed BP disclosure			Loan Review Complete
XXXX	XXXX	1903150157	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150200	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150166	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150201	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150191	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150213	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150224	01/22/2019	1	1			[1] General - Incomplete Document: 1003 Final is incomplete EXCEPTION INFO: application in file is not signed. CLEARED COMMENT (2019-01-25): exception cleared- due to receipt of updated signed loan application document			Loan Review Complete
XXXX	XXXX	1903150228	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150240	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150261	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150025	01/17/2019	1	1			[1] Application / Processing - Missing Document: Approval not provided EXCEPTION INFO: XXXX company is reflected as an entity co-borrower on the loan approval document but does not appear on the loan docs and NOO docs. CLEARED COMMENT (2019-01-23): Exception cleared- subject to lender affirmation that the cited discrepancy has been reviewed and is affirmed compliant with VCC guideline requirements.			Loan Review Complete
XXXX	XXXX	1903150041	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150192	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150102	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150392	01/24/2019	1	1			[1] Application / Processing - Missing Document: Non-Owner Occupancy Declaration not provided EXCEPTION INFO: missing BP disclosure for coborrower XXXX. CLEARED COMMENT (2019-01-29): exception cleared- due to receipt of cited missing document			Loan Review Complete
XXXX	XXXX	1903150115	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150430	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150182	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150227	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150161	01/22/2019	1	1			[1] General - Incomplete Document: 1003 Final is incomplete EXCEPTION INFO: Loan application in file is not signed CLEARED COMMENT (2019-01-25): exception cleared- due to receipt of updated loan application with borrower signature [1] Application / Processing - Missing Document: Guaranty Agreement not provided EXCEPTION INFO: Missing Guaranty agreement for signator of BP cert CLEARED COMMENT (2019-01-25): exception cleared- due to receipt of cited missing document			Loan Review Complete
XXXX	XXXX	1903150127	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150162	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150195	01/17/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150198	01/22/2019	1	1			[1] Application / Processing - Missing Document: Business Purpose Letter of Intent not provided EXCEPTION INFO: Handwritten LOE in file addresses use of funds only and does not contain an affirmation that the borrower does not intend to occupy the subject property now or in the future. CLEARED COMMENT (2019-01-25): exception cleared- due to receipt of updated LOI containing declaration of occupancy intent			Loan Review Complete
XXXX	XXXX	1903150215	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150310	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150206	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150231	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150202	01/22/2019	1	1			[1] Credit Documentation - Missing lease Agreement EXCEPTION INFO: Missing 1 of 2 leases for subject 2 unit property.  Per MCP appendix 2, leases are required CLEARED COMMENT (2019-01-25): Exception cleared- subject to lender affirmation that subject is SFR and no additional leases required. ( Analyst review contains a typo stating subject is 2 units.)			Loan Review Complete
XXXX	XXXX	1903150237	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150222	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150238	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150268	01/22/2019	1	1			[1] Application / Processing - Missing Document: Approval not provided EXCEPTION INFO: approval history is blank CLEARED COMMENT (2019-01-25): exception cleared- due to receipt of updated loan approval document reflecting approval chain history.			Loan Review Complete
XXXX	XXXX	1903150251	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150232	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150266	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150252	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150290	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150271	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150277	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150286	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150273	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150278	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150280	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150336	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150030	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150267	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150299	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150305	01/22/2019	1	1			[1] Credit Documentation - Missing lease Agreement EXCEPTION INFO: Missing Leases for subject 2 family purchase.  per guidelines appendix 2 leases are required GENERAL COMMENT (2019-01-25): Exception remains- per MCP appendix 2 specifies that only 1 unit (SFR) Purchases are exempt from lease requirement,  An exception approval for vacancy/missing leases was not captured on loan approval worksheet in file. CLEARED COMMENT (2019-02-06): Upon further review, this item is outside the scope of work being performed in this portion of the review. A full guideline review is not being performed and therefore this exception may be removed.			Loan Review Complete
