The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103 14,865 55,703 SH   SOLE 0 0 0 55,703
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 4,742 46,937 SH   SOLE 0 0 0 46,937
ISHARES TR INTRMD CR BD ETF 464288638 4,624 42,343 SH   SOLE 0 0 0 42,343
ISHARES TR RUSSELL 2000 ETF 464287655 4,438 29,109 SH   SOLE 0 0 0 29,109
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,403 99,895 SH   SOLE 0 0 0 99,895
ISHARES TR CORE MSCI EAFE 46432F842 3,028 45,820 SH   SOLE 0 0 0 45,820
FIRST TR EXCHANGE-TRADED PFD SECS INC ETF 33739E108 2,966 148,236 SH   SOLE 0 0 0 148,236
CLAYMORE EXCHANGE TRD FD GUG BULL2019 E 18383M522 2,795 132,559 SH   SOLE 0 0 0 132,559
EXXON MOBIL CORP COM 30231G102 1,759 21,027 SH   SOLE 0 0 0 21,027
VANGUARD INDEX FDS REIT ETF 922908553 2,750 33,144 SH   SOLE 0 0 0 33,144
MICROSOFT CORP COM 594918104 2,614 30,558 SH   SOLE 0 0 0 30,558
WISDOMTREE TR US QTLY DIV GRT 97717X669 2,552 61,596 SH   SOLE 0 0 0 61,596
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 2,358 23,470 SH   SOLE 0 0 0 23,470
VANGUARD INDEX FDS MID CAP ETF 922908629 2,024 13,078 SH   SOLE 0 0 0 13,078
JOHNSON & JOHNSON COM 478160104 1,975 14,133 SH   SOLE 0 0 0 14,133
CLAYMORE EXCHANGE TRD FD GUG BULL2020 E 18383M514 1,896 89,053 SH   SOLE 0 0 0 89,053
JPMORGAN CHASE & CO COM 46625H100 1,725 16,128 SH   SOLE 0 0 0 16,128
ISHARES TR 1 3 YR CR BD ETF 464288646 1,656 15,840 SH   SOLE 0 0 0 15,840
PAYPAL HLDGS INC COM 70450Y103 1,595 21,665 SH   SOLE 0 0 0 21,665
ISHARES TR CORE S&P500 ETF 464287200 1,580 5,876 SH   SOLE 0 0 0 5,876
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,555 53,544 SH   SOLE 0 0 0 53,544
DOWDUPONT INC COM 26078J100 1,545 21,700 SH   SOLE 0 0 0 21,700
ISHARES TR MSCI EAFE ETF 464287465 1,511 21,494 SH   SOLE 0 0 0 21,494
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,500 42,522 SH   SOLE 0 0 0 42,522
ILLINOIS TOOL WKS INC COM 452308109 1,488 8,917 SH   SOLE 0 0 0 8,917
FIRST TR EXCHANGE TRADED SENIOR LN FD 33738D309 1,466 30,510 SH   SOLE 0 0 0 30,510
HOME DEPOT INC COM 437076102 1,454 7,670 SH   SOLE 0 0 0 7,670
ISHARES TR RUS 1000 VAL ETF 464287598 1,415 11,378 SH   SOLE 0 0 0 11,378
WAL-MART STORES INC COM 931142103 1,392 14,093 SH   SOLE 0 0 0 14,093
INTEL CORP COM 458140100 1,294 28,034 SH   SOLE 0 0 0 28,034
CSX CORP COM 126408103 1,294 23,526 SH   SOLE 0 0 0 23,526
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,267 45,358 SH   SOLE 0 0 0 45,358
