The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BECTON DICKINSON & CO COM 075887109 1,694 7,282 SH   SOLE   0 0 7,282
YUM CHINA HLDGS INC COM 98850P109 285 5,384 SH   SOLE   0 0 5,384
PFIZER INC COM 717081103 675 18,384 SH   SOLE   0 0 18,384
DEERE & CO COM 244199105 781 3,526 SH   SOLE   0 0 3,526
AMERICAN TOWER CORP NEW COM 03027X100 1,650 6,827 SH   SOLE   0 0 6,827
GENERAL ELECTRIC CO COM 369604103 148 23,689 SH   SOLE   0 0 23,689
DISNEY WALT CO COM DISNEY 254687106 2,799 22,561 SH   SOLE   0 0 22,561
BALL CORP COM 058498106 379 4,560 SH   SOLE   0 0 4,560
MASTERCARD INCORPORATED CL A 57636Q104 502 1,483 SH   SOLE   0 0 1,483
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,583 4,727 SH   SOLE   0 0 4,727
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 847 7,835 SH   SOLE   0 0 7,835
VANGUARD INDEX FDS LARGE CAP ETF 922908637 219 1,400 SH   SOLE   0 0 1,400
AMERICAN EXPRESS CO COM 025816109 295 2,941 SH   SOLE   0 0 2,941
MGM RESORTS INTERNATIONAL COM 552953101 759 34,885 SH   SOLE   0 0 34,885
INTUITIVE SURGICAL INC COM NEW 46120E602 284 400 SH   SOLE   0 0 400
PEPSICO INC COM 713448108 3,084 22,252 SH   SOLE   0 0 22,252
ISHARES TR SELECT DIVID ETF 464287168 437 5,364 SH   SOLE   0 0 5,364
CVS HEALTH CORP COM 126650100 1,596 27,322 SH   SOLE   0 0 27,322
BK OF AMERICA CORP COM 060505104 2,096 86,994 SH   SOLE   0 0 86,994
DIAGEO PLC SPON ADR NEW 25243Q205 486 3,530 SH   SOLE   0 0 3,530
COSTCO WHSL CORP NEW COM 22160K105 204 576 SH   SOLE   0 0 576
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 237 3,410 SH   SOLE   0 0 3,410
NEXTERA ENERGY INC COM 65339F101 1,978 7,128 SH   SOLE   0 0 7,128
TARGET CORP COM 87612E106 1,544 9,806 SH   SOLE   0 0 9,806
SPDR SER TR S&P INS ETF 78464A789 2,672 95,328 SH   SOLE   0 0 95,328
AT&T INC COM 00206R102 209 7,320 SH   SOLE   0 0 7,320
BORGWARNER INC COM 099724106 1,361 35,119 SH   SOLE   0 0 35,119
AMAZON COM INC COM 023135106 3,039 965 SH   SOLE   0 0 965
APPLE INC COM 037833100 5,522 47,683 SH   SOLE   0 0 47,683
UNION PAC CORP COM 907818108 702 3,564 SH   SOLE   0 0 3,564
QUALCOMM INC COM 747525103 500 4,246 SH   SOLE   0 0 4,246
LOWES COS INC COM 548661107 6,431 38,771 SH   SOLE   0 0 38,771
MERCK & CO. INC COM 58933Y105 1,307 15,752 SH   SOLE   0 0 15,752
ORACLE CORP COM 68389X105 1,711 28,660 SH   SOLE   0 0 28,660
TEXAS INSTRS INC COM 882508104 346 2,425 SH   SOLE   0 0 2,425
COLGATE PALMOLIVE CO COM 194162103 1,079 13,988 SH   SOLE   0 0 13,988
NORFOLK SOUTHN CORP COM 655844108 440 2,057 SH   SOLE   0 0 2,057
TRUIST FINL CORP COM 89832Q109 1,985 52,179 SH   SOLE   0 0 52,179
PRICE T ROWE GROUP INC COM 74144T108 225 1,751 SH   SOLE   0 0 1,751
ISHARES TR U.S. MED DVC ETF 464288810 936 3,125 SH   SOLE   0 0 3,125
