The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   15,105,624 408,702 SH   SOLE   408,702 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   11,843,748 122,050 SH   SOLE   122,050 0 0
SEMPRA SEMPRA COM 816851109   10,494,149 140,428 SH   SOLE   140,428 0 0
JPMORGAN CHASE & CO COM 46625H100   10,129,731 59,552 SH   SOLE   59,552 0 0
HOME DEPOT INC COM 437076102   10,091,381 29,120 SH   SOLE   29,120 0 0
D R HORTON INC COM 23331A109   9,910,693 65,211 SH   SOLE   65,211 0 0
STANLEY BLACK & DECKER INC COM 854502101   9,799,437 99,892 SH   SOLE   99,892 0 0
MEDTRONIC PLC SHS G5960L103   9,428,972 114,457 SH   SOLE   114,457 0 0
HUNTINGTON INGALLS INDS INC COM 446413106   8,458,048 32,576 SH   SOLE   32,576 0 0
APPLE INC COM 037833100   8,121,133 42,181 SH   SOLE   42,181 0 0
GARMIN LTD SHS H2906T109   8,094,437 62,972 SH   SOLE   62,972 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   8,049,853 55,265 SH   SOLE   55,265 0 0
MICROSOFT CORP COM 594918104   8,047,795 21,401 SH   SOLE   21,401 0 0
WALMART INC COM 931142103   7,849,238 49,789 SH   SOLE   49,789 0 0
LOCKHEED MARTIN CORP COM 539830109   7,590,616 16,747 SH   SOLE   16,747 0 0
ISHARES GOLD TR ISHARES NEW 464285204   7,087,770 181,598 SH   SOLE   181,598 0 0
DIGITAL RLTY TR INC COM 253868103   6,571,519 48,830 SH   SOLE   48,830 0 0
US BANCORP DEL COM NEW 902973304   6,479,299 149,707 SH   SOLE   149,707 0 0
PACKAGING CORP AMER COM 695156109   6,074,482 37,287 SH   SOLE   37,287 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   6,013,717 36,770 SH   SOLE   36,770 0 0
AMERICAN TOWER CORP NEW COM 03027X100   5,835,521 27,031 SH   SOLE   27,031 0 0
TARGET CORP COM 87612E106   5,650,720 39,676 SH   SOLE   39,676 0 0
FORD MTR CO DEL COM 345370860   5,380,008 441,346 SH   SOLE   441,346 0 0
CROWN CASTLE INC COM 22822V101   5,334,984 46,315 SH   SOLE   46,315 0 0
3M CO COM 88579Y101   5,318,293 48,649 SH   SOLE   48,649 0 0
DOW INC COM 260557103   5,221,551 95,214 SH   SOLE   95,214 0 0
AT&T INC COM 00206R102   5,213,936 310,723 SH   SOLE   310,723 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   5,157,304 136,799 SH   SOLE   136,799 0 0
KRAFT HEINZ CO COM 500754106   5,063,913 136,937 SH   SOLE   136,937 0 0
ALBEMARLE CORP COM 012653101   4,837,785 33,484 SH   SOLE   33,484 0 0
PHILIP MORRIS INTL INC COM 718172109   4,762,320 50,620 SH   SOLE   50,620 0 0
ISHARES TR MSCI INDIA ETF 46429B598   4,693,043 96,149 SH   SOLE   96,149 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,527,340 81,325 SH   SOLE   81,325 0 0
ALTRIA GROUP INC COM 02209S103   4,473,429 110,893 SH   SOLE   110,893 0 0
BARRICK GOLD CORP COM 067901108   3,645,556 201,523 SH   SOLE   201,523 0 0
ROYAL GOLD INC COM 780287108   3,502,788 28,958 SH   SOLE   28,958 0 0
ISHARES TR MSCI POLAND ETF 46429B606   3,470,585 153,227 SH   SOLE   153,227 0 0
NEWMONT CORP COM 651639106   3,249,960 78,520 SH   SOLE   78,520 0 0
ISHARES INC MSCI CHILE ETF 464286640   3,188,431 113,025 SH   SOLE   113,025 0 0
ISHARES INC MSCI MLY ETF NEW 46434G814   3,156,395 148,536 SH   SOLE   148,536 0 0
iShares MSCI Indonesia ETF EIDO 46429B309   2,969,368 133,036 SH   SOLE   133,036 0 0
VANECK ETF TRUST VANECK VIETNAM 92189F817   2,888,198 223,545 SH   SOLE   223,545 0 0
FRANCO NEV CORP COM 351858105   2,555,774 23,064 SH   SOLE   23,064 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   2,310,840 18,988 SH   SOLE   18,988 0 0
ISHARES TR CHINA LG-CAP ETF 464287184   1,719,913 71,574 SH   SOLE   71,574 0 0
ISHARES TR IBOXX INV CP ETF 464287242   1,616,951 14,612 SH   SOLE   14,612 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,589,820 19,560 SH   SOLE   19,560 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,515,383 32,505 SH   SOLE   32,505 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,514,581 21,606 SH   SOLE   21,606 0 0
SPDR SER TR S&P BIOTECH 78464A870   1,397,031 15,646 SH   SOLE   15,646 0 0
VANGUARD WORLD FD EXTENDED DUR 921910709   1,174,498 14,495 SH   SOLE   14,495 0 0
PIMCO ETF TR 25YR+ ZERO U S 72201R882   998,190 11,698 SH   SOLE   11,698 0 0
Global X Lithium & Battery Tech ETF LITHIUM BTRY ETF 37954Y855   987,370 19,383 SH   SOLE   19,383 0 0
ISHARES TR MSCI CHINA ETF 46429B671   842,788 20,687 SH   SOLE   20,687 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   751,407 15,687 SH   SOLE   15,687 0 0
ISHARES TR PFD AND INCM SEC 464288687   644,791 20,673 SH   SOLE   20,673 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   597,834 12,655 SH   SOLE   12,655 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   580,115 7,702 SH   SOLE   7,702 0 0
VANECK ETF TRUST VANECK ETF TRUST 92189F106   460,250 14,842 SH   SOLE   14,842 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   404,251 16,307 SH   SOLE   16,307 0 0
PROCTER AND GAMBLE CO COM 742718109   389,357 2,657 SH   SOLE   2,657 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   240,794 5,194 SH   SOLE   5,194 0 0