PEPSICO INC COM 713448108 1,254 10,457 SH   SOLE 0 0 0 10,457
AMGEN INC COM 031162100 1,244 7,155 SH   SOLE 0 0 0 7,155
FACEBOOK INC CL A 30303M102 1,220 6,915 SH   SOLE 0 0 0 6,915
VANGUARD INTL EQUITY IND FTSE EMR MKT ETF 922042858 1,181 25,714 SH   SOLE 0 0 0 25,714
CHEVRON CORP NEW COM 166764100 1,170 9,343 SH   SOLE 0 0 0 9,343
AETNA INC NEW COM 00817Y108 1,071 5,937 SH   SOLE 0 0 0 5,937
VISA INC COM CL A 92826C839 1,057 9,272 SH   SOLE 0 0 0 9,272
WELLS FARGO CO NEW COM 949746101 1,054 17,374 SH   SOLE 0 0 0 17,374
PFIZER INC COM 717081103 1,034 28,547 SH   SOLE 0 0 0 28,547
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 941 25,685 SH   SOLE 0 0 0 25,685
GENERAL ELECTRIC CO COM 369604103 889 50,927 SH   SOLE 0 0 0 50,927
BANK AMER CORP COM 060505104 878 29,743 SH   SOLE 0 0 0 29,743
AMAZON COM INC COM 023135106 863 738 SH   SOLE 0 0 0 738
CITIGROUP INC COM NEW 172967424 857 11,513 SH   SOLE 0 0 0 11,513
VERIZON COMMUNICATIONS I COM 92343V104 853 16,115 SH   SOLE 0 0 0 16,115
MONDELEZ INTL INC CL A 609207105 841 19,658 SH   SOLE 0 0 0 19,658
CHEMICAL FINL CORP COM 163731102 834 15,603 SH   SOLE 0 0 0 15,603
ISHARES INC CORE MSCI EMKT 46434G103 829 14,570 SH   SOLE 0 0 0 14,570
LOCKHEED MARTIN CORP COM 539830109 826 2,574 SH   SOLE 0 0 0 2,574
APPLE INC COM 037833100 813 4,802 SH   SOLE 0 0 0 4,802
YUM BRANDS INC COM 988498101 804 9,852 SH   SOLE 0 0 0 9,852
ISHARES TR INTL SEL DIV ETF 464288448 789 23,338 SH   SOLE 0 0 0 23,338
AUTOMATIC DATA PROCESSIN COM 053015103 778 6,638 SH   SOLE 0 0 0 6,638
GOLDMAN SACHS GROUP INC COM 38141G104 765 3,004 SH   SOLE 0 0 0 3,004
BLUE BUFFALO PET PRODS I COM 09531U102 765 23,330 SH   SOLE 0 0 0 23,330
ISHARES TR NASDAQ BIOTECH 464287556 763 7,143 SH   SOLE 0 0 0 7,143
WASTE MGMT INC DEL COM 94106L109 762 8,829 SH   SOLE 0 0 0 8,829
HSBC HLDGS PLC SPON ADR NEW 404280406 744 14,400 SH   SOLE 0 0 0 14,400
CATERPILLAR INC DEL COM 149123101 744 4,724 SH   SOLE 0 0 0 4,724
BRISTOL MYERS SQUIBB CO COM 110122108 717 11,701 SH   SOLE 0 0 0 11,701
CISCO SYS INC COM 17275R102 671 17,508 SH   SOLE 0 0 0 17,508
PROCTER AND GAMBLE CO COM 742718109 669 7,285 SH   SOLE 0 0 0 7,285
CDK GLOBAL INC COM 12508E101 663 9,303 SH   SOLE 0 0 0 9,303
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 653 10,246 SH   SOLE 0 0 0 10,246
ISHARES TR S&P US PFD STK 464288687 630 16,556 SH   SOLE 0 0 0 16,556
INTERCONTINENTAL EXCHANG COM 45866F104 622 8,820 SH   SOLE 0 0 0 8,820
STRYKER CORP COM 863667101 612 3,950 SH   SOLE 0 0 0 3,950
