The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579y101 8,895 46,167 SH   SOLE   16,626 0 29,541
AT&T Inc. COM 00206R102 2,201 72,711 SH   SOLE   46,085 0 26,626
Abbott Laboratories COM 002824100 14,005 116,864 SH   SOLE   36,732 0 80,132
Alphabet Inc. Cl. C COM 02079k107 12,615 6,098 SH   SOLE   2,202 0 3,896
Apple Inc. COM 037833100 23,315 190,876 SH   SOLE   59,064 0 131,812
Automatic Data Proc. COM 053015103 11,151 59,164 SH   SOLE   19,239 0 39,925
Becton Dickinson COM 075887109 10,942 45,002 SH   SOLE   14,598 0 30,404
Berkshire Hathaway Cl. B COM 084670702 13,322 52,147 SH   SOLE   18,026 0 34,121
Caterpillar Inc. COM 149123101 406 1,750 SH   SOLE   100 0 1,650
Chevron Corp. COM 166764100 1,558 14,869 SH   SOLE   5,040 0 9,829
Cisco Systems Inc. COM 17275r102 4,592 88,795 SH   SOLE   45,135 0 43,660
Coca-Cola Co. COM 191216100 8,842 167,751 SH   SOLE   54,430 0 113,321
Colgate-Palmolive Co. COM 194162103 7,890 100,085 SH   SOLE   27,951 0 72,134
Corning Inc. COM 219350105 287 6,603 SH   SOLE   0 0 6,603
Danaher Corp. COM 235851102 16,354 72,660 SH   SOLE   20,700 0 51,960
Deere & Co. COM 244199105 1,323 3,536 SH   SOLE   0 0 3,536
Diageo plc ADR COM 25243q205 8,835 53,804 SH   SOLE   15,789 0 38,015
Emerson Electric Co. COM 291011104 7,089 78,573 SH   SOLE   28,030 0 50,543
Exxon Mobil Corp. COM 30231G102 1,686 30,193 SH   SOLE   10,757 0 19,436
Vanguard FTSE Devel. Mkts ETF COM 921943858 1,657 33,732 SH   SOLE   20,782 0 12,950
Vanguard FTSE Emerg. Mkts ETF COM 922042858 1,547 29,718 SH   SOLE   6,625 0 23,093
FedEx Corp. COM 31428x106 10,560 37,177 SH   SOLE   12,995 0 24,182
Fortive Corp. COM 34959j108 5,511 78,022 SH   SOLE   20,571 0 57,451
Franklin Resources COM 354613101 334 11,296 SH   SOLE   0 0 11,296
GlaxoSmithKline PLC ADR COM 37733w105 634 17,761 SH   SOLE   0 0 17,761
Home Depot Inc. COM 437076102 6,267 20,532 SH   SOLE   8,341 0 12,191
Illinois Tool Works COM 452308109 11,879 53,623 SH   SOLE   15,874 0 37,749
Intel Corp. COM 458140100 1,062 16,597 SH   SOLE   700 0 15,897
Invesco QQQ Trust COM 46090E103 318 995 SH   SOLE   350 0 645
JPMorgan Chase COM 46625h100 239 1,571 SH   SOLE   50 0 1,521
Johnson & Johnson COM 478160104 11,442 69,621 SH   SOLE   25,589 0 44,032
MSCI Asia ex-Japan iShares COM 464288182 820 8,850 SH   SOLE   5,000 0 3,850
MSCI EAFE iShares COM 464287465 6,143 80,973 SH   SOLE   22,490 0 58,483
MSCI Emerging Markets iShares COM 464287234 2,198 41,213 SH   SOLE   12,225 0 28,988
McCormick & Co. COM 579780206 5,590 62,693 SH   SOLE   14,119 0 48,574
McDonald's Corp. COM 580135101 490 2,188 SH   SOLE   1,515 0 673
Medtronic PLC F COM g5960l103 303 2,563 SH   SOLE   0 0 2,563
Merck & Co. COM 58933y105 3,486 45,225 SH   SOLE   25,710 0 19,515
Microsoft Corp. COM 594918104 19,967 84,688 SH   SOLE   25,047 0 59,641
Nestle S.A. ADR COM 641069406 8,831 79,195 SH   SOLE   27,804 0 51,391
Nike, Inc. Cl. B COM 654106103 12,208 91,868 SH   SOLE   21,725 0 70,143
Oracle Corp. COM 68389x105 827 11,786 SH   SOLE   0 0 11,786
Otis Worldwide COM 68902v107 287 4,194 SH   SOLE   150 0 4,044
PepsiCo, Inc. COM 713448108 10,854 76,735 SH   SOLE   27,138 0 49,597
Procter & Gamble Co. COM 742718109 9,805 72,401 SH   SOLE   26,557 0 45,844
Qualcomm Inc. COM 747525103 947 7,140 SH   SOLE   0 0 7,140
Raytheon Technologies COM 75513e101 2,184 28,260 SH   SOLE   12,895 0 15,365
Royal Dutch Shell Cl. A COM 780259206 262 6,675 SH   SOLE   6,675 0 0
Russell 2000 iShares COM 464287655 9,867 44,661 SH   SOLE   11,370 0 33,291
S&P Core Mid-Cap iShares COM 464287507 8,290 31,849 SH   SOLE   8,706 0 23,143
S&P Core Small-Cap iShares COM 464287804 740 6,821 SH   SOLE   4,061 0 2,760
SPDR S&P 500 COM 78462f103 2,315 5,841 SH   SOLE   1,386 0 4,455
Starbucks Corp. COM 855244109 9,254 84,690 SH   SOLE   30,910 0 53,780
Stryker Corp. COM 863667101 11,822 48,534 SH   SOLE   14,210 0 34,324
TJX Cos. Inc. COM 872540109 723 10,932 SH   SOLE   0 0 10,932
Target Corp. COM 87612e106 600 3,030 SH   SOLE   665 0 2,365
Vanguard Info. Technology ETF COM 92204a702 1,640 4,575 SH   SOLE   0 0 4,575
Vanguard Mid-Cap ETF COM 922908629 1,230 5,555 SH   SOLE   0 0 5,555
Visa Inc. COM 92826c839 8,492 40,110 SH   SOLE   13,340 0 26,770
Vontier Corp. COM 928881101 518 17,120 SH   SOLE   3,822 0 13,298
Walmart Inc. COM 931142103 471 3,469 SH   SOLE   2,065 0 1,404
Walt Disney Co. COM 254687106 12,243 66,352 SH   SOLE   20,230 0 46,122
Wells Fargo & Co. COM 949746101 1,273 32,587 SH   SOLE   19,893 0 12,694
XCEL Energy COM 98389b100 342 5,143 SH   SOLE   0 0 5,143
Zimmer Biomet COM 98956p102 5,688 35,530 SH   SOLE   11,565 0 23,965
Schwab U.S. TIPS ETF COM 808524870 576 9,415 SH   SOLE   1,330 0 8,085
Vanguard Shrt Trm Corp. Bond ETF COM 92206c409 8,888 107,729 SH   SOLE   23,299 0 84,430