Condensed Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
INTEREST INCOME
Loans, including fees	$ 13,695	$ 12,320	$ 26,283	$ 24,553
Interest and dividends on investments, cash and cash equivalents	1,220	1,719	2,339	3,246
Total interest income	14,915	14,039	28,622	27,799
INTEREST EXPENSE
Deposits	5,225	5,994	10,430	11,696
Borrowings	267	429	529	859
Subordinated notes	168	168	336	336
Total interest expense	5,660	6,591	11,295	12,891
Net interest income	9,255	7,448	17,327	14,908
PROVISION FOR (RELEASE OF) CREDIT LOSSES	170	(109)	(33)	(142)
Net interest income after provision (release of) for credit losses	9,085	7,557	17,360	15,050
NONINTEREST INCOME
Service charges and fee income	664	761	1,348	1,373
Earnings on BOLI	229	134	423	311
Mortgage servicing income	263	279	531	561
Fair value adjustment on MSRs	(80)	(116)	(179)	(181)
Net gain on sale of loans	44	74	93	164
Other income	0	30	0	30
Total noninterest income	1,120	1,162	2,216	2,258
NONINTEREST EXPENSE
Salaries and benefits	4,321	4,658	8,916	9,201
Operations	1,443	1,569	2,808	3,026
Regulatory assessments	222	220	442	409
Occupancy	416	397	853	841
Data processing	1,254	910	2,547	1,928
Net loss (gain) on OREO and repossessed assets	9	(17)	12	(11)
Total noninterest expense	7,665	7,737	15,578	15,394
Income before provision for income taxes	2,540	982	3,998	1,914
Provision for income taxes	488	187	779	350
Net income	$ 2,052	$ 795	$ 3,219	$ 1,564
Earnings per common share:
Basic (in dollars per share)	$ 0.80	$ 0.31	$ 1.25	$ 0.61
Diluted (in dollars per share)	$ 0.79	$ 0.31	$ 1.24	$ 0.61
Weighted-average number of common shares outstanding:
Basic (in shares)	2,556,562	2,540,538	2,555,413	2,539,872
Diluted (in shares)	2,577,990	2,559,015	2,578,287	2,557,993