XXXX	XXXX	1903150294	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150339	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150343	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150323	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150425	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150350	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150359	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150399	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150207	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150377	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150024	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150434	01/24/2019	1	1			[1] Application / Processing - Missing Document: Non-Owner Occupancy Declaration not provided EXCEPTION INFO: Missing BP disclosure for Coborrower XXXX CLEARED COMMENT (2019-01-29): exception cleared- due to receipt of cited missing document			Loan Review Complete
XXXX	XXXX	1903150361	01/22/2019	1	1			[1] Credit Documentation - Missing lease Agreement EXCEPTION INFO: Missing leases for subject 2 family purchase as required per MCP appendix 2. GENERAL COMMENT (2019-01-25): Exception remains- per MCP appendix 2 specifies that only 1 unit (SFR) Purchases are exempt from lease requirement,  An exception approval for vacancy/missing leases was not captured on loan approval worksheet in file. CLEARED COMMENT (2019-02-06): Upon further review, this item is outside the scope of work being performed in this portion of the review. A full guideline review is not being performed and therefore this exception may be removed.			Loan Review Complete
XXXX	XXXX	1903150235	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150217	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150248	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150327	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150378	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150347	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150351	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150307	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150293	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150356	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150357	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150325	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150334	01/22/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150400	01/22/2019	1	1			[1] Application / Processing - Missing Document: Approval not provided EXCEPTION INFO: Approval history is blank CLEARED COMMENT (2019-01-25): exception cleared- due to receipt of updated loan approval document reflecting approval chain history.			Loan Review Complete
XXXX	XXXX	1903150376	01/24/2019	1	1			[1] General - Incomplete Document: 1003 Final is incomplete EXCEPTION INFO: Application documents in file are not signed GENERAL COMMENT (2019-01-29): Exception remains-  Cited updated document was not received CLEARED COMMENT (2019-02-06): exception cleared- due to receipt of cited missing document			Loan Review Complete
XXXX	XXXX	1903150345	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150431	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150373	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150384	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150438	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150391	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150396	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150428	01/24/2019	1	1			[1] Application / Processing - Missing Document: Approval not provided EXCEPTION INFO: approval history is blank- approved borrower-guarantor structure uncertain. CLEARED COMMENT (2019-01-29): exception cleared- due to receipt of updated loan approval document reflecting approval chain history.			Loan Review Complete
XXXX	XXXX	1903150439	01/24/2019	1	1			[1] Application / Processing - Missing Document: Approval not provided EXCEPTION INFO: approval history is blank- approved borrower-guarantor structure uncertain. CLEARED COMMENT (2019-02-06): exception cleared- due to receipt of updated loan approval document reflecting approval chain history.			Loan Review Complete
XXXX	XXXX	1903150401	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150424	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150464	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150447	01/24/2019	1	1			[1] Application / Processing - Missing Document: Approval not provided EXCEPTION INFO: approval history is blank- approved borrower-guarantor structure uncertain. CLEARED COMMENT (2019-01-29): exception cleared- due to receipt of updated loan approval document reflecting approval chain history.			Loan Review Complete
XXXX	XXXX	1903150442	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150461	01/25/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150480	01/25/2019	1	1			[1] Application / Processing - Missing Document: Approval not provided EXCEPTION INFO: approval history is blank unable to verify borrower strusture CLEARED COMMENT (2019-02-01): exception remains- cited updated document was not received			Loan Review Complete
XXXX	XXXX	1903150483	01/25/2019	1	1			[1] Application / Processing - Missing Document: Approval not provided EXCEPTION INFO: approval history is blank.  unable to verify borrower structure as approved GENERAL COMMENT (2019-02-01): exception remains- cited updated document was not received CLEARED COMMENT (2019-02-06): exception cleared- due to receipt of updated loan approval document reflecting approval chain history.			Loan Review Complete
