The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,386 18,635 SH   SOLE   0 0 18,635
ISHARES TR RUSSELL 2000 ETF 464287655 6,762 30,604 SH   SOLE   0 0 30,604
MICROSOFT CORP COM 594918104 6,436 27,299 SH   SOLE   0 0 27,299
ISHARES TR CORE MSCI EAFE 46432F842 5,389 74,794 SH   SOLE   0 0 74,794
PAYPAL HLDGS INC COM 70450Y103 5,031 20,718 SH   SOLE   0 0 20,718
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 4,682 232,378 SH   SOLE   0 0 232,378
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 4,600 211,312 SH   SOLE   0 0 211,312
STARBUCKS CORP COM 855244109 3,662 33,510 SH   SOLE   0 0 33,510
JPMORGAN CHASE & CO COM 46625H100 3,454 22,690 SH   SOLE   0 0 22,690
ISHARES TR ISHS 1-5YR INVS 464288646 3,279 59,974 SH   SOLE   0 0 59,974
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 3,235 149,510 SH   SOLE   0 0 149,510
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 3,136 65,485 SH   SOLE   0 0 65,485
APPLE INC COM 037833100 3,084 25,244 SH   SOLE   0 0 25,244
AMAZON COM INC COM 023135106 3,066 991 SH   SOLE   0 0 991
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 2,994 135,059 SH   SOLE   0 0 135,059
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 2,961 29,852 SH   SOLE   0 0 29,852
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,605 50,052 SH   SOLE   0 0 50,052
JOHNSON & JOHNSON COM 478160104 2,514 15,296 SH   SOLE   0 0 15,296
VANGUARD INDEX FDS MID CAP ETF 922908629 2,492 11,257 SH   SOLE   0 0 11,257
ISHARES TR CORE S&P500 ETF 464287200 2,423 6,091 SH   SOLE   0 0 6,091
GOLDMAN SACHS GROUP INC COM 38141G104 2,357 7,208 SH   SOLE   0 0 7,208
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,260 15,953 SH   SOLE   0 0 15,953
CSX CORP COM 126408103 2,084 21,610 SH   SOLE   0 0 21,610
HOME DEPOT INC COM 437076102 2,004 6,565 SH   SOLE   0 0 6,565
WALMART INC COM 931142103 1,935 14,246 SH   SOLE   0 0 14,246
FACEBOOK INC CL A 30303M102 1,883 6,394 SH   SOLE   0 0 6,394
AMGEN INC COM 031162100 1,856 7,461 SH   SOLE   0 0 7,461
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,796 22,798 SH   SOLE   0 0 22,798
VERIZON COMMUNICATIONS INC COM 92343V104 1,796 30,881 SH   SOLE   0 0 30,881
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,785 18,135 SH   SOLE   0 0 18,135
ALPHABET INC CAP STK CL A 02079K305 1,720 834 SH   SOLE   0 0 834
PEPSICO INC COM 713448108 1,704 12,050 SH   SOLE   0 0 12,050
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,704 54,694 SH   SOLE   0 0 54,694
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,693 45,002 SH   SOLE   0 0 45,002
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,651 16,563 SH   SOLE   0 0 16,563
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,635 17,803 SH   SOLE   0 0 17,803
INTEL CORP COM 458140100 1,622 25,342 SH   SOLE   0 0 25,342
CHEVRON CORP NEW COM 166764100 1,486 14,185 SH   SOLE   0 0 14,185
VISA INC COM CL A 92826C839 1,451 6,851 SH   SOLE   0 0 6,851
BK OF AMERICA CORP COM 060505104 1,443 37,299 SH   SOLE   0 0 37,299
FIFTH THIRD BANCORP COM 316773100 1,415 37,790 SH   SOLE   0 0 37,790
ISHARES TR RUS 2000 GRW ETF 464287648 1,320 4,388 SH   SOLE   0 0 4,388
ABBOTT LABS COM 002824100 1,316 10,981 SH   SOLE   0 0 10,981
DISNEY WALT CO COM 254687106 1,280 6,936 SH   SOLE   0 0 6,936
ILLINOIS TOOL WKS INC COM 452308109 1,265 5,710 SH   SOLE   0 0 5,710
