Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 4,640	$ 7,439
Adjustments to reconcile net income to net cash from operating activities:
Amortization of net discounts on investments	84	81
(Reversal of) provision for credit losses	(120)	(273)
Depreciation and amortization	619	717
Compensation expense related to share based compensation	390	450
Fair value adjustment on MSRs	4	219
Right of use assets amortization	960	935
Increase in cash surrender value of BOLI	(625)	(612)
Net gain on BOLI death benefit	0	(567)
Deferred income tax	(273)	(467)
Net gain on disposal of premises and equipment, net	(38)	0
Net gain on sale of loans	(258)	(340)
Proceeds from sale of loans held-for-sale	14,273	19,335
Originations of loans held-for-sale	(14,899)	(19,762)
Net (gain) loss on sale of OREO and repossessed assets	(37)	13
Change in operating assets and liabilities:
Accrued interest receivable	(19)	(369)
Other assets	(637)	(688)
Lease liabilities	(997)	(956)
Advances from borrowers for taxes and insurance	150	64
Accrued interest payable	(52)	422
Other liabilities	(233)	1,245
Net cash provided by operating activities	2,932	6,886
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from principal payments, maturities and sales of AFS securities	385	2,043
Proceeds from principal payments, maturities and sales of HTM securities	35	33
Net increase in loans	(5,049)	(28,660)
(Purchases of BOLI) / Proceeds from death benefit of BOLI	(5)	633
Purchases of premises and equipment, net	(76)	(444)
Proceeds from disposal of premises and equipment, net	38	0
Proceeds from sale of OREO and other repossessed assets	727	71
Net cash used in investing activities	(3,945)	(26,324)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	11,260	17,776
Proceeds from borrowings	0	40,000
Repayment of borrowings	(15,000)	(43,000)
FHLB stock redeemed	666	436
Common stock repurchases	(65)	(2,137)
Dividends paid on common stock	(1,948)	(1,913)
Surrender of stock to pay tax liability	(218)	(265)
Proceeds from common stock option exercises	269	395
Net cash provided by financing activities	(5,036)	11,292
Net change in cash and cash equivalents	(6,049)	(8,146)
Cash and cash equivalents, beginning of period	49,690	57,836
Cash and cash equivalents, end of period	43,641	49,690
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for income taxes	831	2,400
Interest paid on deposits, borrowings and subordinated debt	26,424	16,337
Loans transferred from loans held-for-portfolio to OREO and repossessed assets	115	0
ROU assets obtained in exchange for new operating lease liabilities	$ 189	$ 329