Condensed Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
INTEREST INCOME
Loans, including fees	$ 12,588	$ 12,233
Interest and dividends on investments, cash and cash equivalents	1,118	1,527
Total interest income	13,706	13,760
INTEREST EXPENSE
Deposits	5,205	5,703
Borrowings	262	429
Subordinated notes	168	168
Total interest expense	5,635	6,300
Net interest income	8,071	7,460
RELEASE OF CREDIT LOSSES	(203)	(33)
Net interest income after release of credit losses	8,274	7,493
NONINTEREST INCOME
Service charges and fee income	684	612
Earnings on BOLI	195	177
Mortgage servicing income	269	282
Fair value adjustment on MSRs	(99)	(65)
Net gain on sale of loans	49	90
Total noninterest income	1,098	1,096
NONINTEREST EXPENSE
Salaries and benefits	4,595	4,543
Operations	1,365	1,457
Regulatory assessments	221	189
Occupancy	437	444
Data processing	1,293	1,017
Net loss on OREO and repossessed assets	3	6
Total noninterest expense	7,914	7,656
Income before provision for income taxes	1,458	933
Provision for income taxes	291	163
Net income	$ 1,167	$ 770
Earnings per common share:
Basic (in dollars per share)	$ 0.45	$ 0.30
Diluted (in dollars per share)	$ 0.45	$ 0.30
Weighted-average number of common shares outstanding:
Basic (in shares)	2,554,265	2,539,213
Diluted (in shares)	2,578,609	2,556,958