CATERPILLAR INC COM 149123101 1,234 5,323 SH   SOLE   0 0 5,323
NEXTERA ENERGY INC COM 65339F101 1,217 16,090 SH   SOLE   0 0 16,090
CISCO SYS INC COM 17275R102 1,182 22,852 SH   SOLE   0 0 22,852
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,137 10,185 SH   SOLE   0 0 10,185
DOCUSIGN INC COM 256163106 1,125 5,555 SH   SOLE   0 0 5,555
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 1,096 46,929 SH   SOLE   0 0 46,929
SPDR SER TR BLOMBERG BRC INV 78468R200 1,096 35,784 SH   SOLE   0 0 35,784
FAIR ISAAC CORP COM 303250104 1,089 2,240 SH   SOLE   0 0 2,240
ISHARES TR MSCI EAFE ETF 464287465 1,084 14,283 SH   SOLE   0 0 14,283
SCHWAB CHARLES CORP COM 808513105 1,074 16,480 SH   SOLE   0 0 16,480
AUTOMATIC DATA PROCESSING IN COM 053015103 1,053 5,585 SH   SOLE   0 0 5,585
WASTE MGMT INC DEL COM 94106L109 1,052 8,157 SH   SOLE   0 0 8,157
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,046 10,888 SH   SOLE   0 0 10,888
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,045 26,514 SH   SOLE   0 0 26,514
STRYKER CORPORATION COM 863667101 1,005 4,125 SH   SOLE   0 0 4,125
DEERE & CO COM 244199105 993 2,655 SH   SOLE   0 0 2,655
EDWARDS LIFESCIENCES CORP COM 28176E108 975 11,656 SH   SOLE   0 0 11,656
PROCTER AND GAMBLE CO COM 742718109 972 7,180 SH   SOLE   0 0 7,180
ISHARES INC CORE MSCI EMKT 46434G103 969 15,054 SH   SOLE   0 0 15,054
TARGET CORP COM 87612E106 965 4,874 SH   SOLE   0 0 4,874
LOCKHEED MARTIN CORP COM 539830109 964 2,610 SH   SOLE   0 0 2,610
EXXON MOBIL CORP COM 30231G102 955 17,098 SH   SOLE   0 0 17,098
TRANE TECHNOLOGIES PLC SHS G8994E103 948 5,724 SH   SOLE   0 0 5,724
PERKINELMER INC COM 714046109 944 7,360 SH   SOLE   0 0 7,360
MONDELEZ INTL INC CL A 609207105 932 15,917 SH   SOLE   0 0 15,917
PFIZER INC COM 717081103 925 25,534 SH   SOLE   0 0 25,534
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 921 28,972 SH   SOLE   0 0 28,972
MEDTRONIC PLC SHS G5960L103 883 7,472 SH   SOLE   0 0 7,472
JOHNSON CTLS INTL PLC SHS G51502105 876 14,689 SH   SOLE   0 0 14,689
HUNTINGTON BANCSHARES INC COM 446150104 865 55,051 SH   SOLE   0 0 55,051
MICRON TECHNOLOGY INC COM 595112103 859 9,734 SH   SOLE   0 0 9,734
ETHAN ALLEN INTERIORS INC COM 297602104 821 29,722 SH   SOLE   0 0 29,722
APPLIED MATLS INC COM 038222105 802 6,006 SH   SOLE   0 0 6,006
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 763 1,603 SH   SOLE   0 0 1,603
THERMO FISHER SCIENTIFIC INC COM 883556102 730 1,600 SH   SOLE   0 0 1,600
ADOBE SYSTEMS INCORPORATED COM 00724F101 726 1,527 SH   SOLE   0 0 1,527
TEXAS INSTRS INC COM 882508104 703 3,721 SH   SOLE   0 0 3,721
GENERAC HLDGS INC COM 368736104 697 2,129 SH   SOLE   0 0 2,129
ROCKWELL AUTOMATION INC COM 773903109 697 2,625 SH   SOLE   0 0 2,625
COCA COLA CO COM 191216100 695 13,193 SH   SOLE   0 0 13,193
TCF FINL CORP COM 872307103 673 14,496 SH   SOLE   0 0 14,496
BRISTOL-MYERS SQUIBB CO COM 110122108 592 9,376 SH   SOLE   0 0 9,376
DUKE ENERGY CORP NEW COM NEW 26441C204 590 6,114 SH   SOLE   0 0 6,114
ABBVIE INC COM 00287Y109 584 5,395 SH   SOLE   0 0 5,395
CITIGROUP INC COM NEW 172967424 565 7,771 SH   SOLE   0 0 7,771
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 539 7,240 SH   SOLE   0 0 7,240
ISHARES TR RUS 1000 ETF 464287622 534 2,387 SH   SOLE   0 0 2,387
KEYCORP COM 493267108 527 26,387 SH   SOLE   0 0 26,387
ATKORE INC COM 047649108 520 7,227 SH   SOLE   0 0 7,227
