Condensed Consolidated Statements of Cash Flows (unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 797	$ 546
Adjustments to reconcile net income to net cash from operating activities
Accretion of net premium on investments	138	0
Other-than-temporary impairment losses on securities	19	91
Provision for loan losses	250	1,500
Depreciation and amortization	109	90
Compensation expense related to stock options and restricted stock	43	33
Fair value adjustment on mortgage servicing rights	(135)	(384)
Additions to mortgage servicing rights	(217)	(185)
Amortization of mortgage servicing rights	262	215
Increase in cash surrender value of bank-owned life insurance	(78)	(66)
Gain on sale of loans	(447)	(251)
Proceeds from sale of loans	25,876	21,132
Originations of loans held for sale	(25,787)	(20,213)
Loss on sale of other real estate owned and repossessed assets	584	255
Change in operating assets and liabilities
Accrued interest receivable	(23)	81
Other assets	(431)	(1,034)
Accrued interest payable	(5)	(2)
Other liabilities	(3)	299
Net cash from operating activities	952	2,107
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from principal payments, maturities and sales of available for sale securities	3,098	130
FHLB stock redeemed	22	0
Net increase in loans	(13,385)	(2,735)
Improvements to OREO and other repossessed assets	(33)	(206)
Proceeds from sale of OREO and other repossessed assets	310	1,190
Purchases of premises and equipment, net	(133)	(15)
Purchases of bank-owned life insurance	(3,500)	0
Net cash used by investing activities	(13,621)	(1,636)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	4,644	7,779
Proceeds from borrowings	68,000	0
Repayment of borrowings	(64,161)	(160)
Net change in advances from borrowers for taxes and insurance	254	288
Net cash from financing activities	8,737	7,907
(DECREASE) INCREASE CASH AND CASH EQUIVALENTS	(3,932)	8,378
CASH AND CASH EQUIVALENTS, beginning of period	12,727	17,031
CASH AND CASH EQUIVALENTS, end of period	8,795	25,409
SUPPLEMENTAL CASH FLOW INFORMATION
Cash paid for income taxes	0	0
Interest paid on deposits and borrowings	574	603
Noncash net transfer from loans to other real estate owned and repossessed assets	$ 811	$ 483