The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,577,563 14,470 SH   SOLE 0 0 0 14,470
ABBVIE INC COM 00287Y109   1,887,602 14,010 SH   SOLE 0 0 0 14,010
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   345,632 18,815 SH   SOLE 0 0 0 18,815
ADVANCED MICRO DEVICES INC COM 007903107   312,227 2,741 SH   SOLE 0 0 0 2,741
ALBERTSONS COS INC COMMON STOCK 013091103   240,391 11,017 SH   SOLE 0 0 0 11,017
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106   445,083 13,840 SH   SOLE 0 0 0 13,840
ALLSTATE CORP COM 020002101   431,362 3,956 SH   SOLE 0 0 0 3,956
ALPHABET INC CAP STK CL A 02079K305   758,898 6,340 SH   SOLE 0 0 0 6,340
ALPHABET INC CAP STK CL C 02079K107   3,553,857 29,378 SH   SOLE 0 0 0 29,378
ALTRIA GROUP INC COM 02209S103   240,071 5,300 SH   SOLE 0 0 0 5,300
AMAZON COM INC COM 023135106   4,986,400 38,251 SH   SOLE 0 0 0 38,251
AMGEN INC COM 031162100   318,355 1,434 SH   SOLE 0 0 0 1,434
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   415,980 11,555 SH   SOLE 0 0 0 11,555
APPLE INC COM 037833100   32,769,181 168,939 SH   SOLE 0 0 0 168,939
AT&T INC COM 00206R102   458,419 28,741 SH   SOLE 0 0 0 28,741
BANK AMERICA CORP COM 060505104   331,163 11,543 SH   SOLE 0 0 0 11,543
BECTON DICKINSON & CO COM 075887109   251,602 953 SH   SOLE 0 0 0 953
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,443,912 13,032 SH   SOLE 0 0 0 13,032
BOEING CO COM 097023105   267,962 1,269 SH   SOLE 0 0 0 1,269
BRISTOL-MYERS SQUIBB CO COM 110122108   247,869 3,876 SH   SOLE 0 0 0 3,876
CAPITAL ONE FINL CORP COM 14040H105   4,440,094 40,597 SH   SOLE 0 0 0 40,597
CATERPILLAR INC COM 149123101   341,025 1,386 SH   SOLE 0 0 0 1,386
CBOE GLOBAL MKTS INC COM 12503M108   315,077 2,283 SH   SOLE 0 0 0 2,283
CDW CORP COM 12514G108   203,022 1,106 SH   SOLE 0 0 0 1,106
CHEVRON CORP NEW COM 166764100   343,007 2,180 SH   SOLE 0 0 0 2,180
CISCO SYS INC COM 17275R102   432,298 8,355 SH   SOLE 0 0 0 8,355
COCA COLA CO COM 191216100   502,295 8,341 SH   SOLE 0 0 0 8,341
CONSOLIDATED EDISON INC COM 209115104   229,164 2,535 SH   SOLE 0 0 0 2,535
COSTCO WHSL CORP NEW COM 22160K105   1,608,445 2,988 SH   SOLE 0 0 0 2,988
CYBIN INC COM 23256X100   16,519 43,700 SH   SOLE 0 0 0 43,700
DANAHER CORPORATION COM 235851102   285,120 1,188 SH   SOLE 0 0 0 1,188
DEERE & CO COM 244199105   892,500 2,203 SH   SOLE 0 0 0 2,203
DISNEY WALT CO COM 254687106   838,509 9,392 SH   SOLE 0 0 0 9,392
DOMINION ENERGY INC COM 25746U109   231,864 4,477 SH   SOLE 0 0 0 4,477
EATON CORP PLC SHS G29183103   207,133 1,030 SH   SOLE 0 0 0 1,030
EMPIRE PETE CORP COM 292034303   155,555 17,094 SH   SOLE 0 0 0 17,094
EQUIFAX INC COM 294429105   235,300 1,000 SH   SOLE 0 0 0 1,000
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201   297,815 5,888 SH   SOLE 0 0 0 5,888
EXELON CORP COM 30161N101   218,981 5,375 SH   SOLE 0 0 0 5,375
EXXON MOBIL CORP COM 30231G102   1,094,301 10,203 SH   SOLE 0 0 0 10,203
GLOBAL X FDS AUTONMOUS EV ETF 37954Y624   373,283 14,335 SH   SOLE 0 0 0 14,335