VANGUARD INDEX FDS GROWTH ETF 922908736 834 3,664 SH   SOLE   0 0 3,664
PROCTER AND GAMBLE CO COM 742718109 3,087 22,214 SH   SOLE   0 0 22,214
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,481 21,684 SH   SOLE   0 0 21,684
BOEING CO COM 097023105 568 3,437 SH   SOLE   0 0 3,437
PHILIP MORRIS INTL INC COM 718172109 670 8,930 SH   SOLE   0 0 8,930
WALMART INC COM 931142103 755 5,398 SH   SOLE   0 0 5,398
INTEL CORP COM 458140100 1,820 35,149 SH   SOLE   0 0 35,149
VEEVA SYS INC CL A COM 922475108 1,312 4,666 SH   SOLE   0 0 4,666
DUKE ENERGY CORP NEW COM NEW 26441C204 2,298 25,946 SH   SOLE   0 0 25,946
ROYAL BK CDA COM 780087102 517 7,365 SH   SOLE   0 0 7,365
US BANCORP DEL COM NEW 902973304 1,100 30,695 SH   SOLE   0 0 30,695
SHERWIN WILLIAMS CO COM 824348106 881 1,265 SH   SOLE   0 0 1,265
SCHLUMBERGER LTD COM 806857108 304 19,540 SH   SOLE   0 0 19,540
NIKE INC CL B 654106103 1,430 11,390 SH   SOLE   0 0 11,390
NCR CORP NEW COM 62886E108 519 23,443 SH   SOLE   0 0 23,443
WISDOMTREE TR US QTLY DIV GRT 97717X669 448 9,035 SH   SOLE   0 0 9,035
BRISTOL-MYERS SQUIBB CO COM 110122108 2,380 39,473 SH   SOLE   0 0 39,473
COMCAST CORP NEW CL A 20030N101 1,801 38,930 SH   SOLE   0 0 38,930
ISHARES TR SP SMCP600VL ETF 464287879 1,277 10,428 SH   SOLE   0 0 10,428
ISHARES TR CORE S&P SCP ETF 464287804 2,832 40,321 SH   SOLE   0 0 40,321
SPDR SER TR S&P 600 SMCP VAL 78464A300 6,417 128,100 SH   SOLE   0 0 128,100
FEDEX CORP COM 31428X106 378 1,501 SH   SOLE   0 0 1,501
CISCO SYS INC COM 17275R102 701 17,800 SH   SOLE   0 0 17,800
EXXON MOBIL CORP COM 30231G102 2,008 58,499 SH   SOLE   0 0 58,499
DOW INC COM 260557103 291 6,191 SH   SOLE   0 0 6,191
JPMORGAN CHASE & CO COM 46625H100 3,270 33,967 SH   SOLE   0 0 33,967
BROADCOM INC COM 11135F101 1,591 4,367 SH   SOLE   0 0 4,367
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 231 785 SH   SOLE   0 0 785
SYSCO CORP COM 871829107 550 8,838 SH   SOLE   0 0 8,838
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,120 9,956 SH   SOLE   0 0 9,956
VANGUARD INDEX FDS VALUE ETF 922908744 405 3,873 SH   SOLE   0 0 3,873
SPLUNK INC COM 848637104 991 5,265 SH   SOLE   0 0 5,265
WESTROCK CO COM 96145D105 517 14,885 SH   SOLE   0 0 14,885
CHEVRON CORP NEW COM 166764100 1,051 14,601 SH   SOLE   0 0 14,601
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 4,232 18,036 SH   SOLE   0 0 18,036
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 55 10,170 SH   SOLE   0 0 10,170
LABORATORY CORP AMER HLDGS COM NEW 50540R409 669 3,551 SH   SOLE   0 0 3,551
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 908 6,877 SH   SOLE   0 0 6,877
VANGUARD INDEX FDS MID CAP ETF 922908629 674 3,825 SH   SOLE   0 0 3,825
MONDELEZ INTL INC CL A 609207105 569 9,897 SH   SOLE   0 0 9,897
