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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408   6,360,644 32,549 SH   SOLE   0 0 32,549
ISHARES TR CORE S&P500 ETF 464287200   2,969,014 4,782 SH   SOLE   0 0 4,782
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   802,492 1,652 SH   SOLE   0 0 1,652
HOWMET AEROSPACE INC COM 443201108   502,552 2,700 SH   SOLE   0 0 2,700
KROGER CO COM 501044101   403,051 5,619 SH   SOLE   0 0 5,619
ISHARES TR MSCI EAFE ETF 464287465   2,774,894 31,043 SH   SOLE   0 0 31,043
CARDINAL HEALTH INC COM 14149Y108   934,261 5,561 SH   SOLE   0 0 5,561
COSTCO WHSL CORP NEW COM 22160K105   381,128 385 SH   SOLE   0 0 385
CVS HEALTH CORP COM 126650100   413,811 5,999 SH   SOLE   0 0 5,999
MCKESSON CORP COM 58155Q103   414,753 566 SH   SOLE   0 0 566
BOOKING HOLDINGS INC COM 09857L108   335,776 58 SH   SOLE   0 0 58
ISHARES TR 1 3 YR TREAS BD 464287457   6,287,743 75,884 SH   SOLE   0 0 75,884
RTX CORPORATION COM 75513E101   452,078 3,096 SH   SOLE   0 0 3,096
VANGUARD INDEX FDS TOTAL STK MKT 922908769   116,667,765 383,864 SH   SOLE   0 0 383,864
ISHARES TR MSCI EMG MKT ETF 464287234   1,695,427 35,146 SH   SOLE   0 0 35,146
F5 INC COM 315616102   449,721 1,528 SH   SOLE   0 0 1,528
VERISIGN INC COM 92343E102   634,785 2,198 SH   SOLE   0 0 2,198
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   30,515,245 616,968 SH   SOLE   0 0 616,968
NETFLIX INC COM 64110L106   472,713 353 SH   SOLE   0 0 353
ISHARES TR CORE US AGGBD ET 464287226   60,240,599 607,264 SH   SOLE   0 0 607,264
DOLLAR GEN CORP NEW COM 256677105   509,449 4,454 SH   SOLE   0 0 4,454
CHECK POINT SOFTWARE TECH LT ORD M22465104   410,198 1,854 SH   SOLE   0 0 1,854
ALPHABET INC CAP STK CL A 02079K305   216,411 1,228 SH   SOLE   0 0 1,228
SPDR GOLD TR GOLD SHS 78463V107   206,388 677 SH   SOLE   0 0 677
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   43,936,277 534,635 SH   SOLE   0 0 534,635
VANGUARD INDEX FDS VALUE ETF 922908744   100,529,094 568,797 SH   SOLE   0 0 568,797
VANGUARD INDEX FDS SM CP VAL ETF 922908611   119,090,443 610,689 SH   SOLE   0 0 610,689
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   49,135,965 551,718 SH   SOLE   0 0 551,718
PILGRIMS PRIDE CORP COM 72147K108   393,935 8,758 SH   SOLE   0 0 8,758
VANGUARD INDEX FDS SMALL CP ETF 922908751   102,866,693 434,073 SH   SOLE   0 0 434,073
ISHARES TR MICRO-CAP ETF 464288869   2,996,969 23,476 SH   SOLE   0 0 23,476
ISHARES TR EAFE VALUE ETF 464288877   5,143,696 81,029 SH   SOLE   0 0 81,029
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103   434,944 3,998 SH   SOLE   0 0 3,998
VANECK ETF TRUST GOLD MINERS ETF 92189F106   463,230 8,898 SH   SOLE   0 0 8,898
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   42,429,945 547,483 SH   SOLE   0 0 547,483
INVESCO CURRENCYSHARES SWISS SWISS FRANC 46138R108   420,592 3,762 SH   SOLE   0 0 3,762
ISHARES TR U.S. INSRNCE ETF 464288786   605,608 4,504 SH   SOLE   0 0 4,504
ISHARES TR CORE S&P TTL STK 464287150   351,719 2,605 SH   SOLE   0 0 2,605
VANGUARD INDEX FDS LARGE CAP ETF 922908637   557,081 1,953 SH   SOLE   0 0 1,953
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   57,939,578 861,940 SH   SOLE   0 0 861,940
ISHARES TR IBOXX HI YD ETF 464288513   204,591 2,537 SH   SOLE   0 0 2,537
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   62,330,477 792,001 SH   SOLE   0 0 792,001
VANGUARD BD INDEX FDS INTERMED TERM 921937819   98,800,268 1,277,480 SH   SOLE   0 0 1,277,480
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   107,403,660 1,458,694 SH   SOLE   0 0 1,458,694
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   43,177,037 757,359 SH   SOLE   0 0 757,359
ISHARES TR NATIONAL MUN ETF 464288414   359,577 3,442 SH   SOLE   0 0 3,442
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   46,000,125 342,288 SH   SOLE   0 0 342,288
WISDOMTREE TR EMG MKTS SMCAP 97717W281   9,991,677 180,878 SH   SOLE   0 0 180,878
FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184   1,258,095 29,686 SH   SOLE   0 0 29,686