XXXX	XXXX	1903150502	01/25/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150203	01/17/2019	1	1			[1] Application / Processing - Missing Document: Business Purpose Letter of Intent not provided EXCEPTION INFO: Missing Handwritten BP LOI on entity letterhead as required per MCP appendix 2. GENERAL COMMENT (2019-01-24): Please advise if a copy of the originator's guidelines are available for review to determine if this item would have been required at origination. GENERAL COMMENT (2019-01-31): It is noted that file was not originated by client, but rather acquired on the secondary market using different guidelines at origination which are not available for review by TPR firm. Unable to ascertain if this item was a specific lender guideline requirement. However, a review of this item is required by the scope of work for this diligence review. Exception remains. WAIVED COMMENT (2019-02-06): Exception waived -  due to receipt of updated loan approval WS reflecting approved exception for missing BP disclosure and BP LOI.  comp Factor: Seasoned investor RE-OPEN COMMENT (2019-02-08): Reopening in order to clear as opposed to waive CLEARED COMMENT (2019-02-08): An analysis of the scope of work was performed and it was established that this document would not be required on business entity borrowers. The subject transaction was made to a business entity, subsequently this exception may be cleared based upon the updated scope of work. [1] Application / Processing - Missing Document: Non-Owner Occupancy Declaration not provided EXCEPTION INFO: Missing  BP disclosure as required per MCP appendix 2. GENERAL COMMENT (2019-01-24): Please advise if a copy of the originator's guidelines are available for review to determine if this item would have been required at origination. GENERAL COMMENT (2019-01-31): It is noted that file was not originated by client, but rather acquired on the secondary market using different guidelines at origination which are not available for review by TPR firm. Unable to ascertain if this item was a specific lender guideline requirement. However, a review of this item is required by the scope of work for this diligence review. Exception remains. WAIVED COMMENT (2019-02-06): Exception waived -  due to receipt of updated loan approval WS reflecting approved exception for missing BP disclosure and BP LOI.  comp Factor: Seasoned investor RE-OPEN COMMENT (2019-02-08): Reopening in order to clear as opposed to waive CLEARED COMMENT (2019-02-08): An analysis of the scope of work was performed and it was established that this document would not be required on business entity borrowers. The subject transaction was made to a business entity, subsequently this exception may be cleared based upon the updated scope of work. [1] Credit Documentation - Missing lease Agreement EXCEPTION INFO: Missing lease for subject SFR refinance as required per MCP appendix 2. GENERAL COMMENT (2019-01-24): Please advise if a copy of the originator's guidelines are available for review to determine if this item would have been required at origination. CLEARED COMMENT (2019-01-31): It is noted that file was not originated by client, but rather acquired on the secondary market using different guidelines at origination which are not available for review by TPR firm. Unable to ascertain if this item was a specific lender guideline requirement. However, upon review it was noted that a review of this item is not required by the scope of work for this diligence review. As such, the exception for a missing lease agreement may be cleared in this scope of work.			Loan Review Complete
XXXX	XXXX	1903150049	01/17/2019	2	2			[1] Application / Processing - Missing Document: Business Purpose Letter of Intent not provided EXCEPTION INFO: Missing Handwritten BP LOI on entity letterhead as required per MCP appendix 2 GENERAL COMMENT (2019-01-24): Please advise if a copy of the originator's guidelines are available for review to determine if this item would have been required at origination. GENERAL COMMENT (2019-01-31): It is noted that file was not originated by client, but rather acquired on the secondary market using different guidelines at origination which are not available for review by TPR firm. Unable to ascertain if this item was a specific lender guideline requirement. However, a review of this item is required by the scope of work for this diligence review. Exception remains. WAIVED COMMENT (2019-02-06): Exception waived -  due to receipt of updated loan approval WS reflecting approved exception for missing BP disclosure and BP LOI.  comp Factor: Seasoned investor RE-OPEN COMMENT (2019-02-08): Reopening in order to clear as opposed to waive CLEARED COMMENT (2019-02-08): An analysis of the scope of work was performed and it was established that this document would not be required on business entity borrowers. The subject transaction was made to a business entity, subsequently this exception may be cleared based upon the updated scope of work. [1] Application / Processing - Missing Document: Non-Owner Occupancy Declaration not provided EXCEPTION INFO: missing BP disclosure as required per MCP appendix 2 GENERAL COMMENT (2019-01-24): Please advise if a copy of the originator's guidelines are available for review to determine if this item would have been required at origination. GENERAL COMMENT (2019-01-31): It is noted that file was not originated by client, but rather acquired on the secondary market using different guidelines at origination which are not available for review by TPR firm. Unable to ascertain if this item was a specific lender guideline requirement. However, a review of this item is required by the scope of work for this diligence review. Exception remains. WAIVED COMMENT (2019-02-06): Exception waived -  due to receipt of updated loan approval WS reflecting approved exception for missing BP disclosure and BP LOI.  comp Factor: Seasoned investor RE-OPEN COMMENT (2019-02-08): Reopening in order to clear as opposed to waive CLEARED COMMENT (2019-02-08): An analysis of the scope of work was performed and it was established that this document would not be required on business entity borrowers. The subject transaction was made to a business entity, subsequently this exception may be cleared based upon the updated scope of work.	