Consolidated Statements of Income (USD $) In Thousands, except Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
INTEREST INCOME
Loans, including fees	$ 17,794	$ 18,285
Interest and dividends on investments, cash and cash equivalents	381	234
Total interest income	18,175	18,519
INTEREST EXPENSE
Deposits	2,135	2,501
Borrowings	225	280
Total interest expense	2,360	2,781
NET INTEREST INCOME	15,815	15,738
PROVISION FOR LOAN LOSSES	4,525	4,600
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	11,290	11,138
NONINTEREST INCOME
Service charges and fee income	2,218	2,052
Earnings on cash surrender value of bank-owned life insurance	239	253
Mortgage servicing income	550	418
Fair value adjustment on mortgage servicing rights	53	(422)
Net loss on sale of securities	0	(34)
Other-than-temporary impairment losses on securities	(164)	(96)
Net loss on sale of assets	0	(80)
Net gain on sale of loans	2,063	501
Total noninterest income	4,959	2,592
NONINTEREST EXPENSE
Salaries and benefits	6,011	4,997
Operations	2,787	2,530
Regulatory assessments	430	510
Occupancy	1,218	1,162
Data processing	1,011	938
Losses and expenses on other real estate owned and repossessed assets	921	1,394
Total noninterest expense	12,378	11,531
INCOME BEFORE PROVISION FOR INCOME TAXES	3,871	2,199
PROVISION FOR INCOME TAXES	1,231	648
NET INCOME	$ 2,640	$ 1,551
Earnings per common share:
Basic (in dollars per share)	$ 1.01	$ 0.60
Diluted (in dollars per share)	$ 1.00	$ 0.59
Weighted average shares outstanding
Basic (in shares)	2,586,159	2,581,966
Diluted (in shares)	2,619,131	2,608,223