ISHARES TR EAFE SML CP ETF 464288273   1,756,985 24,174 SH   SOLE   0 0 24,174
VANGUARD WORLD FD MEGA GRWTH IND 921910816   1,649,601 4,505 SH   SOLE   0 0 4,505
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   542,633 12,293 SH   SOLE   0 0 12,293
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530   1,581,442 30,290 SH   SOLE   0 0 30,290
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   2,360,353 18,366 SH   SOLE   0 0 18,366
ISHARES TR CORE 60/40 BALAN 464289867   289,075 4,695 SH   SOLE   0 0 4,695
ISHARES TR SHRT NAT MUN ETF 464288158   765,811 7,202 SH   SOLE   0 0 7,202
ISHARES TR CORE 80/20 AGGRE 464289859   529,554 6,350 SH   SOLE   0 0 6,350
PIMCO ETF TR 1-5 US TIP IDX 72201R205   4,013,939 74,595 SH   SOLE   0 0 74,595
ETFS GOLD TR PHYSCL GOLD SHS 00326A104   874,447 27,725 SH   SOLE   0 0 27,725
ISHARES TR RUS TOP 200 ETF 464289446   616,790 4,028 SH   SOLE   0 0 4,028
FORTINET INC COM 34959E109   618,039 5,846 SH   SOLE   0 0 5,846
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   32,078,164 403,499 SH   SOLE   0 0 403,499
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   21,875,352 372,156 SH   SOLE   0 0 372,156
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   102,873,686 181,106 SH   SOLE   0 0 181,106
WISDOMTREE TR FUTRE STRAT FD 97717W125   1,649,559 46,722 SH   SOLE   0 0 46,722
VANGUARD STAR FDS VG TL INTL STK F 921909768   44,251,374 640,489 SH   SOLE   0 0 640,489
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   839,189 11,524 SH   SOLE   0 0 11,524
FLEXSHARES TR MORNSTAR USMKT 33939L100   4,988,196 22,268 SH   SOLE   0 0 22,268
VANECK ETF TRUST ENERGY INCME ET 92189H870   643,547 6,520 SH   SOLE   0 0 6,520
ISHARES INC CORE MSCI EMKT 46434G103   230,067 3,833 SH   SOLE   0 0 3,833
ISHARES TR CORE MSCI EAFE 46432F842   375,581 4,499 SH   SOLE   0 0 4,499
FLEXSHARES TR M STAR DEV MKT 33939L803   3,025,752 36,254 SH   SOLE   0 0 36,254
FLEXSHARES TR MSTAR EMKT FAC 33939L308   543,874 9,276 SH   SOLE   0 0 9,276
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   31,931,428 635,198 SH   SOLE   0 0 635,198
SPDR SERIES TRUST SSGA US LRG ETF 78468R804   815,635 4,671 SH   SOLE   0 0 4,671
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   32,160,305 649,572 SH   SOLE   0 0 649,572
SPDR SERIES TRUST BLOOMBERG 1 10 Y 78468R861   4,031,488 210,632 SH   SOLE   0 0 210,632
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   674,252 8,921 SH   SOLE   0 0 8,921
ISHARES TR CORE INTL AGGR 46435G672   2,223,641 43,524 SH   SOLE   0 0 43,524
PACER FDS TR GLOBL CASH ETF 69374H709   1,709,834 45,031 SH   SOLE   0 0 45,031
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505   844,245 25,937 SH   SOLE   0 0 25,937
LISTED FDS TR CORE ALT FD 53656F847   395,993 14,743 SH   SOLE   0 0 14,743
DOCUSIGN INC COM 256163106   203,449 2,612 SH   SOLE   0 0 2,612
ISHARES U S ETF TR U.S. TECH INDEPD 46431W648   1,690,607 17,985 SH   SOLE   0 0 17,985
PALOMAR HLDGS INC COM 69753M105   410,614 2,662 SH   SOLE   0 0 2,662
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   21,619,025 272,692 SH   SOLE   0 0 272,692
PALANTIR TECHNOLOGIES INC CL A 69608A108   902,302 6,619 SH   SOLE   0 0 6,619
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   13,797,133 476,585 SH   SOLE   0 0 476,585
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   56,082,890 1,564,813 SH   SOLE   0 0 1,564,813
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   6,516,843 102,289 SH   SOLE   0 0 102,289
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   6,596,569 122,249 SH   SOLE   0 0 122,249
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   44,984,410 1,265,028 SH   SOLE   0 0 1,265,028
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   16,499,998 559,512 SH   SOLE   0 0 559,512
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   2,891,616 87,864 SH   SOLE   0 0 87,864
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   42,015,377 1,351,411 SH   SOLE   0 0 1,351,411
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   29,507,189 988,847 SH   SOLE   0 0 988,847