The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 400 2,265 SH   SOLE   0 0 2,265
A T & T INC NEW COM 00206R102 1,050 26,880 SH   SOLE   0 0 26,880
ABBOTT LABORATORIES COM 002824100 1,541 17,736 SH   SOLE   0 0 17,736
ABBVIE INC COM 00287Y109 1,346 15,201 SH   SOLE   0 0 15,201
ADVANCED MICRO DEVICES INC COM 007903107 357 7,779 SH   SOLE   0 0 7,779
ALLSTATE CORP COM 020002101 699 6,217 SH   SOLE   0 0 6,217
AMAZON COM INC COM 023135106 2,561 1,386 SH   SOLE   0 0 1,386
AMGEN INC COM 031162100 345 1,432 SH   SOLE   0 0 1,432
APPLE INC COM 037833100 13,933 47,447 SH   SOLE   0 0 47,447
AMERICAN EXPRESS CO COM 025816109 210 1,689 SH   SOLE   0 0 1,689
AUTODESK INC COM 052769106 257 1,400 SH   SOLE   0 0 1,400
BAXTER INTERNATIONAL INC COM 071813109 413 4,944 SH   SOLE   0 0 4,944
BECTON DICKINSON & CO COM 075887109 261 958 SH   SOLE   0 0 958
BERKSHIRE HATHAWAY B NEW CLASS B COM 084670207 1,437 6,343 SH   SOLE   0 0 6,343
BLACKSTONE GROUP INC COM CL A 09253U108 337 6,025 SH   SOLE   0 0 6,025
BOEING CO COM 097023105 329 1,009 SH   SOLE   0 0 1,009
BRISTOL MYERS SQUIBB CO COM 110122108 444 6,912 SH   SOLE   0 0 6,912
CBOE HLDGS INC COM 12503M108 348 2,900 SH   SOLE   0 0 2,900
CHEVRON CORP NEW COM 166764100 238 1,971 SH   SOLE   0 0 1,971
CISCO SYS INC COM 17275R102 506 10,554 SH   SOLE   0 0 10,554
CME GROUP INC CL A CLASS A COM 12572Q105 1,230 6,130 SH   SOLE   0 0 6,130
COCA COLA COMPANY COM 191216100 406 7,328 SH   SOLE   0 0 7,328
CONSOLIDATED EDISON INC COM 209115104 363 4,010 SH   SOLE   0 0 4,010
COPART INC COM 217204106 455 5,000 SH   SOLE   0 0 5,000
COSTCO WHSL CORP NEW COM 22160K105 343 1,165 SH   SOLE   0 0 1,165
DANAHER CORP COM 235851102 222 1,449 SH   SOLE   0 0 1,449
DEER & CO COM 244199105 303 1,746 SH   SOLE   0 0 1,746
DELTA AIR LINES INC DEL COM 247361702 202 3,458 SH   SOLE   0 0 3,458
DISNEY WALT CO COM DISNEY 254687106 1,679 11,611 SH   SOLE   0 0 11,611
DOMINION ENERGY INC COM 25746U109 306 3,700 SH   SOLE   0 0 3,700
ECOLAB INC COM 278865100 209 1,085 SH   SOLE   0 0 1,085
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 215 5,175 SH   SOLE   0 0 5,175
EXXON MOBIL CORPORATION COM 30231G102 901 12,911 SH   SOLE   0 0 12,911
FACEBOOK INC CL A 30303M102 988 4,814 SH   SOLE   0 0 4,814
FIFTH THIRD BANCORP COM 316773100 278 9,034 SH   SOLE   0 0 9,034
GENERAL ELECTRIC COMPANY COM 369604103 213 19,083 SH   SOLE   0 0 19,083
GOOGLE INC CL C 38259P706 1,186 887 SH   SOLE   0 0 887
GOOGLE INC CL A 38259P508 293 219 SH   SOLE   0 0 219
GROUPON INC COM CL A 399473107 123 51,667 SH   SOLE   0 0 51,667
HERSHEY CO CL A 427866108 247 1,680 SH   SOLE   0 0 1,680
HOME DEPOT INC COM 437076102 609 2,787 SH   SOLE   0 0 2,787
ILLINOIS TOOL WKS INC COM 452308109 570 3,171 SH   SOLE   0 0 3,171
INTEL CORP COM 458140100 676 11,288 SH   SOLE   0 0 11,288
INTL BUSINESS MACHINES COM 459200101 223 1,662 SH   SOLE   0 0 1,662
ISHARES CORE S&P500 ETF 464287200 1,220 3,773 SH   SOLE   0 0 3,773
ISHARES RUSSELL1000GRW 464287614 28,000 159,163 SH   SOLE   0 0 159,163
ISHARES RUSSELL1000VAL 464287598 33,759 247,356 SH   SOLE   0 0 247,356
ISHARES RUSSELL MCP VL 464287473 410 4,325 SH   SOLE   0 0 4,325
ISHARES RUSSELL MIDCAP 464287499 2,648 44,417 SH   SOLE   0 0 44,417
iSHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 250 4,645 SH   SOLE   0 0 4,645
ISHARES GOLD TRUST ISHARES 464285105 40,487 2,792,182 SH   SOLE   0 0 2,792,182
iSHARES TR CORE S&P MCP ETF 464287507 629 3,058 SH   SOLE   0 0 3,058
iSHARES TR RUS 1000 ETF 464287622 208 1,165 SH   SOLE   0 0 1,165
ISHARES TR MSCI INDIA ETF 46429B598 281 7,990 SH   SOLE   0 0 7,990
ISHARES TR RUS MD CP GR ETF 464287481 201 1,320 SH   SOLE   0 0 1,320
