The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR SP SMCP600VL ETF 464287879 1,098 10,476 SH   SOLE   0 0 10,476
ISHARES TR S&P 500 VAL ETF 464287408 37,065 441,093 SH   SOLE   0 0 441,093
ISHARES TR CORE S&P500 ETF 464287200 18,539 96,201 SH   SOLE   0 0 96,201
DISNEY WALT CO COM DISNEY 254687106 410 4,011 SH   SOLE   0 0 4,011
ISHARES TR MSCI EAFE ETF 464287465 15,524 270,834 SH   SOLE   0 0 270,834
ISHARES TR 1-3 YR TR BD ETF 464287457 39,196 461,189 SH   SOLE   0 0 461,189
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,876 18,998 SH   SOLE   0 0 18,998
ISHARES TR MSCI EMG MKT ETF 464287234 9,091 277,333 SH   SOLE   0 0 277,333
ISHARES TR CORE US AGGBD ET 464287226 86,411 788,562 SH   SOLE   0 0 788,562
VANGUARD WORLD FDS ENERGY ETF 92204A306 425 5,010 SH   SOLE   0 0 5,010
VANGUARD INDEX FDS SM CP VAL ETF 922908611 30,848 318,509 SH   SOLE   0 0 318,509
VANGUARD INDEX FDS REIT ETF 922908553 474 6,269 SH   SOLE   0 0 6,269
VANGUARD INDEX FDS SMALL CP ETF 922908751 17,072 158,146 SH   SOLE   0 0 158,146
ISHARES TR MICRO-CAP ETF 464288869 16,769 240,418 SH   SOLE   0 0 240,418
ISHARES TR EAFE VALUE ETF 464288877 29,034 627,228 SH   SOLE   0 0 627,228
WISDOMTREE TR INTL SMCAP DIV 97717W760 45,194 819,171 SH   SOLE   0 0 819,171
WISDOMTREE TR HIGH DIV FD 97717W208 473 8,506 SH   SOLE   0 0 8,506
ISHARES TR CORE S&P TTL STK 464287150 2,673 30,510 SH   SOLE   0 0 30,510
ISHARES TR IBOXX HI YD ETF 464288513 1,299 15,601 SH   SOLE   0 0 15,601
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 44,862 558,059 SH   SOLE   0 0 558,059
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 472 7,542 SH   SOLE   0 0 7,542
WISDOMTREE TR EMG MKTS SMCAP 97717W281 11,471 322,127 SH   SOLE   0 0 322,127
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 1,062 19,236 SH   SOLE   0 0 19,236
ISHARES TR EAFE SML CP ETF 464288273 10,531 220,448 SH   SOLE   0 0 220,448
BARCLAYS BANK PLC ETN DJUBS PMET38 06739H248 463 8,903 SH   SOLE   0 0 8,903
ISHARES TR AGENCY BOND ETF 464288166 724 6,344 SH   SOLE   0 0 6,344
ISHARES MODERT ALLOC ETF 464289875 830 24,526 SH   SOLE   0 0 24,526
ISHARES CONSER ALLOC ETF 464289883 383 12,171 SH   SOLE   0 0 12,171
ISHARES GRWT ALLOCAT ETF 464289867 973 25,508 SH   SOLE   0 0 25,508
ISHARES AGGRES ALLOC ETF 464289859 1,004 23,020 SH   SOLE   0 0 23,020
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 734 8,597 SH   SOLE   0 0 8,597
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,250 24,518 SH   SOLE   0 0 24,518
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,551 41,707 SH   SOLE   0 0 41,707
ISHARES TR FLTG RATE BD ETF 46429B655 1,322 26,203 SH   SOLE   0 0 26,203
BARCLAYS BK PLC IPATH DYNM VIX 06741L609 1,324 44,956 SH   SOLE   0 0 44,956
INDEXIQ ETF TR US RL EST SMCP 45409B628 473 20,135 SH   SOLE   0 0 20,135
ISHARES INC CORE MSCI EMKT 46434G103 577 14,464 SH   SOLE   0 0 14,464
BARCLAYS BK PLC IPATH S&P MLP 06742A750 1,016 51,237 SH   SOLE   0 0 51,237
ISHARES U S ETF TR ENH US SCP ETF 46431W200 3,033 103,936 SH   SOLE   0 0 103,936
ISHARES U S ETF TR ENH US LCP ETF 46431W101 2,750 88,966 SH   SOLE   0 0 88,966
ISHARES TR MSCI USAVALFCT 46432F388 756 12,616 SH   SOLE   0 0 12,616
ISHARES U S ETF TR ENH INTL L CAP 46431W408 2,932 133,222 SH   SOLE   0 0 133,222
ISHARES U S ETF TR ENH INTL SMCAP 46431W309 3,276 150,563 SH   SOLE   0 0 150,563