[2] General - Incomplete Document: 1003 Final is incomplete EXCEPTION INFO: Missing 1003;  there is no 1003 nor other signed loan application document in file.  the item bookmarked as loan application is a computer system printout containing a portion of the data values for fields typically found on a 1003. GENERAL COMMENT (2019-01-24): Please advise if a copy of the originator's guidelines are available for review to determine if this item would have been required at origination. GENERAL COMMENT (2019-01-31): It is noted that file was not originated by client, but rather acquired on the secondary market using different guidelines at origination which are not available for review by TPR firm. Unable to ascertain if this item was a specific lender guideline requirement. However, a review of this item is required by the scope of work for this diligence review. Exception remains. WAIVED COMMENT (2019-02-06): Exception waived -  due to receipt of updated loan approval WS reflecting approved exception for missing Loan application.  comp Factor: Seasoned investor [2] Mortgage / Program Eligibility - The application does not show that the borrower(s) have an address other than the subject property and thus casts doubt on the business purpose of the loan. EXCEPTION INFO: Missing signed 1003/Loan Application.  document indicated as loan application does not  contain borrower primary address information. GENERAL COMMENT (2019-01-24): Please advise if a copy of the originator's guidelines are available for review to determine if this item would have been required at origination. GENERAL COMMENT (2019-01-31): It is noted that file was not originated by client, but rather acquired on the secondary market using different guidelines at origination which are not available for review by TPR firm. Unable to ascertain if this item was a specific lender guideline requirement. However, a review of this item is required by the scope of work for this diligence review. Exception remains. WAIVED COMMENT (2019-02-06): Exception waived -  due to receipt of updated loan approval WS reflecting approved exception for missing Loan application.  comp Factor: Seasoned investor	Guideline variance approved by lender post origination.  CF- seasoned investor	Loan Review Complete
XXXX	XXXX	1903150052	01/17/2019	2	2			[1] Application / Processing - Missing Document: Business Purpose Letter of Intent not provided EXCEPTION INFO: missing handwritten BP LOI on entity letterhead as required per MCP appendix 2. GENERAL COMMENT (2019-01-24): Please advise if a copy of the originator's guidelines are available for review to determine if this item would have been required at origination. GENERAL COMMENT (2019-01-31): It is noted that file was not originated by client, but rather acquired on the secondary market using different guidelines at origination which are not available for review by TPR firm. Unable to ascertain if this item was a specific lender guideline requirement. However, a review of this item is required by the scope of work for this diligence review. Exception remains. WAIVED COMMENT (2019-02-06): Exception waived -  due to receipt of updated loan approval WS reflecting approved exception for missing BP disclosure and BP  LOI.  comp Factor: FICO, seasoned investor RE-OPEN COMMENT (2019-02-08): Reopening in order to clear as opposed to waive CLEARED COMMENT (2019-02-08): An analysis of the scope of work was performed and it was established that this document would not be required on business entity borrowers. The subject transaction was made to a business entity, subsequently this exception may be cleared based upon the updated scope of work. [1] Application / Processing - Missing Document: Non-Owner Occupancy Declaration not provided EXCEPTION INFO: Missing BP disclosure as required per MCP appendix 2 GENERAL COMMENT (2019-01-24): Please advise if a copy of the originator's guidelines are available for review to determine if this item would have been required at origination. GENERAL COMMENT (2019-01-31): It is noted that file was not originated by client, but rather acquired on the secondary market using different guidelines at origination which are not available for review by TPR firm. Unable to ascertain if this item was a specific lender guideline requirement. However, a review of this item is required by the scope of work for this diligence review. Exception remains. WAIVED COMMENT (2019-02-06): Exception waived -  due to receipt of updated loan approval WS reflecting approved exception for missing BP disclosure and BP  LOI.  comp Factor: FICO, seasoned investor RE-OPEN COMMENT (2019-02-08): Reopening in order to clear as opposed to waive CLEARED COMMENT (2019-02-08): An analysis of the scope of work was performed and it was established that this document would not be required on business entity borrowers. The subject transaction was made to a business entity, subsequently this exception may be cleared based upon the updated scope of work. [1] Credit Documentation - Missing lease Agreement EXCEPTION INFO: Missing  lease for subject SFR refinance as required per MCP appendix 2 GENERAL COMMENT (2019-01-24): Please advise if a copy of the originator's guidelines are available for review to determine if this item would have been required at origination. CLEARED COMMENT (2019-01-31): It is noted that file was not originated by client, but rather acquired on the secondary market using different guidelines at origination which are not available for review by TPR firm. Unable to ascertain if this item was a specific lender guideline requirement. However, upon review it was noted that a review of this item is not required by the scope of work for this diligence review. As such, the exception for a missing lease agreement may be cleared in this scope of work.	