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Condensed Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 3,219 $ 1,564
Adjustments to reconcile net income to net cash from operating activities:    
Amortization of net premiums on investments 42 42
Release of credit losses (33) (142)
Depreciation and amortization 261 343
Share-based compensation 156 193
Fair value adjustment on mortgage servicing rights 179 181
Right of use assets amortization 505 476
Change in lease liabilities (513) (493)
Change in cash surrender value of BOLI (423) (312)
Net change in advances from borrowers for taxes and insurance (346) (298)
Net gain on disposal of premises and equipment, net 0 (30)
Net gain on sale of loans (93) (164)
Proceeds from sale of loans held-for-sale 5,621 8,280
Originations of loans held-for-sale (8,314) (8,718)
Net gain on OREO and repossessed assets 0 (17)
Change in operating assets and liabilities:    
Accrued interest receivable (187) 39
Other assets 436 (925)
Accrued interest payable (131) (57)
Other liabilities 979 (458)
Net cash provided by (used in) operating activities 1,358 (496)
CASH FLOWS FROM INVESTING ACTIVITIES:    
Proceeds from principal payments, maturities and sales of available-for-sale securities 142 193
Proceeds from principal payments of held-to-maturity securities 17 19
Net (increase) decrease in loans (3,257) 5,875
Purchases of premises and equipment, net (62) (9)
Proceeds from disposal of premises and equipment, net 0 30
Proceeds from sale of OREO and other repossessed assets 0 592
Net cash (used in) provided by investing activities (3,160) 6,700
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase in deposits 61,660 80,230
FHLB stock purchased (4) (10)
Common stock repurchases 0 (64)
Dividends paid on common stock (974) (972)
Proceeds from common stock option exercises 21 33
Net cash provided by financing activities 60,703 79,217
Net change in cash and cash equivalents 58,901 85,421
Cash and cash equivalents, beginning of period 43,641 49,690
Cash and cash equivalents, end of period 102,542 135,111
SUPPLEMENTAL CASH FLOW INFORMATION:    
Cash paid for income taxes 762 237
Interest paid on deposits and borrowings 11,426 12,948
Loans transferred from loans held-for-sale to loans held-for-portfolio 1,200 859
Loans transferred from loans held-for-portfolio to OREO and repossessed assets 300 115
Cash paid for principal portion from finance leases 12 0
ROU assets obtained in exchange for new operating lease liabilities 583 0
ROU assets obtained in exchange for new finance lease liabilities $ 130 $ 0