The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 219 3,023 SH   SOLE 1 0 0 3,023
AES CORP COM 00130H105 201 13,870 SH   SOLE 1 0 0 13,870
AKAMAI TECHNOLOGIES INC COM 00971T101 213 3,487 SH   SOLE 1 0 0 3,487
AMAZON COM INC COM 023135106 538 358 SH   SOLE 1 0 0 358
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 349 5,303 SH   SOLE 1 0 0 5,303
APPLE INC COM 037833100 275 1,742 SH   SOLE 1 0 0 1,742
ARCHER DANIELS MIDLAND CO COM 039483102 250 6,100 SH   SOLE 1 0 0 6,100
BANK NEW YORK MELLON CORP COM 064058100 313 6,660 SH   SOLE 1 0 0 6,660
BAXTER INTL INC COM 071813109 291 4,401 SH   SOLE 1 0 0 4,401
BECTON DICKINSON & CO COM 075887109 204 905 SH   SOLE 1 0 0 905
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 397 1,946 SH   SOLE 1 0 0 1,946
BRISTOL MYERS SQUIBB CO COM 110122108 257 4,945 SH   SOLE 1 0 0 4,945
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 371 9,663 SH   SOLE 1 0 0 9,663
BURLINGTON STORES INC COM 122017106 208 1,277 SH   SOLE 1 0 0 1,277
CELANESE CORP DEL COM 150870103 268 2,979 SH   SOLE 1 0 0 2,979
CHARLES RIV LABS INTL INC COM 159864107 207 1,832 SH   SOLE 1 0 0 1,832
CHURCH & DWIGHT INC COM 171340102 265 4,027 SH   SOLE 1 0 0 4,027
CINTAS CORP COM 172908105 257 1,532 SH   SOLE 1 0 0 1,532
CLOROX CO DEL COM 189054109 225 1,459 SH   SOLE 1 0 0 1,459
COCA COLA CO COM 191216100 407 8,587 SH   SOLE 1 0 0 8,587
COMERICA INC COM 200340107 211 3,042 SH   SOLE 1 0 0 3,042
COOPER COS INC COM NEW 216648402 230 905 SH   SOLE 1 0 0 905
COPART INC COM 217204106 201 4,213 SH   SOLE 1 0 0 4,213
CSX CORP COM 126408103 226 3,636 SH   SOLE 1 0 0 3,636
CVS HEALTH CORP COM 126650100 322 4,911 SH   SOLE 1 0 0 4,911
DISNEY WALT CO COM DISNEY 254687106 255 2,308 SH   SOLE 1 0 0 2,308
DOMINION ENERGY INC COM 25746U109 508 7,112 SH   SOLE 1 0 0 7,112
DOWDUPONT INC COM 26078J100 226 4,230 SH   SOLE 1 0 0 4,230
DUKE ENERGY CORP NEW COM NEW 26441C204 217 2,520 SH   SOLE 1 0 0 2,520
E TRADE FINANCIAL CORP COM NEW 269246401 216 4,913 SH   SOLE 1 0 0 4,913
ENBRIDGE INC COM 29250N105 494 15,883 SH   SOLE 1 0 0 15,883
ETSY INC COM 29786A106 217 4,561 SH   SOLE 1 0 0 4,561
EVERSOURCE ENERGY COM 30040W108 219 3,367 SH   SOLE 1 0 0 3,367
EXPEDIA GROUP INC COM NEW 30212P303 250 2,223 SH   SOLE 1 0 0 2,223
FIDELITY MSCI UTILS INDEX 316092865 1,792 51,380 SH   SOLE 1 0 0 51,380
FIRST TR SR FLG RTE INCM FD COM 33733U108 118 10,545 SH   SOLE 1 0 0 10,545
FIVE BELOW INC COM 33829M101 244 2,386 SH   SOLE 1 0 0 2,386
GENERAL MLS INC COM 370334104 247 6,353 SH   SOLE 1 0 0 6,353
GENERAL MTRS CO COM 37045V100 270 8,061 SH   SOLE 1 0 0 8,061
GENPACT LIMITED SHS G3922B107 202 7,492 SH   SOLE 1 0 0 7,492
HOME DEPOT INC COM 437076102 236 1,375 SH   SOLE 1 0 0 1,375
INGERSOLL-RAND PLC SHS G47791101 233 2,557 SH   SOLE 1 0 0 2,557
INTUITIVE SURGICAL INC COM NEW 46120E602 300 627 SH   SOLE 1 0 0 627
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 446 4,880 SH   SOLE 1 0 0 4,880
ISHARES INC CORE MSCI EMKT 46434G103 414 8,772 SH   SOLE 1 0 0 8,772