[2] General - Incomplete Document: 1003 Final is incomplete EXCEPTION INFO: Missing signed 1003/Loan Application.  document indicated as loan application is a computer printout containing only a portion of the fields typically found on a 1003. GENERAL COMMENT (2019-01-24): Please advise if a copy of the originator's guidelines are available for review to determine if this item would have been required at origination. GENERAL COMMENT (2019-01-31): It is noted that file was not originated by client, but rather acquired on the secondary market using different guidelines at origination which are not available for review by TPR firm. Unable to ascertain if this item was a specific lender guideline requirement. However, a review of this item is required by the scope of work for this diligence review. Exception remains. WAIVED COMMENT (2019-02-06): Exception waived -  due to receipt of updated loan approval WS reflecting approved exception for missing loan application.  comp Factor: FICO [2] Mortgage / Program Eligibility - The application does not show that the borrower(s) have an address other than the subject property and thus casts doubt on the business purpose of the loan. EXCEPTION INFO: Missing signed 1003/Loan Application.  document indicated as loan application does not contain borrower primary address information. GENERAL COMMENT (2019-01-24): Please advise if a copy of the originator's guidelines are available for review to determine if this item would have been required at origination. GENERAL COMMENT (2019-01-31): It is noted that file was not originated by client, but rather acquired on the secondary market using different guidelines at origination which are not available for review by TPR firm. Unable to ascertain if this item was a specific lender guideline requirement. However, a review of this item is required by the scope of work for this diligence review. Exception remains. WAIVED COMMENT (2019-02-06): Exception waived -  due to receipt of updated loan approval WS reflecting approved exception for missing loan application.  comp Factor: FICO	Guideline variance approved by lender post origination. CF- FICO Guideline variance approved by lender post origination. CF- seasoned investor	Loan Review Complete
XXXX	XXXX	1903150003	01/17/2019	1	1			[1] Application / Processing - Missing Document: Non-Owner Occupancy Declaration not provided EXCEPTION INFO: Missing Business Purpose Certification and Business Purpose Disclosure documents WAIVED COMMENT (2019-01-23): Exception waived -  due to receipt of updated loan approval WS reflecting approved exception for Missing Business Purpose Certification and Business Purpose Disclosure documents as required by guidelines.    comp Factor: seasoned investor RE-OPEN COMMENT (2019-02-08): Reopening in order to clear as opposed to waive CLEARED COMMENT (2019-02-08): An analysis of the scope of work was performed and it was established that this document would not be required on business entity borrowers. The subject transaction was made to a business entity, subsequently this exception may be cleared based upon the updated scope of work.			Loan Review Complete
XXXX	XXXX	1903150534	01/25/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150535	01/25/2019	2	2				[2] Application / Processing - Missing Document: Business Purpose Letter of Intent not provided EXCEPTION INFO: Handwritten LOI does not affirm Business/investment/rental purpose of loan.  Only occupancy status is addressed. GENERAL COMMENT (2019-02-01): 1/30/19 (MB) Approval Noted, (MO) uploaded loan approval GENERAL COMMENT (2019-02-01): exception remains- cited updated document was not received WAIVED COMMENT (2019-02-06): Exception waived -  due to receipt of updated loan approval WS reflecting approved exception for incomplete BP LOE.    comp Factor: seasoned investor	Guideline variance approved by lender at time of origination. CF- seasoned investor Guideline variance approved by lender post origination CF- seasoned investor	Loan Review Complete
XXXX	XXXX	1903150554	01/25/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150570	01/25/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150558	01/25/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150635	01/25/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150250	01/22/2019	1	1			[1] Credit Documentation - Missing lease Agreement EXCEPTION INFO: missing leases for subject 2 family purchase as required per MCP appendix 2. CLEARED COMMENT (2019-01-25): exception cleared- due to receipt of cited missing document			Loan Review Complete
XXXX	XXXX	1903150338	01/22/2019	1	1			[1] Application / Processing - Missing Document: Approval not provided EXCEPTION INFO: approval history is blank CLEARED COMMENT (2019-01-25): exception cleared- due to receipt of updated loan approval document reflecting approval chain history.			Loan Review Complete
XXXX	XXXX	1903150408	01/22/2019	1	1			[1] Application / Processing - Missing Document: Approval not provided EXCEPTION INFO: approval history is blank CLEARED COMMENT (2019-01-25): exception cleared- due to receipt of updated loan approval document reflecting approval chain history. [1] Application / Processing - Missing Document: Non-Owner Occupancy Declaration not provided EXCEPTION INFO: Missing BP disclosure for guarantor XXXX. CLEARED COMMENT (2019-01-25): exception cleared- due to receipt of cited missing document			Loan Review Complete
