Condensed Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
INTEREST INCOME
Loans, including fees	$ 6,051	$ 5,363	$ 12,003	$ 10,685
Interest and dividends on investments, cash and cash equivalents	92	47	181	102
Total interest income	6,143	5,410	12,184	10,787
INTEREST EXPENSE
Deposits	654	661	1,342	1,322
Borrowings	55	19	84	47
Total interest expense	709	680	1,426	1,369
Net interest income	5,434	4,730	10,758	9,418
PROVISION FOR LOAN LOSSES	100	200	250	300
Net interest income after provision for loan losses	5,334	4,530	10,508	9,118
NONINTEREST INCOME
Service charges and fee income	652	671	1,245	1,316
Earnings on cash surrender value of bank-owned life insurance	85	84	168	168
Mortgage servicing income	208	214	413	469
Fair value adjustment on mortgage servicing rights	(76)	347	(190)	169
Loss on sale of securities	0	0	0	(31)
Net gain on sale of loans	341	390	551	786
Total noninterest income	1,210	1,706	2,187	2,877
NONINTEREST EXPENSE
Salaries and benefits	2,618	2,205	5,181	4,460
Operations	1,084	1,053	2,056	1,957
Regulatory assessments	125	230	280	296
Occupancy	380	448	765	773
Data processing	444	454	830	856
Net loss on OREO and repossessed assets	6	10	6	82
Total noninterest expense	4,657	4,400	9,118	8,424
Income before provision for income taxes	1,887	1,836	3,577	3,571
Provision for income taxes	633	589	1,217	1,116
Net income	$ 1,254	$ 1,247	$ 2,360	$ 2,455
Earnings per common share:
Basic (in dollars per share)	$ 0.51	$ 0.50	$ 0.95	$ 0.98
Diluted (in dollars per share)	$ 0.49	$ 0.48	$ 0.92	$ 0.94
Weighted average number of common shares outstanding:
Basic (in shares)	2,481,093	2,510,673	2,479,422	2,517,734
Diluted (in shares)	2,558,028	2,601,984	2,552,005	2,602,777