Condensed Consolidated Balance Sheets (unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011
ASSETS
Cash and cash equivalents	$ 15,655	$ 17,031
Available-for-sale securities, at fair value	20,891	2,992
Federal Home Loan Bank stock, at cost	2,422	2,444
Loans held for sale	2,089	1,807
Loans	308,998	300,096
Less allowance for loan losses	(4,333)	(4,455)
Total loans, net	304,665	295,641
Accrued interest receivable	1,249	1,234
Bank-owned life insurance, net	7,160	6,981
Other real estate owned and repossessed assets, net	2,548	2,821
Mortgage servicing rights, at fair value	2,314	2,437
Premises and equipment, net	2,237	2,385
Other assets	5,268	3,967
Total assets	366,498	339,740
Deposits
Interest-bearing	279,737	269,421
Noninterest-bearing demand	33,307	30,576
Total deposits	313,044	299,997
Borrowings	8,024	8,506
Accrued interest payable	78	84
Other liabilities	2,514	2,149
Advance payments from borrowers for taxes and insurance	542	291
Total liabilities	324,202	311,027
COMMITMENTS AND CONTINGENCIES (NOTE 7)
STOCKHOLDERS' EQUITY
Preferred stock, $0.01 par value, 1,000,000 shares authorized, none outstanding	0	0
Common stock, $0.01 par value, 40,000,000 shares authorized, 2,587,544 and 2,578,144 issued and outstanding as of September 30, 2012 and December 31, 2011, respectively(1)	26	30
Additional paid-in capital	24,722	11,939
Unearned shares - Employee Stock Ownership Plan ("ESOP")	(1,827)	(693)
Retained earnings	19,848	18,096
Accumulated other comprehensive loss, net of tax	(473)	(659)
Total stockholders' equity	42,296	28,713
Total liabilities and stockholders' equity	$ 366,498	$ 339,740