AMERICAN EXPRESS CO COM 025816109 507 3,588 SH   SOLE   0 0 3,588
DUPONT DE NEMOURS INC COM 26614N102 493 6,380 SH   SOLE   0 0 6,380
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 424 3,189 SH   SOLE   0 0 3,189
WELLS FARGO CO NEW COM 949746101 419 10,722 SH   SOLE   0 0 10,722
AMKOR TECHNOLOGY INC COM 031652100 418 17,630 SH   SOLE   0 0 17,630
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 409 17,910 SH   SOLE   0 0 17,910
GLOBAL X FDS GLOBAL X COPPER 37954Y830 396 11,126 SH   SOLE   0 0 11,126
WISDOMTREE TR US MIDCAP DIVID 97717W505 396 9,785 SH   SOLE   0 0 9,785
MERCK & CO. INC COM 58933Y105 393 5,099 SH   SOLE   0 0 5,099
ORACLE CORP COM 68389X105 365 5,197 SH   SOLE   0 0 5,197
NUVEEN NASDAQ 100 DYNAMIC OV COM SHS 670699107 357 13,125 SH   SOLE   0 0 13,125
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 346 10,165 SH   SOLE   0 0 10,165
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 331 2,249 SH   SOLE   0 0 2,249
EMCOR GROUP INC COM 29084Q100 321 2,866 SH   SOLE   0 0 2,866
YUM CHINA HLDGS INC COM 98850P109 321 5,421 SH   SOLE   0 0 5,421
SPDR SER TR S&P BIOTECH 78464A870 316 2,331 SH   SOLE   0 0 2,331
ETSY INC COM 29786A106 315 1,562 SH   SOLE   0 0 1,562
ISHARES TR S&P 100 ETF 464287101 306 1,700 SH   SOLE   0 0 1,700
GENERAL ELECTRIC CO COM 369604103 296 22,545 SH   SOLE   0 0 22,545
INDEPENDENT BK CORP MICH COM NEW 453838609 292 12,338 SH   SOLE   0 0 12,338
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 283 6,850 SH   SOLE   0 0 6,850
ISHARES TR INTL SEL DIV ETF 464288448 282 8,944 SH   SOLE   0 0 8,944
COSTCO WHSL CORP NEW COM 22160K105 279 791 SH   SOLE   0 0 791
DTE ENERGY CO COM 233331107 278 2,088 SH   SOLE   0 0 2,088
UNITEDHEALTH GROUP INC COM 91324P102 278 748 SH   SOLE   0 0 748
DOW INC COM 260557103 276 4,317 SH   SOLE   0 0 4,317
ALPHABET INC CAP STK CL C 02079K107 273 132 SH   SOLE   0 0 132
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 273 10,800 SH   SOLE   0 0 10,800
MARATHON PETE CORP COM 56585A102 270 5,057 SH   SOLE   0 0 5,057
ALTRIA GROUP INC COM 02209S103 266 5,190 SH   SOLE   0 0 5,190
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 266 5,300 SH   SOLE   0 0 5,300
CROCS INC COM 227046109 264 3,287 SH   SOLE   0 0 3,287
INTERNATIONAL BUSINESS MACHS COM 459200101 263 1,971 SH   SOLE   0 0 1,971
3M CO COM 88579Y101 262 1,361 SH   SOLE   0 0 1,361
TRAVELERS COMPANIES INC COM 89417E109 261 1,733 SH   SOLE   0 0 1,733
BONANZA CREEK ENERGY INC COM NEW 097793400 258 7,208 SH   SOLE   0 0 7,208
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 258 2,210 SH   SOLE   0 0 2,210
CONOCOPHILLIPS COM 20825C104 251 4,746 SH   SOLE   0 0 4,746
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 242 1,868 SH   SOLE   0 0 1,868
CORNING INC COM 219350105 239 5,497 SH   SOLE   0 0 5,497
ISHARES TR RUS MID CAP ETF 464287499 239 3,230 SH   SOLE   0 0 3,230
WILLIAMS COS INC COM 969457100 230 9,719 SH   SOLE   0 0 9,719
EMERSON ELEC CO COM 291011104 229 2,534 SH   SOLE   0 0 2,534
AT&T INC COM 00206R102 222 7,334 SH   SOLE   0 0 7,334
SHERWIN WILLIAMS CO COM 824348106 221 300 SH   SOLE   0 0 300
ISHARES TR NASDAQ BIOTECH 464287556 219 1,453 SH   SOLE   0 0 1,453
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 205 4,600 SH   SOLE   0 0 4,600
NEXTIER OILFIELD SOLUTIONS COM 65290C105 145 39,049 SH   SOLE   0 0 39,049