The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 905 10,315 SH   SOLE   0 0 10,315
AT&T INC COM 00206R102 1,401 36,040 SH   SOLE   0 0 36,040
ABBOTT LABS COM 002824100 231 4,049 SH   SOLE   0 0 4,049
ABBVIE INC COM 00287Y109 330 3,412 SH   SOLE   0 0 3,412
ADOBE SYS INC COM 00724F101 593 3,383 SH   SOLE   0 0 3,383
AEROHIVE NETWORKS INC COM 007786106 267 45,836 SH   SOLE   0 0 45,836
ALPHABET INC CAP STK CL C 02079K107 633 605 SH   SOLE   0 0 605
ALPHABET INC CAP STK CL A 02079K305 728 691 SH   SOLE   0 0 691
ALTRIA GROUP INC COM 02209S103 1,300 18,209 SH   SOLE   0 0 18,209
AMAZON COM INC COM 023135106 347 297 SH   SOLE   0 0 297
AMERICAN EXPRESS CO COM 025816109 1,278 12,873 SH   SOLE   0 0 12,873
AMGEN INC COM 031162100 4,565 26,252 SH   SOLE   0 0 26,252
APPLE INC COM 037833100 2,839 16,775 SH   SOLE   0 0 16,775
AUTOMATIC DATA PROCESSING IN COM 053015103 207 1,765 SH   SOLE   0 0 1,765
BB&T CORP COM 054937107 1,051 21,137 SH   SOLE   0 0 21,137
BANK AMER CORP COM 060505104 1,443 48,880 SH   SOLE   0 0 48,880
BANK NEW YORK MELLON CORP COM 064058100 302 5,612 SH   SOLE   0 0 5,612
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 879 4,433 SH   SOLE   0 0 4,433
BLACKROCK INC COM 09247X101 319 621 SH   SOLE   0 0 621
BOEING CO COM 097023105 751 2,548 SH   SOLE   0 0 2,548
BOULDER GROWTH & INCOME FD I COM 101507101 186 16,769 SH   SOLE   0 0 16,769
BRISTOL MYERS SQUIBB CO COM 110122108 320 5,230 SH   SOLE   0 0 5,230
CENTENE CORP DEL COM 15135B101 513 5,086 SH   SOLE   0 0 5,086
CHEVRON CORP NEW COM 166764100 430 3,436 SH   SOLE   0 0 3,436
CISCO SYS INC COM 17275R102 414 10,821 SH   SOLE   0 0 10,821
COCA COLA CO COM 191216100 411 8,958 SH   SOLE   0 0 8,958
COLGATE PALMOLIVE CO COM 194162103 356 4,714 SH   SOLE   0 0 4,714
COMCAST CORP NEW CL A 20030N101 461 11,506 SH   SOLE   0 0 11,506
CONOCOPHILLIPS COM 20825C104 263 4,784 SH   SOLE   0 0 4,784
COSTCO WHSL CORP NEW COM 22160K105 307 1,650 SH   SOLE   0 0 1,650
DEERE & CO COM 244199105 230 1,470 SH   SOLE   0 0 1,470
DISNEY WALT CO COM DISNEY 254687106 318 2,961 SH   SOLE   0 0 2,961
DOMINION ENERGY INC COM 25746U109 216 2,667 SH   SOLE   0 0 2,667
DOWDUPONT INC COM 26078J100 329 4,624 SH   SOLE   0 0 4,624
EATON VANCE CORP COM NON VTG 278265103 7,384 130,953 SH   SOLE   0 0 130,953
EXXON MOBIL CORP COM 30231G102 2,051 24,527 SH   SOLE   0 0 24,527
FACEBOOK INC CL A 30303M102 262 1,486 SH   SOLE   0 0 1,486
FIRST TR EXCHANGE TRADED FD NY ARCA BIOTECH 33733E203 210 1,683 SH   SOLE   0 0 1,683
FORD MTR CO DEL COM PAR $0.01 345370860 148 11,811 SH   SOLE   0 0 11,811
FORTUNE BRANDS HOME & SEC IN COM 34964C106 400 5,842 SH   SOLE   0 0 5,842
FRANKLIN COVEY CO COM 353469109 506 24,405 SH   SOLE   0 0 24,405
GENERAL ELECTRIC CO COM 369604103 1,029 58,991 SH   SOLE   0 0 58,991
HSBC HLDGS PLC SPON ADR NEW 404280406 207 4,000 SH   SOLE   0 0 4,000
HERSHEY CO COM 427866108 333 2,930 SH   SOLE   0 0 2,930
HINGHAM INSTN SVGS MASS COM 433323102 228 1,102 SH   SOLE   0 0 1,102
HOME DEPOT INC COM 437076102 571 3,011 SH   SOLE   0 0 3,011
HONEYWELL INTL INC COM 438516106 937 6,113 SH   SOLE   0 0 6,113
