Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
INTEREST INCOME
Loans, including fees	$ 50,499	$ 46,470
Interest and dividends on investments, cash and cash equivalents	6,875	4,139
Total interest income	57,374	50,609
INTEREST EXPENSE
Deposits	24,076	14,136
Borrowings	1,624	1,951
Subordinated notes	672	672
Total interest expense	26,372	16,759
Net interest income	31,002	33,850
(RELEASE OF) PROVISION FOR CREDIT LOSSES	(120)	(273)
Net interest income after (release of) provision for credit losses	31,122	34,123
NONINTEREST INCOME
Service charges and fee income	2,620	2,527
Earnings on BOLI	625	1,179
Mortgage servicing income	1,118	1,179
Fair value adjustment on MSRs	(4)	(219)
Net gain on sale of loans	258	340
Other income	38	0
Total noninterest income	4,655	5,006
NONINTEREST EXPENSE
Salaries and benefits	17,590	17,135
Operations	5,894	6,095
Regulatory assessments	787	688
Occupancy	1,665	1,810
Data processing	4,226	4,388
Net (gain) loss and expenses on OREO and repossessed assets	(31)	13
Total noninterest expense	30,131	30,129
Income before provision for income taxes	5,646	9,000
Provision for income taxes	1,006	1,561
Net income	$ 4,640	$ 7,439
Earnings per common share:
Basic (in dollars per share)	$ 1.81	$ 2.88
Diluted (in dollars per share)	$ 1.80	$ 2.86
Weighted average number of common shares outstanding:
Basic (in shares)	2,542,805	2,562,182
Diluted (in shares)	2,565,938	2,581,702