Condensed Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 3,814	$ 3,570
Adjustments to reconcile net income to net cash from operating activities:
Accretion of net discounts on investments	32	96
Loss on sale of securities	0	31
Provision for loan losses	250	400
Depreciation and amortization	593	515
Compensation expense related to stock options and restricted stock	354	322
Net change to mortgage servicing rights	210	(198)
Increase in cash surrender value of BOLI	(252)	(253)
Gain on sale of loans	(1,028)	(1,146)
Proceeds from sale of loans held for sale	58,464	60,280
Originations of loans held-for-sale	(57,769)	(59,096)
Net loss on sale and write-downs of OREO and repossessed assets	3	95
Change in operating assets and liabilities:
Accrued interest receivable	(22)	44
Other assets	(330)	926
Accrued interest payable	(10)	(15)
Other liabilities	719	(1,075)
Net cash from operating activities	5,028	4,496
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from principal payments, maturities and sales of available for sale securities	1,008	4,233
Purchases of available for sale securities	(1,363)	0
FHLB stock redeemed	66	666
Net increase in loans	(17,873)	(6,024)
Proceeds from sale of OREO and other repossessed assets	131	501
Purchases of premises and equipment, net	(532)	(540)
Net cash used by investing activities	(18,563)	(1,164)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	23,459	11,766
Proceeds from borrowings	106,000	64,000
Repayment of borrowings	(108,982)	(70,482)
Dividends paid on common stock	(558)	(426)
Net change in advances from borrowers for taxes and insurance	463	421
Proceeds from stock option exercises	164	30
Repurchase of common stock	0	(1,261)
Net cash from financing activities	20,546	4,048
Net change in cash and cash equivalents	7,011	7,380
Cash and cash equivalents, beginning of period	48,264	29,289
Cash and cash equivalents, end of period	55,275	36,669
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for income taxes	2,290	2,325
Interest paid on deposits and borrowings	2,166	2,070
Noncash net transfer from loans to OREO and repossessed assets	$ 249	$ 450