Condensed Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
INTEREST INCOME
Loans, including fees	$ 8,631	$ 7,916	$ 17,040	$ 16,319
Interest and dividends on investments, cash and cash equivalents	77	424	314	838
Total interest income	8,708	8,340	17,354	17,157
INTEREST EXPENSE
Deposits	1,749	1,622	3,607	3,088
Borrowings	63	256	123	574
Total interest expense	1,812	1,878	3,730	3,662
Net interest income	6,896	6,462	13,624	13,495
PROVISION (RECAPTURE) FOR LOAN LOSSES	400	(200)	650	(400)
Net interest income after provision (recapture) for loan losses	6,496	6,662	12,974	13,895
NONINTEREST INCOME
Service charges and fee income	429	479	923	925
Earnings on cash surrender value of bank-owned life insurance	90	78	105	186
Mortgage servicing income	235	256	479	498
Fair value adjustment on mortgage servicing rights	(437)	(162)	(800)	(486)
Net gain on sale of loans	1,262	204	1,581	695
Total noninterest income	1,579	855	2,288	1,818
NONINTEREST EXPENSE
Salaries and benefits	2,818	2,654	6,053	6,293
Operations	1,326	1,450	2,720	3,084
Regulatory assessments	120	115	369	228
Occupancy	497	546	995	1,052
Data processing	645	460	1,215	960
Net loss on OREO and repossessed assets	0	7	0	9
Total noninterest expense	5,406	5,232	11,352	11,626
Income before provision for income taxes	2,669	2,285	3,910	4,087
Provision for income taxes	541	468	802	826
Net income	$ 2,128	$ 1,817	$ 3,108	$ 3,261
Earnings per common share:
Basic (in dollars per share)	$ 0.83	$ 0.72	$ 1.21	$ 1.29
Diluted (in dollars per share)	$ 0.82	$ 0.71	$ 1.20	$ 1.27
Weighted-average number of common shares outstanding:
Basic (in shares)	2,559,879	2,521,901	2,553,369	2,516,095
Diluted (in shares)	2,579,869	2,572,190	2,584,796	2,572,704