The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   17,584 493,243 SH   SOLE   493,243 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   10,819 120,562 SH   SOLE   120,562 0 0
MEDTRONIC PLC SHS G5960L103   10,018 113,711 SH   SOLE   113,711 0 0
SEMPRA COM 816851109   9,988 68,605 SH   SOLE   68,605 0 0
STANLEY BLACK & DECKER INC COM 854502101   9,585 102,281 SH   SOLE   102,281 0 0
GARMIN LTD SHS H2906T109   9,294 89,113 SH   SOLE   89,113 0 0
JPMORGAN CHASE & CO COM 46625H100   9,049 62,218 SH   SOLE   62,218 0 0
HOME DEPOT INC COM 437076102   9,013 29,015 SH   SOLE   29,015 0 0
DIGITAL RLTY TR INC COM 253868103   8,955 78,642 SH   SOLE   78,642 0 0
APPLE INC COM 037833100   8,556 44,108 SH   SOLE   44,108 0 0
PACKAGING CORP AMER COM 695156109   8,411 63,645 SH   SOLE   63,645 0 0
ALBEMARLE CORP COM 012653101   8,353 37,443 SH   SOLE   37,443 0 0
D R HORTON INC COM 23331A109   8,243 67,737 SH   SOLE   67,737 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   7,996 128,402 SH   SOLE   128,402 0 0
HUNTINGTON INGALLS INDS INC COM 446413106   7,949 34,926 SH   SOLE   34,926 0 0
WALMART INC COM 931142103   7,857 49,987 SH   SOLE   49,987 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   7,725 44,529 SH   SOLE   44,529 0 0
LOCKHEED MARTIN CORP COM 539830109   7,683 16,689 SH   SOLE   16,689 0 0
MICROSOFT CORP COM 594918104   7,316 21,484 SH   SOLE   21,484 0 0
ISHARES GOLD TR ISHARES NEW 464285204   6,573 180,634 SH   SOLE   180,634 0 0
AMERICAN TOWER CORP NEW COM 03027X100   5,194 26,780 SH   SOLE   26,780 0 0
TARGET CORP COM 87612E106   5,166 39,166 SH   SOLE   39,166 0 0
DOW INC COM 260557103   5,097 95,704 SH   SOLE   95,704 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   5,065 136,199 SH   SOLE   136,199 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   5,044 37,699 SH   SOLE   37,699 0 0
ALTRIA GROUP INC COM 02209S103   5,020 110,810 SH   SOLE   110,810 0 0
US BANCORP DEL COM NEW 902973304   4,976 150,609 SH   SOLE   150,609 0 0
AT&T INC COM 00206R102   4,971 311,650 SH   SOLE   311,650 0 0
PHILIP MORRIS INTL INC COM 718172109   4,913 50,332 SH   SOLE   50,332 0 0
CROWN CASTLE INC COM 22822V101   4,898 42,991 SH   SOLE   42,991 0 0
3M CO COM 88579Y101   4,896 48,916 SH   SOLE   48,916 0 0
KRAFT HEINZ CO COM 500754106   4,821 135,792 SH   SOLE   135,792 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   4,426 155,338 SH   SOLE   155,338 0 0
SPDR SER TR BLOOMBERG EMERGI 78464A391   4,127 195,041 SH   SOLE   195,041 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,048 78,291 SH   SOLE   78,291 0 0
FRANCO NEV CORP COM 351858105   3,513 24,635 SH   SOLE   24,635 0 0
ISHARES TR MSCI POLAND ETF 46429B606   3,498 182,395 SH   SOLE   182,395 0 0
NEWMONT CORP COM 651639106   3,430 80,414 SH   SOLE   80,414 0 0
BARRICK GOLD CORP COM 067901108   3,356 198,207 SH   SOLE   198,207 0 0
ROYAL GOLD INC COM 780287108   3,235 28,184 SH   SOLE   28,184 0 0
VANECK ETF TRUST VANECK VIETNAM 92189F817   3,234 243,190 SH   SOLE   243,190 0 0
ISHARES INC MSCI CHILE ETF 464286640   3,226 110,566 SH   SOLE   110,566 0 0
ISHARES TR MSCI INDONIA ETF 46429B309   3,134 135,971 SH   SOLE   135,971 0 0
ISHARES TR MSCI INDIA ETF 46429B598   3,095 70,819 SH   SOLE   70,819 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   2,713 18,636 SH   SOLE   18,636 0 0
ISHARES INC MSCI MLY ETF NEW 46434G814   2,613 130,565 SH   SOLE   130,565 0 0
ISHARES TR CHINA LG-CAP ETF 464287184   2,590 95,273 SH   SOLE   95,273 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,460 21,766 SH   SOLE   21,766 0 0
VANGUARD WORLD FD EXTENDED DUR 921910709   1,350 15,510 SH   SOLE   15,510 0 0
ISHARES TR IBOXX INV CP ETF 464287242   1,294 11,969 SH   SOLE   11,969 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,285 16,254 SH   SOLE   16,254 0 0
SPDR SER TR S&P BIOTECH 78464A870   1,279 15,378 SH   SOLE   15,378 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,136 24,608 SH   SOLE   24,608 0 0
PIMCO ETF TR 25YR+ ZERO U S 72201R882   1,030 11,188 SH   SOLE   11,188 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   889 19,255 SH   SOLE   19,255 0 0
ISHARES TR PFD AND INCM SEC 464288687   569 18,387 SH   SOLE   18,387 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   509 11,611 SH   SOLE   11,611 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   508 7,158 SH   SOLE   7,158 0 0
PROCTER AND GAMBLE CO COM 742718109   403 2,657 SH   SOLE   2,657 0 0
SCHWAB STRATEGIC TR SCHWAB STRATEGIC TR 808524706   372 15,090 SH   SOLE   15,090 0 0
INVESCO EXCH TRADED FD TR II INVESCO EXCH TRADED FD TR II 46138E784   245 12,554 SH   SOLE   12,554 0 0