ISHARES TR SHORT TREAS BD 464288679 5,942 53,870 SH   SOLE 1 0 0 53,870
ISHARES TR GLB CNSM STP ETF 464288737 244 5,312 SH   SOLE 1 0 0 5,312
ISHARES TR EDGE MSCI USA VL 46432F388 331 4,563 SH   SOLE 1 0 0 4,563
ISHARES TR CORE S&P500 ETF 464287200 1,167 4,632 SH   SOLE 1 0 0 4,632
ISHARES TR 1 3 YR TREAS BD 464287457 70,631 844,664 SH   SOLE 1 0 0 844,664
ISHARES TR USA QUALITY FCTR 46432F339 354 4,617 SH   SOLE 1 0 0 4,617
ISHARES TR EXPONENTIAL TECH 46434V381 344 10,334 SH   SOLE 1 0 0 10,334
ISHARES TR MIN VOL USA ETF 46429B697 471 8,975 SH   SOLE 1 0 0 8,975
ISHARES TR CORE S&P TTL STK 464287150 507 8,920 SH   SOLE 1 0 0 8,920
ISHARES TR CORE S&P SCP ETF 464287804 296 4,274 SH   SOLE 1 0 0 4,274
ISHARES TR RUS 1000 GRW ETF 464287614 470 3,588 SH   SOLE 1 0 0 3,588
ISHARES TR S&P US PFD STK 464288687 366 10,684 SH   SOLE 1 0 0 10,684
ISHARES TR RUSSELL 2000 ETF 464287655 236 1,765 SH   SOLE 1 0 0 1,765
ISHARES TR BARCLAYS 7 10 YR 464287440 5,211 50,012 SH   SOLE 1 0 0 50,012
ISHARES TR U.S. MED DVC ETF 464288810 595 2,976 SH   SOLE 1 0 0 2,976
ISHARES TR US HLTHCARE ETF 464287762 300 1,648 SH   SOLE 1 0 0 1,648
ISHARES TR CORE S&P MCP ETF 464287507 1,007 6,065 SH   SOLE 1 0 0 6,065
ISHARES TR TRS FLT RT BD 46434V860 277 5,516 SH   SOLE 1 0 0 5,516
ISHARES TR JPMORGAN USD EMG 464288281 234 2,250 SH   SOLE 1 0 0 2,250
ISHARES TR RUS 1000 VAL ETF 464287598 402 3,621 SH   SOLE 1 0 0 3,621
ISHARES US ETF TR SHT MAT BD ETF 46431W507 2,377 47,679 SH   SOLE 1 0 0 47,679
JOHNSON & JOHNSON COM 478160104 207 1,606 SH   SOLE 1 0 0 1,606
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 1,951 38,832 SH   SOLE 1 0 0 38,832
KEYSIGHT TECHNOLOGIES INC COM 49338L103 532 8,569 SH   SOLE 1 0 0 8,569
LAUDER ESTEE COS INC CL A 518439104 266 2,042 SH   SOLE 1 0 0 2,042
LENNOX INTL INC COM 526107107 238 1,084 SH   SOLE 1 0 0 1,084
LIBERTY GLOBAL PLC SHS CL C G5480U120 325 15,750 SH   SOLE 1 0 0 15,750
LOCKHEED MARTIN CORP COM 539830109 237 906 SH   SOLE 1 0 0 906
LOEWS CORP COM 540424108 356 7,821 SH   SOLE 1 0 0 7,821
MACYS INC COM 55616P104 246 8,144 SH   SOLE 1 0 0 8,144
MCCORMICK & CO INC COM NON VTG 579780206 431 3,081 SH   SOLE 1 0 0 3,081
MCDONALDS CORP COM 580135101 205 1,152 SH   SOLE 1 0 0 1,152
MEDTRONIC PLC SHS G5960L103 211 2,306 SH   SOLE 1 0 0 2,306
MERCK & CO INC COM 58933Y105 234 3,047 SH   SOLE 1 0 0 3,047
MICROSOFT CORP COM 594918104 729 7,180 SH   SOLE 1 0 0 7,180
MONOLITHIC PWR SYS INC COM 609839105 220 1,890 SH   SOLE 1 0 0 1,890
MORGAN STANLEY COM NEW 617446448 219 5,516 SH   SOLE 1 0 0 5,516
MOTOROLA SOLUTIONS INC COM NEW 620076307 257 2,226 SH   SOLE 1 0 0 2,226
ONEOK INC NEW COM 682680103 237 4,402 SH   SOLE 1 0 0 4,402
PAYCOM SOFTWARE INC COM 70432V102 227 1,853 SH   SOLE 1 0 0 1,853
PAYPAL HLDGS INC COM 70450Y103 202 2,397 SH   SOLE 1 0 0 2,397
PFIZER INC COM 717081103 210 4,812 SH   SOLE 1 0 0 4,812
PHILLIPS 66 COM 718546104 221 2,568 SH   SOLE 1 0 0 2,568
