Condensed Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
ASSETS
Cash and cash equivalents	$ 55,275	$ 48,264
Available-for-sale securities, at fair value	6,996	6,696
Loans held for sale	2,424	2,091
Loans	477,066	459,469
Allowance for loan losses	(4,859)	(4,636)
Total loans, net	472,207	454,833
Accrued interest receivable	1,630	1,608
Bank-owned life insurance ("BOLI"), net	11,998	11,746
Other real estate owned ("OREO") and repossessed assets, net	884	769
Mortgage servicing rights, at fair value	3,039	3,249
Federal Home Loan Bank ("FHLB") stock, at cost	2,146	2,212
Premises and equipment, net	5,274	5,335
Other assets	4,333	3,957
Total assets	566,206	540,760
Deposits
Interest-bearing	395,114	389,151
Noninterest-bearing demand	68,369	50,873
Total deposits	463,483	440,024
Borrowings	37,453	40,435
Accrued interest payable	62	72
Other liabilities	5,859	5,140
Advance payments from borrowers for taxes and insurance	1,032	569
Total liabilities	507,889	486,240
COMMITMENTS AND CONTINGENCIES (NOTE 7)
STOCKHOLDERS' EQUITY
Preferred stock, $0.01 par value, 1,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 40,000,000 shares authorized, 2,498,604 and 2,469,206 shares issued and outstanding as of September 30, 2016 and December 31, 2015, respectively	25	25
Additional paid-in capital	23,520	23,002
Unearned shares - Employee Stock Ownership Plan ("ESOP")	(911)	(911)
Retained earnings	35,496	32,240
Accumulated other comprehensive income, net of tax	187	164
Total stockholders' equity	58,317	54,520
Total liabilities and stockholders' equity	$ 566,206	$ 540,760