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 600 8,599 SH   SOLE 0 0 0 8,599
NEXTERA ENERGY INC COM 65339F101 591 3,785 SH   SOLE 0 0 0 3,785
DUKE ENERGY CORP NEW COM NEW 26441C204 589 7,008 SH   SOLE 0 0 0 7,008
CLAYMORE EXCHANGE TRD FD GUGG BULSH 2021 18383M266 579 27,423 SH   SOLE 0 0 0 27,423
MEDTRONIC PLC SHS G5960L103 578 7,152 SH   SOLE 0 0 0 7,152
SCHWAB CHARLES CORP NEW COM 808513105 576 11,218 SH   SOLE 0 0 0 11,218
WISDOMTREE INVTS INC COM 97717P104 568 45,263 SH   SOLE 0 0 0 45,263
CLAYMORE EXCHANGE TRD FD GUG BUL 2019 HY 18383M373 565 23,166 SH   SOLE 0 0 0 23,166
ADOBE SYS INC COM 00724F101 547 3,121 SH   SOLE 0 0 0 3,121
CLAYMORE EXCHANGE TRD FD GUG BUL 2020 HY 18383M365 545 22,228 SH   SOLE 0 0 0 22,228
DISNEY WALT CO COM DISNEY 254687106 542 5,040 SH   SOLE 0 0 0 5,040
ABBVIE INC COM 00287Y109 526 5,435 SH   SOLE 0 0 0 5,435
FAIR ISAAC CORP COM 303250104 525 3,430 SH   SOLE 0 0 0 3,430
COCA COLA CO COM 191216100 502 10,946 SH   SOLE 0 0 0 10,946
ALTRIA GROUP INC COM 02209S103 488 6,840 SH   SOLE 0 0 0 6,840
AT&T INC COM 00206R102 484 12,461 SH   SOLE 0 0 0 12,461
TEXAS INSTRS INC COM 882508104 483 4,628 SH   SOLE 0 0 0 4,628
EDWARDS LIFESCIENCES COR COM 28176E108 476 4,223 SH   SOLE 0 0 0 4,223
ISHARES TR RUS 1000 ETF 464287622 470 3,162 SH   SOLE 0 0 0 3,162
WILLIAMS COS INC DEL COM 969457100 469 15,393 SH   SOLE 0 0 0 15,393
ISHARES TR RUS 1000 GRW ETF 464287614 449 3,337 SH   SOLE 0 0 0 3,337
CA INC COM 12673P105 445 13,370 SH   SOLE 0 0 0 13,370
INTERNATIONAL BUSINESS M COM 459200101 439 2,860 SH   SOLE 0 0 0 2,860
3M CO COM 88579Y101 438 1,861 SH   SOLE 0 0 0 1,861
METLIFE INC COM 59156R108 431 8,528 SH   SOLE 0 0 0 8,528
ORACLE CORP COM 68389X105 426 9,014 SH   SOLE 0 0 0 9,014
ISHARES TR MSCI EMG MKT ETF 464287234 423 8,980 SH   SOLE 0 0 0 8,980
MERCK & CO INC COM 58933Y105 414 7,362 SH   SOLE 0 0 0 7,362
CLAYMORE EXCHANGE TRD FD 2021 HG YLD CB 18383M225 413 16,561 SH   SOLE 0 0 0 16,561
FIRST TR EXCHANGE TRADED DORSEY WRT 5 ETF 33738R605 403 14,600 SH   SOLE 0 0 0 14,600
JOHNSON CTLS INTL PLC SHS G51502105 393 10,318 SH   SOLE 0 0 0 10,318
UNITED TECHNOLOGIES CORP COM 913017109 390 3,060 SH   SOLE 0 0 0 3,060
ABBOTT LABS COM 002824100 385 6,745 SH   SOLE 0 0 0 6,745
AMERICAN EXPRESS CO COM 025816109 380 3,825 SH   SOLE 0 0 0 3,825
UNITEDHEALTH GROUP INC COM 91324P102 370 1,680 SH   SOLE 0 0 0 1,680
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 367 6,885 SH   SOLE 0 0 0 6,885