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 951 9,401 SH   SOLE 1 0 0 9,401
POOL CORPORATION COM 73278L105 242 1,630 SH   SOLE 1 0 0 1,630
PROCTER AND GAMBLE CO COM 742718109 294 3,195 SH   SOLE 1 0 0 3,195
PROGRESSIVE CORP OHIO COM 743315103 260 4,303 SH   SOLE 1 0 0 4,303
PROSHARES TR PSHS ULT MCAP400 74347R404 388 12,725 SH   SOLE 1 0 0 12,725
PROSHARES TR ULTR 7-10 TREA 74347R180 1,017 18,111 SH   SOLE 1 0 0 18,111
PROSHARES TR PSHS ULT S&P 500 74347R107 401 4,308 SH   SOLE 1 0 0 4,308
RALPH LAUREN CORP CL A 751212101 224 2,151 SH   SOLE 1 0 0 2,151
RESMED INC COM 761152107 283 2,489 SH   SOLE 1 0 0 2,489
ROLLINS INC COM 775711104 274 7,588 SH   SOLE 1 0 0 7,588
ROYAL GOLD INC COM 780287108 449 5,246 SH   SOLE 1 0 0 5,246
SANOFI SPONSORED ADR 80105N105 492 11,342 SH   SOLE 1 0 0 11,342
SCHLUMBERGER LTD COM 806857108 257 7,040 SH   SOLE 1 0 0 7,040
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 35,342 708,116 SH   SOLE 1 0 0 708,116
SCHWAB STRATEGIC TR US REIT ETF 808524847 562 14,582 SH   SOLE 1 0 0 14,582
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 622 7,190 SH   SOLE 1 0 0 7,190
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 507 16,359 SH   SOLE 1 0 0 16,359
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,110 17,911 SH   SOLE 1 0 0 17,911
SPDR S&P 500 ETF TR TR UNIT 78462F103 469 1,873 SH   SOLE 1 0 0 1,873
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 333 1,094 SH   SOLE 1 0 0 1,094
SPDR SER TR SPDR BLOOMBERG 78468R663 12,314 134,638 SH   SOLE 1 0 0 134,638
SUNTRUST BKS INC COM 867914103 219 4,341 SH   SOLE 1 0 0 4,341
SYNOPSYS INC COM 871607107 209 2,480 SH   SOLE 1 0 0 2,480
THERMO FISHER SCIENTIFIC INC COM 883556102 202 900 SH   SOLE 1 0 0 900
TJX COS INC NEW COM 872540109 250 5,582 SH   SOLE 1 0 0 5,582
TOTAL SYS SVCS INC COM 891906109 257 3,152 SH   SOLE 1 0 0 3,152
TWITTER INC COM 90184L102 240 8,342 SH   SOLE 1 0 0 8,342
UNITED RENTALS INC COM 911363109 235 2,296 SH   SOLE 1 0 0 2,296
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 13,996 178,135 SH   SOLE 1 0 0 178,135
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 14,006 172,300 SH   SOLE 1 0 0 172,300
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 14,038 160,420 SH   SOLE 1 0 0 160,420
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 291 3,893 SH   SOLE 1 0 0 3,893
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 35,332 587,689 SH   SOLE 1 0 0 587,689
VANGUARD WORLD FDS INF TECH ETF 92204A702 704 4,222 SH   SOLE 1 0 0 4,222
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 422 7,104 SH   SOLE 1 0 0 7,104
VERIZON COMMUNICATIONS INC COM 92343V104 228 4,063 SH   SOLE 1 0 0 4,063
W R BERKLEY CORPORATION COM 084423102 271 3,671 SH   SOLE 1 0 0 3,671
WALGREENS BOOTS ALLIANCE INC COM 931427108 255 3,737 SH   SOLE 1 0 0 3,737
WILLIAMS COS INC DEL COM 969457100 218 9,893 SH   SOLE 1 0 0 9,893
XYLEM INC COM 98419M100 205 3,075 SH   SOLE 1 0 0 3,075
ZEBRA TECHNOLOGIES CORP CL A 989207105 214 1,343 SH   SOLE 1 0 0 1,343