The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 718 2,444 SH   SOLE   0 0 2,444
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 371 1,640 SH   SOLE   0 0 1,640
FIFTH THIRD BANCORP COM 316773100 223 7,250 SH   SOLE   0 0 7,250
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 32,926 1,088,478 SH   SOLE   0 0 1,088,478
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 9,470 275,779 SH   SOLE   0 0 275,779
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 12,267 189,679 SH   SOLE   0 0 189,679
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 5,684 41,580 SH   SOLE   0 0 41,580
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 67,353 531,550 SH   SOLE   0 0 531,550
ISHARES TR CORE S&P500 ETF 464287200 330 1,020 SH   SOLE   0 0 1,020
ISHARES TR RUS 1000 ETF 464287622 34,674 194,341 SH   SOLE   0 0 194,341
ISHARES TR U.S. FINLS ETF 464287788 1,471 10,676 SH   SOLE   0 0 10,676
ISHARES TR U.S. ENERGY ETF 464287796 447 13,901 SH   SOLE   0 0 13,901
ISHARES TR EUROPE ETF 464287861 1,537 32,730 SH   SOLE   0 0 32,730
ISHARES TR MSCI AC ASIA ETF 464288182 432 5,883 SH   SOLE   0 0 5,883
ISHARES TR MSCI KLD400 SOC 464288570 454 3,776 SH   SOLE   0 0 3,776
LIBERTY MEDIA CORP DEB 4.000%11/1 530715AG6 35 50,000 PRN   SOLE   0 0 50,000
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,180 10,946 SH   SOLE   0 0 10,946
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,167 28,187 SH   SOLE   0 0 28,187
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 810 29,583 SH   SOLE   0 0 29,583
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,169 40,416 SH   SOLE   0 0 40,416
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 1,489 36,999 SH   SOLE   0 0 36,999
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 13,620 319,130 SH   SOLE   0 0 319,130
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 3,757 89,164 SH   SOLE   0 0 89,164
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,184 35,198 SH   SOLE   0 0 35,198
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,193 19,419 SH   SOLE   0 0 19,419
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 7,167 70,357 SH   SOLE   0 0 70,357
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3,377 53,616 SH   SOLE   0 0 53,616
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 6,802 54,235 SH   SOLE   0 0 54,235
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,177 36,258 SH   SOLE   0 0 36,258
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 5,733 186,268 SH   SOLE   0 0 186,268
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 5,143 63,123 SH   SOLE   0 0 63,123
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 15,114 164,876 SH   SOLE   0 0 164,876
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,073 27,735 SH   SOLE   0 0 27,735
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,390 21,516 SH   SOLE   0 0 21,516
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,022 6,283 SH   SOLE   0 0 6,283
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 2,799 56,997 SH   SOLE   0 0 56,997
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 4,487 91,585 SH   SOLE   0 0 91,585
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,730 33,867 SH   SOLE   0 0 33,867
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 238 806 SH   SOLE   0 0 806
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 805 8,679 SH   SOLE   0 0 8,679
VANGUARD INDEX FDS MID CAP ETF 922908629 6,480 36,366 SH   SOLE   0 0 36,366
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 63,284 1,177,374 SH   SOLE   0 0 1,177,374
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,842 47,413 SH   SOLE   0 0 47,413
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 428 4,689 SH   SOLE   0 0 4,689
VANGUARD STAR FD VG TL INTL STK F 921909768 14,427 259,061 SH   SOLE   0 0 259,061
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 2,149 11,344 SH   SOLE   0 0 11,344
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,622 10,059 SH   SOLE   0 0 10,059
VANGUARD WORLD FDS ENERGY ETF 92204A306 928 11,392 SH   SOLE   0 0 11,392
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 2,535 33,239 SH   SOLE   0 0 33,239
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 3,110 16,221 SH   SOLE   0 0 16,221
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 1,398 9,085 SH   SOLE   0 0 9,085
VANGUARD WORLD FDS INF TECH ETF 92204A702 5,069 20,701 SH   SOLE   0 0 20,701
VANGUARD WORLD FDS MATERIALS ETF 92204A801 502 3,746 SH   SOLE   0 0 3,746
VANGUARD WORLD FDS UTILITIES ETF 92204A876 601 4,205 SH   SOLE   0 0 4,205
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 999 10,637 SH   SOLE   0 0 10,637
WISDOMTREE TR JAPN HEDGE EQT 97717W851 453 8,428 SH   SOLE   0 0 8,428