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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,282 11,773 SH   SOLE   0 0 11,773
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,868 6,293 SH   SOLE   0 0 6,293
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,247 21,426 SH   SOLE   0 0 21,426
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,853 35,309 SH   SOLE   0 0 35,309
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 669 26,629 SH   SOLE   0 0 26,629
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,971 33,301 SH   SOLE   0 0 33,301
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3,568 58,094 SH   SOLE   0 0 58,094
VANGUARD WORLD FDS UTILITIES ETF 92204A876 574 3,998 SH   SOLE   0 0 3,998
APPLE INC COM 037833100 679 3,032 SH   SOLE   0 0 3,032
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 1,095 28,992 SH   SOLE   0 0 28,992
VANGUARD STAR FD VG TL INTL STK F 921909768 16,702 323,306 SH   SOLE   0 0 323,306
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 1,201 8,224 SH   SOLE   0 0 8,224
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,501 9,589 SH   SOLE   0 0 9,589
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 992 35,974 SH   SOLE   0 0 35,974
WISDOMTREE TR JAPN HEDGE EQT 97717W851 425 8,428 SH   SOLE   0 0 8,428
ISHARES TR MSCI KLD400 SOC 464288570 434 3,909 SH   SOLE   0 0 3,909
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 4,032 81,906 SH   SOLE   0 0 81,906
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,446 18,528 SH   SOLE   0 0 18,528
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,866 26,271 SH   SOLE   0 0 26,271
LIBERTY MEDIA CORP DEB 4.000%11/1 530715AG6 33 50,000 PRN   SOLE   0 0 50,000
ISHARES TR U.S. FINLS ETF 464287788 1,538 11,947 SH   SOLE   0 0 11,947
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 5,345 68,852 SH   SOLE   0 0 68,852
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 3,446 88,068 SH   SOLE   0 0 88,068
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 58,038 1,163,094 SH   SOLE   0 0 1,163,094
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,853 10,288 SH   SOLE   0 0 10,288
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 2,153 30,761 SH   SOLE   0 0 30,761
VANGUARD INDEX FDS MID CAP ETF 922908629 6,513 38,860 SH   SOLE   0 0 38,860
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,027 32,248 SH   SOLE   0 0 32,248
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 745 7,986 SH   SOLE   0 0 7,986
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 5,535 197,677 SH   SOLE   0 0 197,677
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 10,976 277,530 SH   SOLE   0 0 277,530
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2,548 15,197 SH   SOLE   0 0 15,197
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 14,689 182,409 SH   SOLE   0 0 182,409
VANGUARD WORLD FDS MATERIALS ETF 92204A801 457 3,618 SH   SOLE   0 0 3,618
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 5,948 46,867 SH   SOLE   0 0 46,867
ISHARES TR MSCI AC ASIA ETF 464288182 390 5,883 SH   SOLE   0 0 5,883
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 218 798 SH   SOLE   0 0 798
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 28,281 999,697 SH   SOLE   0 0 999,697
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 14,772 246,650 SH   SOLE   0 0 246,650
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,211 30,774 SH   SOLE   0 0 30,774
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,548 23,908 SH   SOLE   0 0 23,908
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 67,849 575,673 SH   SOLE   0 0 575,673
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,898 48,097 SH   SOLE   0 0 48,097
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 1,042 12,023 SH   SOLE   0 0 12,023
ISHARES TR RUS 1000 ETF 464287622 33,722 204,948 SH   SOLE   0 0 204,948
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,996 18,538 SH   SOLE   0 0 18,538
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 7,028 77,979 SH   SOLE   0 0 77,979
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 2,827 57,713 SH   SOLE   0 0 57,713
ISHARES TR CORE S&P500 ETF 464287200 304 1,020 SH   SOLE   0 0 1,020
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 426 4,670 SH   SOLE   0 0 4,670
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 7,023 58,184 SH   SOLE   0 0 58,184
ISHARES TR EUROPE ETF 464287861 1,416 32,730 SH   SOLE   0 0 32,730
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 7,913 252,313 SH   SOLE   0 0 252,313