JOHNSON & JOHNSON COM 478160104 970 6,653 SH   SOLE   0 0 6,653
JPMORGAN CHASE & CO COM 46625H100 713 5,112 SH   SOLE   0 0 5,112
MC DONALDS CORP COM 580135101 1,709 8,646 SH   SOLE   0 0 8,646
MERCK & CO INC NEW COM 58933Y105 869 9,553 SH   SOLE   0 0 9,553
MICRON TECHNOLOGY INC COM 595112103 233 4,335 SH   SOLE   0 0 4,335
MICROSOFT CORP COM 594918104 4,395 27,872 SH   SOLE   0 0 27,872
NETFLIX INC COM 64110L106 377 1,166 SH   SOLE   0 0 1,166
NIKE INC CLB 654106103 230 2,274 SH   SOLE   0 0 2,274
NVIDIA CORP COM 67066G104 220 935 SH   SOLE   0 0 935
ORACLE CORPORATION COM 68389X105 1,518 28,662 SH   SOLE   0 0 28,662
PEPSICO INCORPORATED COM 713448108 593 4,341 SH   SOLE   0 0 4,341
PFIZER INCORPORATED COM 717081103 1,161 29,625 SH   SOLE   0 0 29,625
PHILIP MORRIS INTL INC COM 718172109 303 3,561 SH   SOLE   0 0 3,561
POWERSHS QQQ TRUST SER 1 UNIT SER 1 73935A104 3,134 14,742 SH   SOLE   0 0 14,742
PNC FINL SVCS GROUP INC COM 693475105 218 1,365 SH   SOLE   0 0 1,365
PROCTER & GAMBLE COM 742718109 403 3,223 SH   SOLE   0 0 3,223
PTC THERAPEUTICS INC COM 69366J200 308 6,413 SH   SOLE   0 0 6,413
QUALCOMM INC COM 747525103 246 2,783 SH   SOLE   0 0 2,783
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 14,371 239,036 SH   SOLE   0 0 239,036
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 13,163 141,671 SH   SOLE   0 0 141,671
SCHWAB STRATEGIC TR US DIV EQT ETF 808524797 428 7,396 SH   SOLE   0 0 7,396
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 27,917 464,119 SH   SOLE   0 0 464,119
SHOPIFY INC CL A 82509L107 1,549 3,896 SH   SOLE   0 0 3,896
SOUTHERN CO CL A 842587107 236 3,710 SH   SOLE   0 0 3,710
SPDR GOLD TRUST SPDR GOLD SHARES GOLD SHS 78463V107 6,482 45,363 SH   SOLE   0 0 45,363
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,148 28,423 SH   SOLE   0 0 28,423
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 573 5,327 SH   SOLE   0 0 5,327
TARGET CORP COM 87612E106 219 1,712 SH   SOLE   0 0 1,712
TESLA INC COM 88160R101 252 603 SH   SOLE   0 0 603
US BANCORP DEL COM NEW 902973304 225 3,794 SH   SOLE   0 0 3,794
VANECK VECTORS VIETMAM ETF 57060U761 181 11,310 SH   SOLE   0 0 11,310
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 429 5,326 SH   SOLE   0 0 5,326
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 242 4,281 SH   SOLE   0 0 4,281
VANGUARD DIV APPRCIATION DIV APP ETF 921908844 906 7,266 SH   SOLE   0 0 7,266
VANGUARD INDEX FDS VALUE ETF 922908744 36,598 305,368 SH   SOLE   0 0 305,368
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,808 84,388 SH   SOLE   0 0 84,388
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 17,276 58,404 SH   SOLE   0 0 58,404
VANGUARD INDEX FDS GROWTH ETF 922908736 22,678 124,491 SH   SOLE   0 0 124,491
VANGUARD INDEX FDS MID CAP ETF 922908629 36,934 207,285 SH   SOLE   0 0 207,285
VANGUARD INDEX FDS SMALL CP ETF 922908751 573 3,462 SH   SOLE   0 0 3,462
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 202 1,692 SH   SOLE   0 0 1,692
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 19,177 105,992 SH   SOLE   0 0 105,992
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,235 118,811 SH   SOLE   0 0 118,811
VERIZON COMMUNICATIONS COM 92343V104 929 15,128 SH   SOLE   0 0 15,128
VISA INC COM CL A 92826C839 338 1,797 SH   SOLE   0 0 1,797
WALGREENS BOOTS ALLIANCE INC COM 031427108 1,154 19,570 SH   SOLE   0 0 19,570
WILLIAMS SONOMA INC COM 969904101 3,305 45,000 SH   SOLE   0 0 45,000
WISDOMTREE TRUST DIV EX-FINL FD 97717W406 2,362 25,530 SH   SOLE   0 0 25,530
WISDOMTREE TRUST LARGECAP DIVID 97717W307 2,703 25,515 SH   SOLE   0 0 25,515
ZOETIS INC CL A 98978V103 238 1,800 SH   SOLE   0 0 1,800