Deposits (Tables)

12 Months Ended

Dec. 31, 2012

Deposits [Abstract]

Summary of deposits accounts with the corresponding weighted average cost of funds

A summary of deposit accounts with the corresponding weighted average cost of funds are presented below (dollar amounts in thousands):

	As of December 31, 2012					As of December 31, 2011
	Deposit Balance		Wtd Avg Rate			Deposit Balance		Wtd Avg Rate
Checking (noninterest)	$	31,427		0.00	%	$	26,907		0.00	%
NOW (interest)		28,540		0.10			22,332		0.09
Savings		27,174		0.08			22,092		0.10
Money market		86,149		0.32			95,029		0.58
Time deposits		134,986		1.33			129,968		1.53
Escrow(1)		3,807		0.00			3,669		0.00
Total	$	312,083		0.69	%	$	299,997		0.87	%

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(1) Escrow balances shown in noninterest-bearing deposits on the consolidated balance sheets

Maturities of time deposits

Scheduled maturities of time deposits at December 31, 2012 are as follows:

YEAR ENDING
DECEMBER 31,	AMOUNT
	(in thousands)
2013	$	73,477
2014		37,584
2015		6,738
2016		6,800
Thereafter		10,387
	$	134,986