HERSHEY CO COM 427866108   374,550 1,500 SH   SOLE 0 0 0 1,500
HOME DEPOT INC COM 437076102   758,189 2,441 SH   SOLE 0 0 0 2,441
ILLINOIS TOOL WKS INC COM 452308109   216,388 865 SH   SOLE 0 0 0 865
INTERNATIONAL BUSINESS MACHS COM 459200101   277,522 2,074 SH   SOLE 0 0 0 2,074
INVESCO QQQ TR UNIT SER 1 46090E103   6,893,401 18,660 SH   SOLE 0 0 0 18,660
ISHARES GOLD TR ISHARES NEW 464285204   2,085,948 57,322 SH   SOLE 0 0 0 57,322
ISHARES TR RUS 1000 VAL ETF 464287598   36,180,743 229,239 SH   SOLE 0 0 0 229,239
ISHARES TR CORE S&P SCP ETF 464287804   312,502 3,136 SH   SOLE 0 0 0 3,136
ISHARES TR CORE S&P US VLU 464287663   24,446,724 312,378 SH   SOLE 0 0 0 312,378
ISHARES TR GL CLEAN ENE ETF 464288224   226,964 12,335 SH   SOLE 0 0 0 12,335
ISHARES TR RUS MID CAP ETF 464287499   4,614,474 63,186 SH   SOLE 0 0 0 63,186
ISHARES TR CORE S&P MCP ETF 464287507   25,455,093 97,350 SH   SOLE 0 0 0 97,350
ISHARES TR RUS 1000 GRW ETF 464287614   38,378,200 139,466 SH   SOLE 0 0 0 139,466
ISHARES TR RUS 1000 ETF 464287622   3,949,319 16,203 SH   SOLE 0 0 0 16,203
ISHARES TR RUS MD CP GR ETF 464287481   1,606,474 16,625 SH   SOLE 0 0 0 16,625
ISHARES TR CORE S&P500 ETF 464287200   15,029,723 33,721 SH   SOLE 0 0 0 33,721
ISHARES TR MSCI INDIA ETF 46429B598   206,832 4,733 SH   SOLE 0 0 0 4,733
JOHNSON & JOHNSON COM 478160104   821,807 4,965 SH   SOLE 0 0 0 4,965
JPMORGAN CHASE & CO COM 46625H100   638,336 4,389 SH   SOLE 0 0 0 4,389
LILLY ELI & CO COM 532457108   1,037,384 2,212 SH   SOLE 0 0 0 2,212
LOTTERY COM INC COM 54570M108   8,565 43,300 SH   SOLE 0 0 0 43,300
MASTERCARD INCORPORATED CL A 57636Q104   258,398 657 SH   SOLE 0 0 0 657
MCDONALDS CORP COM 580135101   1,256,991 4,212 SH   SOLE 0 0 0 4,212
MERCK & CO INC COM 58933Y105   752,736 6,523 SH   SOLE 0 0 0 6,523
META PLATFORMS INC CL A 30303M102   1,213,351 4,228 SH   SOLE 0 0 0 4,228
MICROSOFT CORP COM 594918104   10,609,068 31,154 SH   SOLE 0 0 0 31,154
MODERNA INC COM 60770K107   260,861 2,147 SH   SOLE 0 0 0 2,147
NETFLIX INC COM 64110L106   461,193 1,047 SH   SOLE 0 0 0 1,047
NVIDIA CORPORATION COM 67066G104   2,764,148 6,534 SH   SOLE 0 0 0 6,534
ORACLE CORP COM 68389X105   1,955,138 16,417 SH   SOLE 0 0 0 16,417
PEPSICO INC COM 713448108   1,276,205 6,890 SH   SOLE 0 0 0 6,890
PFIZER INC COM 717081103   1,096,310 29,889 SH   SOLE 0 0 0 29,889
PORCH GROUP INC COM 733245104   15,388 11,151 SH   SOLE 0 0 0 11,151
PROCTER AND GAMBLE CO COM 742718109   423,051 2,788 SH   SOLE 0 0 0 2,788
PTC THERAPEUTICS INC COM 69366J200   200,869 4,939 SH   SOLE 0 0 0 4,939
QUALCOMM INC COM 747525103   396,841 3,334 SH   SOLE 0 0 0 3,334
SAB BIOTHERAPEUTICS INC COM 78397T103   11,413 13,750 SH   SOLE 0 0 0 13,750
SANDY SPRING BANCORP INC COM 800363103   310,693 13,699 SH   SOLE 0 0 0 13,699
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   14,257,775 441,554 SH   SOLE 0 0 0 441,554
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   35,358,896 471,766 SH   SOLE 0 0 0 471,766