ILLINOIS TOOL WKS INC COM 452308109 372 2,228 SH   SOLE   0 0 2,228
INTEL CORP COM 458140100 832 18,034 SH   SOLE   0 0 18,034
INTERNATIONAL BUSINESS MACHS COM 459200101 1,331 8,676 SH   SOLE   0 0 8,676
IROBOT CORP COM 462726100 230 3,000 SH   SOLE   0 0 3,000
ISHARES GOLD TRUST ISHARES 464285105 1,380 110,293 SH   SOLE   0 0 110,293
ISHARES TR TIPS BD ETF 464287176 226 1,983 SH   SOLE   0 0 1,983
ISHARES TR CORE S&P500 ETF 464287200 12,313 45,799 SH   SOLE   0 0 45,799
ISHARES TR S&P 500 VAL ETF 464287408 283 2,481 SH   SOLE   0 0 2,481
ISHARES TR MSCI EAFE ETF 464287465 312 4,434 SH   SOLE   0 0 4,434
ISHARES TR RUS MID CAP ETF 464287499 497 2,386 SH   SOLE   0 0 2,386
ISHARES TR CORE S&P MCP ETF 464287507 43,554 229,497 SH   SOLE   0 0 229,497
ISHARES TR NASDAQ BIOTECH 464287556 892 8,350 SH   SOLE   0 0 8,350
ISHARES TR RUS 1000 VAL ETF 464287598 1,051 8,456 SH   SOLE   0 0 8,456
ISHARES TR RUS 1000 GRW ETF 464287614 1,684 12,501 SH   SOLE   0 0 12,501
ISHARES TR RUS 1000 ETF 464287622 17,179 115,601 SH   SOLE   0 0 115,601
ISHARES TR RUS 2000 VAL ETF 464287630 8,135 64,690 SH   SOLE   0 0 64,690
ISHARES TR RUSSELL 2000 ETF 464287655 264 1,728 SH   SOLE   0 0 1,728
ISHARES TR US HLTHCARE ETF 464287762 241 1,381 SH   SOLE   0 0 1,381
ISHARES TR CORE S&P SCP ETF 464287804 472 6,151 SH   SOLE   0 0 6,151
ISHARES TR SP SMCP600VL ETF 464287879 226 1,471 SH   SOLE   0 0 1,471
ISHARES TR S&P SML 600 GWT 464287887 726 4,269 SH   SOLE   0 0 4,269
ISHARES TR MSCI ACWI EX US 464288240 850 17,016 SH   SOLE   0 0 17,016
ISHARES TR EAFE SML CP ETF 464288273 14,841 230,086 SH   SOLE   0 0 230,086
ISHARES TR JPMORGAN USD EMG 464288281 66,736 574,812 SH   SOLE   0 0 574,812
ISHARES TR 0-5 YR TIPS ETF 46429B747 86,890 870,030 SH   SOLE   0 0 870,030
ISHARES TR CORE MSCI EAFE 46432F842 2,336 35,353 SH   SOLE   0 0 35,353
ISHARES INC CORE MSCI EMKT 46434G103 44,954 790,045 SH   SOLE   0 0 790,045
JPMORGAN CHASE & CO COM 46625H100 472 4,416 SH   SOLE   0 0 4,416
JOHNSON & JOHNSON COM 478160104 2,113 15,121 SH   SOLE   0 0 15,121
JUST ENERGY GROUP INC COM 48213W101 86 20,000 SH   SOLE   0 0 20,000
KIMBERLY CLARK CORP COM 494368103 351 2,908 SH   SOLE   0 0 2,908
KRAFT HEINZ CO COM 500754106 339 4,355 SH   SOLE   0 0 4,355
LOCKHEED MARTIN CORP COM 539830109 1,355 4,221 SH   SOLE   0 0 4,221
LOEWS CORP COM 540424108 750 15,000 SH   SOLE   0 0 15,000
LOWES COS INC COM 548661107 338 3,636 SH   SOLE   0 0 3,636
MCDONALDS CORP COM 580135101 245 1,423 SH   SOLE   0 0 1,423
MERCK & CO INC COM 58933Y105 1,174 20,857 SH   SOLE   0 0 20,857
MICROSOFT CORP COM 594918104 2,972 34,741 SH   SOLE   0 0 34,741
MONDELEZ INTL INC CL A 609207105 365 8,529 SH   SOLE   0 0 8,529
NATIONAL COMM CORP COM 63546L102 860 21,357 SH   SOLE   0 0 21,357
NORFOLK SOUTHERN CORP COM 655844108 399 2,751 SH   SOLE   0 0 2,751
NORTHROP GRUMMAN CORP COM 666807102 520 1,694 SH   SOLE   0 0 1,694
ORACLE CORP COM 68389X105 276 5,847 SH   SOLE   0 0 5,847
PEPSICO INC COM 713448108 1,707 14,233 SH   SOLE   0 0 14,233
PFIZER INC COM 717081103 897 24,760 SH   SOLE   0 0 24,760
