Condensed Consolidated Statements of Income (unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
INTEREST INCOME
Loans, including fees	$ 4,504	$ 4,508
Interest and dividends on investments, cash and cash equivalents	132	55
Total interest income	4,636	4,563
INTEREST EXPENSE
Deposits	501	546
Borrowings	68	55
Total interest expense	569	601
NET INTEREST INCOME	4,067	3,962
PROVISION FOR LOAN LOSSES	250	1,500
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	3,817	2,462
NONINTEREST INCOME
Service charges and fee income	598	550
Earnings on cash surrender value of bank-owned life insurance	78	66
Mortgage servicing income	127	177
Fair value adjustment on mortgage servicing rights	135	384
Other-than-temporary impairment losses on securities	(19)	(91)
Net gain on sale of loans	447	251
Total noninterest income	1,366	1,337
NONINTEREST EXPENSE
Salaries and benefits	1,687	1,283
Operations	967	582
Regulatory assessments	100	122
Occupancy	299	310
Data processing	288	242
Net loss on OREO and repossessed assets	675	469
Total noninterest expense	4,016	3,008
INCOME BEFORE PROVISION FOR INCOME TAXES	1,167	791
PROVISION FOR INCOME TAXES	370	245
NET INCOME	$ 797	$ 546
Earnings per common share
Basic (in dollars per share)	$ 0.31	$ 0.21
Diluted (in dollars per share)	$ 0.30	$ 0.21
Weighted average shares outstanding
Basic (in shares)	2,587,544	2,581,631
Diluted (in shares)	2,645,109	2,603,585