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 446 3,469 SH   SOLE   0 0 3,469
ISHARES TR NASDAQ BIOTECH 464287556 260 1,917 SH   SOLE   0 0 1,917
VISA INC COM CL A 92826C839 3,239 16,196 SH   SOLE   0 0 16,196
CONSTELLATION BRANDS INC CL A 21036P108 1,440 7,596 SH   SOLE   0 0 7,596
VULCAN MATLS CO COM 929160109 202 1,491 SH   SOLE   0 0 1,491
ISHARES TR RUS 1000 VAL ETF 464287598 294 2,489 SH   SOLE   0 0 2,489
ROPER TECHNOLOGIES INC COM 776696106 383 970 SH   SOLE   0 0 970
QUEST DIAGNOSTICS INC COM 74834L100 457 3,995 SH   SOLE   0 0 3,995
FACEBOOK INC CL A 30303M102 903 3,447 SH   SOLE   0 0 3,447
TJX COS INC NEW COM 872540109 687 12,350 SH   SOLE   0 0 12,350
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 727 6,230 SH   SOLE   0 0 6,230
VIACOMCBS INC CL B 92556H206 907 32,365 SH   SOLE   0 0 32,365
LILLY ELI & CO COM 532457108 1,380 9,321 SH   SOLE   0 0 9,321
ELECTRONIC ARTS INC COM 285512109 1,203 9,222 SH   SOLE   0 0 9,222
CITIGROUP INC COM NEW 172967424 1,324 30,703 SH   SOLE   0 0 30,703
PNC FINL SVCS GROUP INC COM 693475105 430 3,910 SH   SOLE   0 0 3,910
SALESFORCE COM INC COM 79466L302 2,410 9,589 SH   SOLE   0 0 9,589
HOME DEPOT INC COM 437076102 382 1,377 SH   SOLE   0 0 1,377
L3HARRIS TECHNOLOGIES INC COM 502431109 1,528 8,996 SH   SOLE   0 0 8,996
LOCKHEED MARTIN CORP COM 539830109 407 1,062 SH   SOLE   0 0 1,062
VERIZON COMMUNICATIONS INC COM 92343V104 2,813 47,285 SH   SOLE   0 0 47,285
AMGEN INC COM 031162100 2,383 9,377 SH   SOLE   0 0 9,377
DIAMONDBACK ENERGY INC COM 25278X109 327 10,845 SH   SOLE   0 0 10,845
CARRIER GLOBAL CORPORATION COM 14448C104 722 23,645 SH   SOLE   0 0 23,645
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,414 29,830 SH   SOLE   0 0 29,830
COCA COLA CO COM 191216100 1,266 25,647 SH   SOLE   0 0 25,647
WELLS FARGO CO NEW COM 949746101 974 41,446 SH   SOLE   0 0 41,446
ADVANCE AUTO PARTS INC COM 00751Y106 733 4,775 SH   SOLE   0 0 4,775
INTERNATIONAL BUSINESS MACHS COM 459200101 229 1,880 SH   SOLE   0 0 1,880
UNITEDHEALTH GROUP INC COM 91324P102 1,643 5,271 SH   SOLE   0 0 5,271
ECOLAB INC COM 278865100 1,159 5,801 SH   SOLE   0 0 5,801
YUM BRANDS INC COM 988498101 534 5,854 SH   SOLE   0 0 5,854
3M CO COM 88579Y101 843 5,263 SH   SOLE   0 0 5,263
CAPITAL ONE FINL CORP COM 14040H105 425 5,912 SH   SOLE   0 0 5,912
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 765 12,882 SH   SOLE   0 0 12,882
MANAGED PORTFOLIO SERIES TORTOISE NRAM PI 56167N720 2,995 199,913 SH   SOLE   0 0 199,913
LAUDER ESTEE COS INC CL A 518439104 542 2,482 SH   SOLE   0 0 2,482
ISHARES TR CORE S&P MCP ETF 464287507 2,371 12,796 SH   SOLE   0 0 12,796
DOMINION ENERGY INC COM 25746U109 1,570 19,886 SH   SOLE   0 0 19,886
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,629 28,314 SH   SOLE   0 0 28,314
