The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,273 11,849 SH   SOLE   0 0 11,849
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,890 6,449 SH   SOLE   0 0 6,449
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,271 21,735 SH   SOLE   0 0 21,735
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,881 35,773 SH   SOLE   0 0 35,773
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 700 26,688 SH   SOLE   0 0 26,688
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,078 32,609 SH   SOLE   0 0 32,609
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3,475 59,843 SH   SOLE   0 0 59,843
AMAZON COM INC COM 023135106 212 112 SH   SOLE   0 0 112
VANGUARD WORLD FDS UTILITIES ETF 92204A876 566 4,261 SH   SOLE   0 0 4,261
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 1,057 28,058 SH   SOLE   0 0 28,058
APPLE INC COM 037833100 600 3,032 SH   SOLE   0 0 3,032
VANGUARD STAR FD VG TL INTL STK F 921909768 17,093 324,041 SH   SOLE   0 0 324,041
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 1,306 8,960 SH   SOLE   0 0 8,960
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,516 10,191 SH   SOLE   0 0 10,191
WISDOMTREE TR JAPN HEDGE EQT 97717W851 410 8,428 SH   SOLE   0 0 8,428
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 3,934 80,169 SH   SOLE   0 0 80,169
ISHARES TR MSCI KLD400 SOC 464288570 427 3,909 SH   SOLE   0 0 3,909
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,002 35,977 SH   SOLE   0 0 35,977
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,610 18,942 SH   SOLE   0 0 18,942
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,881 26,663 SH   SOLE   0 0 26,663
LIBERTY MEDIA CORP DEB 4.000%11/1 530715AG6 32 50,000 PRN   SOLE   0 0 50,000
ISHARES TR U.S. FINLS ETF 464287788 1,571 12,506 SH   SOLE   0 0 12,506
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 3,442 88,992 SH   SOLE   0 0 88,992
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 5,403 69,786 SH   SOLE   0 0 69,786
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 2,157 31,261 SH   SOLE   0 0 31,261
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,888 10,523 SH   SOLE   0 0 10,523
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 59,867 1,174,097 SH   SOLE   0 0 1,174,097
VANGUARD INDEX FDS MID CAP ETF 922908629 6,652 39,796 SH   SOLE   0 0 39,796
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,033 32,195 SH   SOLE   0 0 32,195
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 726 8,308 SH   SOLE   0 0 8,308
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 5,698 206,434 SH   SOLE   0 0 206,434
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 10,924 279,320 SH   SOLE   0 0 279,320
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 14,956 191,649 SH   SOLE   0 0 191,649
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2,706 15,559 SH   SOLE   0 0 15,559
VANGUARD WORLD FDS MATERIALS ETF 92204A801 495 3,859 SH   SOLE   0 0 3,859
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 6,107 47,832 SH   SOLE   0 0 47,832
MANAGED PORTFOLIO SER TORTOISE NRAM PI 56167N720 6,774 283,309 SH   SOLE   0 0 283,309
ISHARES TR MSCI AC ASIA ETF 464288182 411 5,883 SH   SOLE   0 0 5,883
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 214 794 SH   SOLE   0 0 794
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,194 32,485 SH   SOLE   0 0 32,485
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 14,772 251,350 SH   SOLE   0 0 251,350
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,485 24,900 SH   SOLE   0 0 24,900
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 68,944 591,083 SH   SOLE   0 0 591,083
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,044 50,129 SH   SOLE   0 0 50,129
GLOBAL X FDS GLB X MLP ENRG I 37950E226 18,764 1,450,057 SH   SOLE   0 0 1,450,057
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 1,130 13,037 SH   SOLE   0 0 13,037
VANGUARD WORLD FDS INF TECH ETF 92204A702 4,074 19,316 SH   SOLE   0 0 19,316
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 7,328 79,097 SH   SOLE   0 0 79,097
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 2,824 57,713 SH   SOLE   0 0 57,713
ISHARES TR CORE S&P500 ETF 464287200 389 1,320 SH   SOLE   0 0 1,320
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 420 4,670 SH   SOLE   0 0 4,670
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 7,312 61,340 SH   SOLE   0 0 61,340
FIFTH THIRD BANCORP COM 316773100 202 7,250 SH   SOLE   0 0 7,250
ISHARES TR EUROPE ETF 464287861 1,442 32,730 SH   SOLE   0 0 32,730