XXXX	XXXX	1903150358	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150365	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150370	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150499	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150612	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150613	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150418	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150473	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150437	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150474	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150448	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150504	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150531	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150443	01/24/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150488	01/25/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150508	01/25/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150572	01/25/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150505	01/25/2019	1	1			[1] Application / Processing - Missing Document: Approval not provided EXCEPTION INFO: Approval history is blank.  unable to verify approved borrower structure GENERAL COMMENT (2019-02-01): exception remains- cited updated document was not received CLEARED COMMENT (2019-02-06): exception cleared- due to receipt of updated loan approval document reflecting approval chain history.			Loan Review Complete
XXXX	XXXX	1903150527	01/25/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150506	01/25/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150568	01/25/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150553	01/25/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150548	01/25/2019	1	1			[1] Application / Processing - Missing Document: Non-Owner Occupancy Declaration not provided EXCEPTION INFO: Missing BP disclosure for Guarantor XXXX CLEARED COMMENT (2019-02-01): exception cleared- due to receipt of cited missing document			Loan Review Complete
XXXX	XXXX	1903150022	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150122	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150621	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150550	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150451	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150528	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150204	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150687	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150413	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150498	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150622	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150482	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150575	02/14/2019	1	1			[1] Application / Processing - Missing Document: Approval not provided EXCEPTION INFO: approval history is blank.  unable to verify approved borrower structure CLEARED COMMENT (2019-02-19): exception cleared- due to receipt of updated loan approval document reflecting approval chain history.			Loan Review Complete
XXXX	XXXX	1903150476	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150560	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150511	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150562	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150564	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150518	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150530	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150519	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150602	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150520	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150515	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150556	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150522	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150628	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150688	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150541	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150629	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150630	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150668	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150594	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150606	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150636	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150641	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150623	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150591	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150664	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150587	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150618	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150593	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150642	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150670	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150661	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150638	02/14/2019	1	1			[1] Application / Processing - Missing Document: Approval not provided EXCEPTION INFO: Approval history is blank-  unable to verify approved borrower structure CLEARED COMMENT (2019-02-19): exception cleared- due to receipt of updated loan approval document reflecting approval chain history.			Loan Review Complete
XXXX	XXXX	1903150658	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150648	02/14/2019	1	1			[1] Application / Processing - Missing Document: Approval not provided EXCEPTION INFO: approval history is blank- unable to verify approved borrower structure. CLEARED COMMENT (2019-02-19): exception cleared- due to receipt of updated loan approval document reflecting approval chain history.			Loan Review Complete
XXXX	XXXX	1903150686	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150671	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150673	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150684	02/14/2019	1	1			[1] Application / Processing - Missing Document: Approval not provided EXCEPTION INFO: Approval history is blank.  unable to verify approved borrower structure. CLEARED COMMENT (2019-02-19): exception cleared- due to receipt of updated loan approval document reflecting approval chain history.			Loan Review Complete
XXXX	XXXX	1903150685	02/14/2019	1	1						Loan Review Complete
XXXX	XXXX	1903150156	02/22/2019	1	1						Loan Review Complete