STARBUCKS CORP COM 855244109 504 5,861 SH   SOLE   0 0 5,861
VANGUARD WORLD FDS INF TECH ETF 92204A702 9,727 31,232 SH   SOLE   0 0 31,232
ISHARES TR MSCI EMG MKT ETF 464287234 296 6,720 SH   SOLE   0 0 6,720
MICROSOFT CORP COM 594918104 7,348 34,934 SH   SOLE   0 0 34,934
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,756 58,982 SH   SOLE   0 0 58,982
TYSON FOODS INC CL A 902494103 458 7,700 SH   SOLE   0 0 7,700
LINDE PLC SHS G5494J103 1,098 4,610 SH   SOLE   0 0 4,610
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 351 3,449 SH   SOLE   0 0 3,449
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,492 5,081 SH   SOLE   0 0 5,081
UNILEVER PLC SPON ADR NEW 904767704 409 6,632 SH   SOLE   0 0 6,632
MCDONALDS CORP COM 580135101 943 4,295 SH   SOLE   0 0 4,295
ENBRIDGE INC COM 29250N105 1,813 62,094 SH   SOLE   0 0 62,094
ALPHABET INC CAP STK CL A 02079K305 371 253 SH   SOLE   0 0 253
ISHARES TR EXPANDED TECH 464287515 422 1,357 SH   SOLE   0 0 1,357
CERNER CORP COM 156782104 300 4,153 SH   SOLE   0 0 4,153
GENERAL DYNAMICS CORP COM 369550108 733 5,295 SH   SOLE   0 0 5,295
GOLDMAN SACHS GROUP INC COM 38141G104 1,864 9,277 SH   SOLE   0 0 9,277
MCCORMICK & CO INC COM NON VTG 579780206 252 1,299 SH   SOLE   0 0 1,299
APPLIED MATLS INC COM 038222105 859 14,441 SH   SOLE   0 0 14,441
CLOROX CO DEL COM 189054109 210 1,000 SH   SOLE   0 0 1,000
HONEYWELL INTL INC COM 438516106 913 5,549 SH   SOLE   0 0 5,549
CANADIAN PAC RY LTD COM 13645T100 325 1,066 SH   SOLE   0 0 1,066
ALPHABET INC CAP STK CL C 02079K107 4,493 3,057 SH   SOLE   0 0 3,057
CORTEVA INC COM 22052L104 870 30,182 SH   SOLE   0 0 30,182
DUPONT DE NEMOURS INC COM 26614N102 974 17,554 SH   SOLE   0 0 17,554
EMERSON ELEC CO COM 291011104 1,631 24,867 SH   SOLE   0 0 24,867
CATERPILLAR INC DEL COM 149123101 1,517 10,170 SH   SOLE   0 0 10,170
UNITED PARCEL SERVICE INC CL B 911312106 1,184 7,104 SH   SOLE   0 0 7,104
LAM RESEARCH CORP COM 512807108 699 2,106 SH   SOLE   0 0 2,106
SPDR SER TR S&P DIVID ETF 78464A763 876 9,483 SH   SOLE   0 0 9,483
WABTEC COM 929740108 1,243 20,086 SH   SOLE   0 0 20,086
CONOCOPHILLIPS COM 20825C104 438 13,327 SH   SOLE   0 0 13,327
MEDTRONIC PLC SHS G5960L103 1,446 13,910 SH   SOLE   0 0 13,910
BLACKROCK INC COM 09247X101 252 447 SH   SOLE   0 0 447
BIOGEN INC COM 09062X103 1,275 4,493 SH   SOLE   0 0 4,493
MORGAN STANLEY COM NEW 617446448 701 14,508 SH   SOLE   0 0 14,508
KELLOGG CO COM 487836108 829 12,829 SH   SOLE   0 0 12,829
MOODYS CORP COM 615369105 330 1,140 SH   SOLE   0 0 1,140
OTIS WORLDWIDE CORP COM 68902V107 1,202 19,263 SH   SOLE   0 0 19,263
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 9,298 167,587 SH   SOLE   0 0 167,587
JOHNSON & JOHNSON COM 478160104 3,179 21,354 SH   SOLE   0 0 21,354