Condensed Consolidated Balance Sheets (Unaudited) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and cash equivalents	$ 8,795	$ 12,727
Available-for-sale securities, at fair value	19,713	22,900
Federal Home Loan Bank (FHLB) stock, at cost	2,379	2,401
Loans held for sale	2,083	1,725
Loans	338,866	326,744
Less allowance for loan losses	(4,046)	(4,248)
Total Loans, net	334,820	322,496
Accrued interest receivable	1,303	1,280
Bank-owned life insurance, net	10,798	7,220
Other real estate owned ("OREO") and repossessed assets, net	2,453	2,503
Mortgage servicing rights, at fair value	2,396	2,306
Premises and equipment, net	2,280	2,256
Other assets	3,636	3,230
Total assets	390,656	381,044
Deposits
Interest-bearing	281,698	276,849
Noninterest-bearing demand	35,029	35,234
Total deposits	316,727	312,083
Borrowings	25,703	21,864
Accrued interest payable	78	83
Other liabilities	3,223	3,226
Advance payments from borrowers for taxes and insurance	585	331
Total liabilities	346,316	337,587
COMMITMENTS AND CONTINGENCIES (NOTE 8)
STOCKHOLDERS' EQUITY
Preferred stock, $0.01 par value, 1,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 40,000,000 shares authorized, 2,587,544 issued and outstanding as of March 31, 2013 and December 31, 2012	26	26
Additional paid-in capital	24,832	24,789
Unearned shares - Employee Stock Ownership Plan ("ESOP")	(1,598)	(1,598)
Retained earnings	21,533	20,736
Accumulated other comprehensive loss, net of tax	(452)	(496)
Total stockholders' equity	44,341	43,457
Total liabilities and stockholders' equity	$ 390,657	$ 381,044