PHILIP MORRIS INTL INC COM 718172109 977 9,251 SH   SOLE   0 0 9,251
PHILLIPS 66 COM 718546104 205 2,027 SH   SOLE   0 0 2,027
PITNEY BOWES INC COM 724479100 141 12,656 SH   SOLE   0 0 12,656
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 226 1,450 SH   SOLE   0 0 1,450
PROCTER AND GAMBLE CO COM 742718109 937 10,199 SH   SOLE   0 0 10,199
PUBLIC SVC ENTERPRISE GROUP COM 744573106 530 10,300 SH   SOLE   0 0 10,300
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 221 3,310 SH   SOLE   0 0 3,310
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,520 13,190 SH   SOLE   0 0 13,190
SPDR GOLD TRUST GOLD SHS 78463V107 650 5,255 SH   SOLE   0 0 5,255
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 1,155 23,622 SH   SOLE   0 0 23,622
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 818 20,197 SH   SOLE   0 0 20,197
SPDR SERIES TRUST S&P BIOTECH 78464A870 243 2,867 SH   SOLE   0 0 2,867
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,854 14,052 SH   SOLE   0 0 14,052
SPDR SER TR NUVEEN BLMBRG SR 78468R739 241 5,024 SH   SOLE   0 0 5,024
STATE STR CORP COM 857477103 302 3,097 SH   SOLE   0 0 3,097
STERLING BANCORP DEL COM 85917A100 296 12,024 SH   SOLE   0 0 12,024
STEWARDSHIP FINL CORP COM 860326107 192 18,702 SH   SOLE   0 0 18,702
TEXAS INSTRS INC COM 882508104 338 3,237 SH   SOLE   0 0 3,237
3M CO COM 88579Y101 3,404 14,462 SH   SOLE   0 0 14,462
UNION PAC CORP COM 907818108 668 4,984 SH   SOLE   0 0 4,984
UNITED TECHNOLOGIES CORP COM 913017109 212 1,660 SH   SOLE   0 0 1,660
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 8,986 88,069 SH   SOLE   0 0 88,069
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 388 4,753 SH   SOLE   0 0 4,753
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 298 6,651 SH   SOLE   0 0 6,651
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 751 8,771 SH   SOLE   0 0 8,771
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 1,026 12,786 SH   SOLE   0 0 12,786
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 5,664 116,019 SH   SOLE   0 0 116,019
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 343 6,269 SH   SOLE   0 0 6,269
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,634 231,634 SH   SOLE   0 0 231,634
VANGUARD WORLD FDS ENERGY ETF 92204A306 523 5,287 SH   SOLE   0 0 5,287
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 655 8,255 SH   SOLE   0 0 8,255
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 793 3,231 SH   SOLE   0 0 3,231
VANGUARD INDEX FDS REIT ETF 922908553 513 6,188 SH   SOLE   0 0 6,188
VANGUARD INDEX FDS SML CP GRW ETF 922908595 272 1,690 SH   SOLE   0 0 1,690
VANGUARD INDEX FDS SM CP VAL ETF 922908611 19,656 148,035 SH   SOLE   0 0 148,035
VANGUARD INDEX FDS MID CAP ETF 922908629 1,775 11,469 SH   SOLE   0 0 11,469
VANGUARD INDEX FDS VALUE ETF 922908744 24,942 234,598 SH   SOLE   0 0 234,598
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,508 10,990 SH   SOLE   0 0 10,990
VERIZON COMMUNICATIONS INC COM 92343V104 1,057 19,976 SH   SOLE   0 0 19,976
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 569 3,718 SH   SOLE   0 0 3,718