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   27,964,749 385,083 SH   SOLE 0 0 0 385,083
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   12,227,886 172,151 SH   SOLE 0 0 0 172,151
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,521,913 37,590 SH   SOLE 0 0 0 37,590
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   449,657 2,648 SH   SOLE 0 0 0 2,648
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   230,365 1,325 SH   SOLE 0 0 0 1,325
SHOPIFY INC CL A 82509L107   453,686 7,023 SH   SOLE 0 0 0 7,023
SOUTHERN CO COM 842587107   259,995 3,701 SH   SOLE 0 0 0 3,701
SPDR GOLD TR GOLD SHS 78463V107   1,383,553 7,761 SH   SOLE 0 0 0 7,761
SPDR S&P 500 ETF TR TR UNIT 78462F103   10,595,211 23,902 SH   SOLE 0 0 0 23,902
SPDR SER TR S&P DIVID ETF 78464A763   787,660 6,426 SH   SOLE 0 0 0 6,426
SPROTT PHYSICAL GOLD TR UNIT 85207H104   228,052 15,285 SH   SOLE 0 0 0 15,285
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   520,224 66,781 SH   SOLE 0 0 0 66,781
TESLA INC COM 88160R101   2,778,165 10,613 SH   SOLE 0 0 0 10,613
THE LION ELECTRIC COMPANY COMMON STOCK 536221104   20,202 10,920 SH   SOLE 0 0 0 10,920
UNITED PARCEL SERVICE INC CL B 911312106   228,730 1,276 SH   SOLE 0 0 0 1,276
VANECK ETF TRUST PHARMACEUTCL ETF 92189F692   341,468 4,335 SH   SOLE 0 0 0 4,335
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   251,162 3,324 SH   SOLE 0 0 0 3,324
VANGUARD INDEX FDS GROWTH ETF 922908736   44,781,182 158,260 SH   SOLE 0 0 0 158,260
VANGUARD INDEX FDS VALUE ETF 922908744   55,966,496 393,853 SH   SOLE 0 0 0 393,853
VANGUARD INDEX FDS MID CAP ETF 922908629   54,558,750 247,814 SH   SOLE 0 0 0 247,814
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,777,120 18,991 SH   SOLE 0 0 0 18,991
VANGUARD INDEX FDS TOTAL STK MKT 922908769   54,255,156 246,301 SH   SOLE 0 0 0 246,301
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   42,267,180 103,779 SH   SOLE 0 0 0 103,779
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   43,049,712 608,391 SH   SOLE 0 0 0 608,391
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   960,433 4,765 SH   SOLE 0 0 0 4,765
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,136,360 6,996 SH   SOLE 0 0 0 6,996
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,494,928 227,261 SH   SOLE 0 0 0 227,261
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   270,585 2,551 SH   SOLE 0 0 0 2,551
VANGUARD WORLD FDS INF TECH ETF 92204A702   228,155 516 SH   SOLE 0 0 0 516
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   302,370 1,555 SH   SOLE 0 0 0 1,555
VERIZON COMMUNICATIONS INC COM 92343V104   318,979 8,577 SH   SOLE 0 0 0 8,577
VISA INC COM CL A 92826C839   448,621 1,889 SH   SOLE 0 0 0 1,889
WALMART INC COM 931142103   205,120 1,305 SH   SOLE 0 0 0 1,305
WILLIAMS SONOMA INC COM 969904101   2,192,953 17,524 SH   SOLE 0 0 0 17,524
WISDOMTREE TR US AI ENHANCED 97717W406   535,997 5,730 SH   SOLE 0 0 0 5,730
WISDOMTREE TR US LARGECAP DIVD 97717W307   3,104,952 48,820 SH   SOLE 0 0 0 48,820