ISHARES TR CHINA LG-CAP ETF 464287184 363 7,852 SH   SOLE 0 0 0 7,852
ISHARES TR RUS MID CAP ETF 464287499 358 1,721 SH   SOLE 0 0 0 1,721
FIRST TR EXCHANGE TRADED NO AMER ENERGY 33738D101 355 14,470 SH   SOLE 0 0 0 14,470
CONOCOPHILLIPS COM 20825C104 352 6,415 SH   SOLE 0 0 0 6,415
MARATHON OIL CORP COM 565849106 340 20,105 SH   SOLE 0 0 0 20,105
VANGUARD SPECIALIZED FUN DIV APP ETF 921908844 337 3,300 SH   SOLE 0 0 0 3,300
KRAFT HEINZ CO COM 500754106 337 4,334 SH   SOLE 0 0 0 4,334
CLAYMORE EXCHANGE TRD FD GUGG BULSH 2022 18383M258 337 15,901 SH   SOLE 0 0 0 15,901
YUM CHINA HLDGS INC COM 98850P109 325 8,127 SH   SOLE 0 0 0 8,127
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 316 6,300 SH   SOLE 0 0 0 6,300
INGERSOLL-RAND PLC SHS G47791101 314 3,525 SH   SOLE 0 0 0 3,525
THERMO FISHER SCIENTIFIC COM 883556102 304 1,600 SH   SOLE 0 0 0 1,600
ALLSCRIPTS HEALTHCARE SO COM 01988P108 302 20,735 SH   SOLE 0 0 0 20,735
CHUBB LIMITED COM H1467J104 275 1,884 SH   SOLE 0 0 0 1,884
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 274 4,250 SH   SOLE 0 0 0 4,250
UMPQUA HLDGS CORP COM 904214103 263 12,650 SH   SOLE 0 0 0 12,650
SPDR GOLD TRUST GOLD SHS 78463V107 257 2,080 SH   SOLE 0 0 0 2,080
BANK NEW YORK MELLON COR COM 064058100 245 4,554 SH   SOLE 0 0 0 4,554
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 244 8,741 SH   SOLE 0 0 0 8,741
ISHARES S&P GSCI COMMODI UNIT BEN INT 46428R107 244 15,000 SH   SOLE 0 0 0 15,000
SEMTECH CORP COM 816850101 241 7,054 SH   SOLE 0 0 0 7,054
CLAYMORE EXCHANGE TRD FD 2022 HG YLD CB 18383M217 238 9,558 SH   SOLE 0 0 0 9,558
DTE ENERGY CO COM 233331107 237 2,163 SH   SOLE 0 0 0 2,163
HALLIBURTON CO COM 406216101 236 4,836 SH   SOLE 0 0 0 4,836
TRAVELERS COMPANIES INC COM 89417E109 235 1,733 SH   SOLE 0 0 0 1,733
CORNING INC COM 219350105 227 7,097 SH   SOLE 0 0 0 7,097
SELECT SECTOR SPDR TR ENERGY 81369Y506 214 2,959 SH   SOLE 0 0 0 2,959
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 209 6,600 SH   SOLE 0 0 0 6,600
SHERWIN WILLIAMS CO COM 824348106 205 500 SH   SOLE 0 0 0 500
ISHARES TR S&P 100 ETF 464287101 202 1,700 SH   SOLE 0 0 0 1,700
HUNTINGTON BANCSHARES IN COM 446150104 166 11,409 SH   SOLE 0 0 0 11,409
ISHARES SILVER TRUST ISHARES 46428Q109 162 10,103 SH   SOLE 0 0 0 10,103
FORD MTR CO DEL COM PAR $0.01 345370860 159 12,768 SH   SOLE 0 0 0 12,768
MACATAWA BK CORP COM 554225102 101 10,095 SH   SOLE 0 0 0 10,095
ZYNGA INC CL A 98986T108 40 10,000 SH   SOLE 0 0 0 10,000